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It's left a bad taste - I still have AV shares from 2010 and am mulling over what to do - as you say, yield is becoming an elusive commodity.

I won't be renewing my Aviva car or travel insurance, as the costs are no more competitive than others.

Forgot to add that there is no stamp duty on these.

Thanks Midknight. I will take a look.

CC - also ave a look at RUSP -about 8% yield , paid quarterly, no stamp duty,
but the Pref bit might put you off, after your AV. experience.