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Lloyds TSB     

Clubman3509 - 29 Sep 2008 11:39

Anybody think Lloyds will bail out, or not be able to continue with HBOS takeover

Clubman3509 - 29 Sep 2008 14:12 - 12 of 61

If all the Jocks living in England were to return to haggisland you would not have enough council houses to put them in.

hangon - 29 Sep 2008 14:13 - 13 of 61

Now then, now then, there's a tsunami heading this way - don't waste time discussing who makes the best beach-umbrellas.
-Run for the hills!

scotinvestor - 29 Sep 2008 14:13 - 14 of 61

u r a racist........just like mitzy

cynic - 29 Sep 2008 14:14 - 15 of 61

good idea woaded one ..... let's have a bit of clearance like we did during the jacobite rebellions!

Clubman3509 - 29 Sep 2008 14:14 - 16 of 61

No I like black people

scotinvestor - 29 Sep 2008 14:15 - 17 of 61

it was the english that drove us out of our own country centuries ago!!!!

u lot r rapists

scotinvestor - 29 Sep 2008 14:17 - 18 of 61

yes cynic.....thats what i was referring to......about time someone did it to english to see how they felt.

r u black, clubman?

at least cynic is reasonably well informed..........u clubman r a moron......i doubt u went to school by sounds of it

Clubman3509 - 29 Sep 2008 14:17 - 19 of 61

).

scotinvestor - 29 Sep 2008 14:18 - 20 of 61

err, clubman........its not just whether its anti-black that makes a person racist...........your terminology in recent posts makes u a racist

cynic - 29 Sep 2008 14:22 - 21 of 61

doh! jacobite rebellions, or did your school history books excise those other than battles of prestonpans (1745) and sterling (sic -lol!) in 1297 which was the precursor!

scotinvestor - 29 Sep 2008 14:25 - 22 of 61

your spelling gone a bit there cynic.

as i say, at least i respect you as u have studied history and have well round knowledge on things

how much longer is markets going to be bad for cynic? any ideas

IanT(MoneyAM) - 29 Sep 2008 14:27 - 23 of 61

ok guys, enough - focus on the threads subject matter and not trading personal insults/accusations.

Ian

cynic - 29 Sep 2008 14:28 - 24 of 61

dope .... hence (sic - lol!) - and rotfl!

in honesty, i really have no idea at all and cannot make it out.
individual countries may well get hit harder than the global economy, which is how it feels at the moment, but it may be that the global economies - particularly india and china - will also suddenly fall off a cliff.

hangon - 29 Sep 2008 14:36 - 25 of 61

Clubman3509
What worries me is my holding in LLOY is going south, when I thought we were told the new LLOY-BOS would have greater incomes, economies of scale. etc.
-OR is this a new brand of sweeties, made in Chernoble, which glows in the dark and causes lukemia (fears)?
If LLOY has been dilligent in staying away from Halifax-style generous Mortgage deals (C+G being somewhat po-faced), then WHY would they touch HBOS with a barge-pole?
. . . . . Well, I understand both have been mulling-over a JV for some time, so it follows their finances are reasonably well understood.

Mortgage providers (dare I suggest NRK/B&B _?) were only "found-out" in these particularly difficult times, triggered by "sub-prime" - if US mortgage providers had kept to the "Mortgage Rules" there would have been no Sub-Prime market - but these jumped-up US-lenders flouted their Rules by pretending it wasn't a Mortgage Broker ( =my understanding...DYOR)....and traded "outside the rules" - it was this unconnected lunacy that made International Money-Markets look closely at our own Mortgage providers and the likes of NRK had already felt the effects when US-Banks and others stopped lending to each other. That was when they noticed HBOS/NRK/B&B were always taking money out of the system . . . . . although HBOS was nothing like the other two, I suspect.

Therefore LLOY/HBOS already know the state of their respective liabilities - hence the rush to join when the Merger-Regulations are "off" - earlier this would have been stopped!
AARGH!. . . . for YET still the LLOY sp falls (faster? than HBOS)- and I don't like it........Grr!

cynic - 29 Sep 2008 14:40 - 26 of 61

Ian .... trading is a dirty word to several members - lol!

Dil - 29 Sep 2008 14:54 - 27 of 61

Is Scotland that great country you can't wait to emigrate from ???

You don't half talk a load of bullsh*t scotty.

Dil - 29 Sep 2008 14:56 - 28 of 61

Aww sorry Ian just saw the warning ... but he is a right uckin prat.

spitfire43 - 29 Sep 2008 17:40 - 29 of 61

After averaging down with lloy, I now almost have my quota, what I should have done was trade out of them last week at 325, and buy back in lower. But I wasn't fast enough on the day, so back to original plan and hold for long term, about 2 to 3 years.

At least the perma bull at Panmure Gordon Sandy Chen has changed his view from a hold to buy with 340p price target.

Fred1new - 29 Sep 2008 18:29 - 30 of 61

Spitfire, it may be 5-10years.































8-)

I hope not as I have some.

spitfire43 - 29 Sep 2008 18:49 - 31 of 61

You may be right, it's a hard call for timescales, but when sentiment changes it can move the sp higher very quickly. So looking at the brightside, at least I have brought the shares, and won't miss the bull run.

But being a pessimist I will plan for next year to still be a bear market, with a recovery due in 2010.
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