Out their in cyber space, there are thousands if not millions of you with different jobs and qualifications.
Can you answer any questions, or do you have a question!

Question
If I hold shares in certificate form, some companys, will give you a discount on there products or services.
If you hold them in crest through a Stockbroker none seem to be offered why not?
Question
I hold shares in a company in Australia in crest (no Certificate) I get voting rights at all AGM / EGM meetings.
Why do we not get them for UK Companys we hold in crest?
Question
The stock market are trying to get rid of shares in certificate form, will we lose voting rights if this happens?

Answer: Don't know
Answer; Don't know
Answer; Don't know
Hope this helps ;-)
Would like to know though.
Alan

Alan
After reading hundreds of your posts, I thought you were clued up on most things.

No mate.
its a vicious rumour put about by people who don't know me very well!!

Seriously, Holding in Crest form also means you miss out on discounts and offers from the company that certificate holders get, and I can see no reason for this either because the registrar of the company holds your details on file however you hold, providing it is not in a nominee account.
And perhaps there is the seed of the answer. If the crest system here uses nominee accounts and those in Australia don't.....................
Further, in crest form, you are saved a bit of paperwork that the broker takes care of. In certificate form you do it yourself and save the broker time and expenses of admin. Perhaps they are rewrding you for minimizing their work.
Don't know if any of the above holds water. its just guesswork.
Alan

The problem in the UK is not CREST in itself, but the fact that most stockbrokers hold your shares in the name of their nominee company rather than your own. So their nominee company is entitled to vote and obtain any fringe benefits, and the company you hold shares in doesn't even know your name. This is done to keep costs down. If the holdings are in their own name they don't need to pay for multiple accounts with Crest and they don't need to obtain your signature to transfer the shares when you sell.

It is possible to have a CREST account in your own name, but of the brokers geared towards PIs I only know of Charles Stanley that offer it. There is a yearly fee involved though so most people don't bother. This is similar to the situation in Australia where although there are no share certificates, the holdings are held in investors' names and so voting is possible.

Thanks Kayak
Sounds like we should ask our stockbrokers to let us vote online, on their sites, they have all our names, and then they can vote as we wish.

Question
I regularly look at the pages of trades that go through on shares that I hold; often I see,
1 share buy or sell. This dose not make sense to me, I have to pay 11.95 per trade, so to buy or sell, just 1 share at maybe 20p it just dose not add up.
I know if a company consolidated you could be left with an odd 1!
Anyone any ideas?
10/1/06 1 share buy in SEO 16p ?
10/1/06 1 share buy in EEN 213p ?

>>JIMWARD9
Ive seen your question asked before some brokers will reinvest your divi for no charge (Fidelity do i think) might be a small divi being reinvested.Or a punter buying a share to get an annual report or http://www.framedshare.co.uk/results.asp?txtSearch=1fashion

i still dont know

An unrelated question. If I were to open a self select ISA what are the limits on the listed shares I can buy? I believe AIM shares are not permitted. Can I hold international shares in the ISA? Also, I have bought US shares listed on the NASDAQ but i have bought them through the LSE's International Retail Service thus the shares are listed in London in GBP. Any ideas? If you ever call brokers like Hoodless Brennan, Halifax etc you get some 18yr old numbskull on the other end of the line.

Question
What came first the chicken or the egg?
I reckon the chicken cos eggs come from Asda.... Any ideas??

Question,
Are there any benefits to trading CFDs compared to spread betting as no tax to pay on either, is one better than the other?

Griffin ,you pay tax on the profits you make trading CFD's .only spread bets are tax free.

I don't pay tax on any of my stock market investments.
Its complicated, but try to follow it.
I NEVER MAKE ANY SODDING MONEY!!!!!!!!

jimmy b - Thanks for info.

LOL!!! you don't need to Al ,your a rich company director .

Poor as a church mouse, me, jimmy.
Haven't been able to post this reply till I scrounged 50p for the electric meter.
Alan

Is it just me or is the market really constipated today?

..

Where is the best place to find historic share prices, specifically closing prices on the 6th Nov 2011?

Harry, Yahoo seem to carry them, here is LLOY

Excellent, thanks for that. Found loads of sites which require registering or payment, but this one looks to fit the bill.

The bill's in the post :-)

Harry you can also find what you want on Big Charts on the interactive chart. It gives you open end of day and high and low of day.Just whisk your cursor over the day required.

can any one explain to me this,
range resources 2 AT trades at 3.24p and 3.25p respectively.
both trades 1 share sells.
why sell do people sell 1 share?

thanks in anticipation.

They found it when clearing out their bottom draw.

Or to balance their book!

As I have a modest income from a few sources, I use an accountant to input the figures I give him to process my online tax return. It only costs me about £300 per year, so I consider it money well spent to get it right.
For the first time they have now sent me an invoice for payment in advance for an insurance policy (provided by Qdos Vantage) to cover me from 'any professional fees incurred in respect to a possible investigation performed by HMRC'. This comes at a cost of £120.
Has anyone experience of this or opinions, please? Money well spent or a complete rip off?
I am just a private individual, not a sole trader, so don't submit any accounts under a company name.

I don't mind wasting my money on insurance. Hopefully, it should always be a waste of money.

Wouldn't it have been nice to be a lovely waste of money for all those California householders who lost their homes in the fires?

.

Thanks, but the analogy isn't quite the same.
According to Martin Lewis (Moneysavingexpert) the chance of being investigated by HMRC as a private individual is about 3%. I have a feeling that the chance of wild fires in California is about the same risk as seeing a tornado in tornado alley!

Personally I wouldn't bother with the insurance.

There are two reasons you are likely to be investigated:
a) HMRC have evidence your return is incorrect. In which case it's highly likely the insurance won't cover you unless HMRC have got their information wrong
b) HMRC assert the tax calculation done by your accountants is wrong. In which case you shouldn't be paying if your accountants have got it wrong and don't need insurance or alternatively your accountants have got it right in which case it should be easily resolvable.


I wouldn't bother. I don't. Especially as your affairs aren't complex.

Self insure I’d say.
1. If your accountants have messed up then they pay.
2. if a random enquiry (less likely simply beacause you use accountants) then the process is routine.
3. If you’ve not made full and frank disclosure to your accountants I’d bet the insurance is void?
From personal experience an enquiry is scary but the people I dealt with were very fair and helpful in pointing out the mistake I’d made at the expense of the underpaid tax.

If your affairs are fairly simple then I would say do it yourself and as for insurance definitely no.

Just be honest with your figures and if they are wrong then you will simply be asked to correct them, I’ve always found the HMRC very amiable and helpful.

Main point is Harry to get them in before the deadlines.

What's a tax return? :-)

Thanks guys for the input.
My research has turned up the fact that if I bought the insurance policy myself it would cost around £75, so clearly the accountancy firm are adding their 'administration fee'.
However, they counter this by saying that I will have access to a helpline for advice on health & safety and Employment law! Hmmmmm..............

Skinny, clearly with your offshore accounts you are outside UK HMRC jurisdiction! ;o)

Skinny offshore? Give me your number right now Skinny as I must do my civic duty )-: