Why are we again at 10.5p bid?

It doesn't add up...

Good Results + Strong buying pre results + Christmas online buying soon = Price drop

Then again some companies that have debt for equity hanging in the balance, poor results and bankruptcy around the corner and they go up!

Why sell now at a loss?

Wont that be a kick in the teeth when we see 13.5p 14p again!

Best of luck all.

Retail Decisions to Offer PayPal as a Payment Option
Tuesday August 10, 5:00 am ET


HAZLET, N.J., Aug. 10 /PRNewswire/ -- Retail Decisions (ReD), a leader in international payment processing and risk management services, now offers PayPal as an additional payment option through its payment gateway. By integrating PayPal as a payment option, ReD customers are able to process payments from more than 50 million PayPal member accounts around the world.
"ReD is committed to expanding its suite of payment options while continuing to deliver a secure, reliable and functionally rich international payment gateway to the market," said Carl Clump, CEO of Retail Decisions. "With nearly 53,000 new members added daily in the second quarter of 2004, PayPal's payment service is a key way for Internet merchants to build consumer confidence online and is a powerful tool for acquiring new customers."

"We are extremely pleased to be working with Retail Decisions and its blue chip roster of customers," said Todd Pearson, general manager of PayPal's Merchant Services. "With this integration, Retail Decisions and PayPal will enable ReD's customers, which comprise many of the world's largest online merchants, to derive incremental revenue from the millions of consumers who prefer to make their purchases online using PayPal."

Under the terms of the agreement, PayPal is now available through ReD's enterprise payment gateway software, LiveProcessor, as well as through ReD's fully managed, international ReD1 Gateway service. This will enable all ReD's online merchants around the world to benefit from this agreement with PayPal. ReD's payment processing customers include Walmart.com, Buy.com, Netflix, RealNetworks and Travelocity.com.

About Retail Decisions

Retail Decisions (ReD) is an international electronic payment transaction services business that provides fraud prevention, enterprise-wide payment processing and value-added transaction and consulting services to the retail, finance, telecommunications and e-commerce sectors. ReD is able to predict and prevent payment card fraud, process high volumes of credit card and electronic check transactions and has a platform for a full range of transaction based value-added services.

ReD has more than 16 years experience in payment card risk management and processing services with operations in the United States, Europe, South Africa and Australia.

Retail Decisions plc is listed on the London Stock Exchange (LSE: RTD - News). For more information regarding Retail Decisions, visit http://www.redplc.com or http://www.red-usa.com.

Retail Decisions Contacts:
Carl Clump, CEO Retail Decisions plc
+44 1483 728 700

Xavier Kris, Managing Director ReD US
+1 732 847 6292
http://biz.yahoo.com/prnews/040810/netu001_1.html




HAZLET, N.J, Aug. 9 /PRNewswire/ -- Retail Decisions (ReD), the
international supplier of risk management and payment processing services, has
appointed Phaedra Saylor as Director of Business Development. Ms. Saylor's
role will consist of developing and managing strategic partnerships and
reseller channels throughout North America.
Commenting on the appointment, ReD's CEO, Carl Clump said, "We are
delighted Phaedra has joined ReD. Her previous experience in the fraud
prevention and electronic payment processing markets, in addition to her
professionalism and industry reputation will further strengthen our US team.
We are looking forward to Phaedra having an immediate impact on our rapidly
growing US business."
Prior to joining ReD, Phaedra served as Senior Account Manager Channel
Sales for CyberSource Corporation. In that capacity, she was responsible for
developing and maintaining strategic relationships with enterprise customers
and partners.
Speaking about her new role, Ms. Saylor said, "ReD is a market leader in
the international payments industry. I look forward to my new role, working
with the dynamic US team and contributing to the continued success of the
company."

About Retail Decisions
Retail Decisions (ReD) is an international electronic payment transaction
services business that provides fraud prevention, enterprise-wide payment
processing and value-added transaction and consulting services to the retail,
finance, telecommunications and e-commerce sectors. ReD is able to predict and
prevent payment card fraud, process high volumes of credit card and electronic
check transactions and has a platform for a full range of transaction based
value-added services.
ReD has more than 16 years experience in payment card risk management and
processing services with operations in the United States, Europe, South Africa
and Australia.
Retail Decisions plc is listed on the London Stock Exchange (LSE: RTD).
For more information regarding Retail Decisions, visit http://www.redplc.com
or http://www.red-usa.com.

Retail Decisions Contacts:
Carl Clump, CEO Retail Decisions plc
+44 1483 728 700

http://www.prnewswire.com/cgi-bin/stories.pl?ACCT=109&STORY=/www/story/08-09-2004/0002227398&EDATE=

RETAIL DECISIONS AND CARDINAL COMMERCE ANNOUNCE A NEW PARTNERSHIP

RETAIL DECISIONS AND CARDINAL COMMERCE ANNOUNCE NEW PARTNERSHIP

Mentor, OH and Hazlet, NJ (August 12, 2004) - CardinalCommerce, a leader in the payment authentication service market and Retail Decisions (ReD), an international provider of payment processing and fraud prevention services to the retail, banking, telecom and e-commerce sectors have announced an agreement to offer the Cardinal Centinel service through ReDs payment and risk management platforms. The agreement will enable Retail Decisions customers to access Cardinals merchant software platform for authenticating payments through the Verified by Visa, MasterCard SecureCode and JCB J/Secure payment initiative programs.

Offering payer authentication services through Cardinals Centinel service is a logical step for Retail Decisions stated Carl Clump, CEO of the Retail Decisions Group. The addition of the Centinel service to ebitGuard, ReDs multi-dimensional real-time fraud prevention service, will enable our customers to authenticate payments through Verified by Visa, MasterCard SecureCode and J-Secure, while at the same time continuing to enjoy the benefit of reduced customer insult rates, transaction out-sort rates and chargebacks resulting from fraudulent card-not-present payments. This partnership is further indication that ebitGuards merchant-specific rules, proprietary detection engines, extensive domestic and international fraud screening databases and neural network technology continues to deliver a best of breed risk management service to our US and international customers.

Cardinal provides authentication services, based on 3-D Secure technology, to more merchants than all other 3-D Secure vendors combined. Cardinal is the first company worldwide to offer a simple comprehensive authentication service to merchants and acquirers, encompassing all 3-D Secure initiatives. Due to the unique architecture of Centinel and this integration, ReDs payment gateway and risk management customers will be able to authenticate transactions through their existing implementation, thus expanding secure transaction coverage and further mitigating chargebacks across a larger percentage of merchant transactions.

We are very pleased to announce the partnership with ReD, stated Kendall G. Myles, Senior Vice President of Merchant Services at CardinalCommerce. ReDs customers represent many of the largest online retailers in the world. With this integration, ReD and Cardinal are combining forces to offer the market ReDs world-class risk management and payment gateway services together with Cardinals advanced payer authentication services. This offering will result in even greater chargeback liability protection and, in some instances, lower interchange fees for merchants.

http://www.redplc.com/news/archive/default.msp?contentId=2233


Results soon, T traders to come etc etc

:o))

Morning all,

It seems the enthusiasm has died down! With oil prices flying high should we not be expecting a promising statement on the 10th - surely it is time to top up!?!

;-\

OK Douggie I have been longing to ask - what does :o)) and ;-\ represent?

mornin Oakapples :o)) a warm smile I am pleased ;-\ a wry /quizzical in this lonly watch it amuses me and I hope others good wishes

Thanks Douggie - ":0))"

:o[[ and this of course suits todays performance !!

Press Release Source: CyberSource Corporation


CyberSource Sues Retail Decisions for Patent Infringement
Friday August 13, 8:00 am ET


MOUNTAIN VIEW, Calif., Aug. 13 /PRNewswire-FirstCall/ -- CyberSource Corporation (Nasdaq: CYBS - News) announced today that it has filed a patent infringement lawsuit against Retail Decisions, Inc. and Retail Decisions plc. The suit was filed in the U.S. District Court, Northern District of California.
(Logo: http://www.newscom.com/cgi-bin/prnh/19990513/CYBRSOURCELOGO )
The complaint alleges that Retail Decisions' eBitGuard product uses technology covered by U.S. Patent No. 6,029,154, "Method and System for Detecting Fraud in a Credit Card Transaction Over the Internet." The application for the patent was filed in July 1997 and the patent was issued to CyberSource in February 2000.

CyberSource is asking the court to enjoin Retail Decisions from infringing CyberSource's patent as well as for an award of damages adequate to compensate CyberSource for the harm resulting from Retail Decisions' infringement and treble damages based upon Retail Decisions' willful infringement.

About CyberSource

CyberSource Corporation is a leading provider of electronic payment and risk management solutions. CyberSource solutions enable electronic payment processing for Web, call center/IVR, and POS environments and manage fraud risk associated with card-not-present transactions. CyberSource Professional Services designs, integrates, and optimizes enterprise-wide commerce transaction systems. Over 4000 businesses use CyberSource solutions, including half of the Dow Jones Industrial companies. The company is headquartered in Mountain View, California, and has sales and service offices in Japan, the United Kingdom, and other locations in the United States. For more information, please visit CyberSource's web site at www.cybersource.com or email info@cybersource.com.

NOTE: CyberSource is a registered trademark in the U.S. and other countries. All other brands and product names are trademarks or registered trademarks of their respective companies.


http://biz.yahoo.com/prnews/040813/sff015_1.html

this could absolutely tank short term.

And there was me elsewhere having a b..... good day. As we know this could go on for ages and result in nothing. Too late to sell so its grin and bear it - again!

there is a lot of buying at around 14p. mabe we are not dead and buried yet

going down again, i think we are screwed

OOOOOOOOOOwwwwwwwwwwwwwwwwwwww ohhhhhhhdear just when I was thinking things couldnt get much worse in my portfolio now this (this being my good share) ;o[[[[

this is what usualy happens to me when I am on holiday this has come a bit soon I don't go 'till tamorrer. should I panic or is it too late for that? only 3p prfit left!!!!!!!!!!

why join all the rats leaving the sinking ship? go on holiday and fuggetabowit

OMG !!!!!! the curse of friday the 13th!!!!!!

Great timing not to have my laptop (its in for more repairs at Toshiba!!!). Just seen the news! Big worry is that a lot will not have seen it today and there will be more selling on monday morning.

Saying that I am confused.

1) Why would a senior member of staff leave a company for a competitor that its previous employer was about to sue to for patent infringement (she was in a position where surely she would have known).

2) My understanding is we are talking about basically a filing system here which is not something that would be covered under a patent imo.

3) why now when this patent is 7 years old and been theirs for 4 years (a few days after they have poached one of your top members of staff)

4) Why was this not released simultaneously in the UK as well as the US and why have RTD not issued an RNS in response!

Fundy,
They cannot issue a response without recourse to legal advice, this being Friday, they will all be long gone, yesterday afternoon at a guess, for the weekend.

Regards

SC

Sounds like utter nonsense to me, many fraud prevention companies & banks have been doing this since way before 1997 so CyberSource have got no chance of winning.

CyberSource wouldn't dare take on a big bank, I suppose they hope RTD will pay them to stop hassling them rather than spend money on lawyers.