mitzy
- 10 Oct 2008 06:29
tabasco
- 04 Dec 2009 14:00
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With upwards revisions over the last few monthsit is possible jobs were actually created in America last month?
Dil
- 06 Dec 2009 00:33
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Yes yes very nice mr tosser but is the question too hard ?
You still in VOG ... cos you appear to have stopped ramping it ???
Master RSI
- 06 Dec 2009 17:09
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Daily Mail - 04th December 2009
Lloyds executives to get bumper payout worth 80% of their salaries
Lloyds bankers are to be given huge bonuses for overseeing the HBOS merger
Around 200 executives at Lloyds are to be given one-off payments worth up to 80 per cent of their salaries, it was revealed today.
The bank, which is 43 per cent owned by the taxpayer, negotiated the deal with shareholders as it embarked on its ill-fated merger with HBOS earlier this year.
A spokesman for Lloyds Banking Group said the Government had approved the bonus package and stressed that payments would only be made over three years and in shares.
The bosses will receive the cash as a reward for integrating Lloyds with HBOS, a move that has led to the loss of more than 11,000 jobs at the combined bank since January.
Bonuses of up to 80 per cent would equate to 2.4million for the Lloyds Banking Group board, including 828,000 for chief executive Eric Daniels.
Mr Brown waived competition rules to allow the Lloyds takeover of HBOS.
He was accused of trying to engineer the deal after it emerged he had discussed the issue with former Lloyds chief Victor Blank at a City reception.
Master RSI
- 06 Dec 2009 17:15
- 1493 of 5370
A SHEEP SHAGGER looking for poor SHEEP
Has become a STALKER ( Dil ) on this thread
That stupid person, has not realised I am not in speaking terms with the SHEEP SHAGGER , STALKER and all time B@STARD
Note : B@STARD - word is also used as a derogatory term for an unpleasant person.
The term can also mean a mongrel, a shepshagger or a stalker.
HARRYCAT
- 06 Dec 2009 20:59
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Just answer the question. This is becoming very boring & if you are not careful you are both staying behind for detention.
Master RSI
- 07 Dec 2009 12:23
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Harry
re - Just answer the question
I do not play Squash anylonger prefer tenis
I am still a bit fast though I am not sweet 16 any more
I am not furious
but I do not need to answer any questions, specially if not related to LLOY
and certainly no one gives me orders
note - I hope you do undertand the top part its your favorite past time
halifax
- 07 Dec 2009 12:27
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the answer is a yes then!
HARRYCAT
- 07 Dec 2009 12:28
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Good grief! Just read through what you have written & see if ANY of it relates the the question.
tabasco
- 07 Dec 2009 12:56
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Masteryou do not play Squashbutyou dont come on here and give advice as if you are Peter Nicol
You are no longer the fastest thing on two legsbutyou dont come on here and give advice as if you are Usain Bolt
You are no longer furiousbutyou dont come on here and give advice as if you are Joey Barton
You do still trade sharesandyou do come on here and give advice as if you are Tokyo Joe
So dont you think we all should knowif notwhy so?
Master RSI
- 07 Dec 2009 13:30
- 1499 of 5370
HARRYCAT
re - the answer is a yes then!
certainly NOT
My post is about YOU..... re - note - I hope you do undertand the top part its your favorite past time >>>>>>> Squash player, so tend to be a bit fast & furious!
MoneyAM Username: HARRYCAT
Real name: Just call me Harry
Location: East Anglia G.B.
Biography
Regular online private investor.
50% in low risk companies.
50% actively traded in high risk companies.
Heavy subscriber to the 'Get rich quick' brigade.
No penny shares - Mugs game!
Squash player, so tend to be a bit fast & furious!
Dil
- 07 Dec 2009 13:38
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So you still in VOG or not ?
HARRYCAT
- 07 Dec 2009 13:38
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I wonder if you MRSI even understand yourself, 'cos I certainly don't.
Master RSI
- 07 Dec 2009 13:42
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Good for you Harry
re -Do not giver orders to people
if you have any kids, start given them orders, if they go to their room then you may be OK
If they throw you their SHOES, you are in a big trouble just like now.
Master RSI
- 07 Dec 2009 13:45
- 1503 of 5370
from Times online ...............
http://business.timesonline.co.uk/tol/business/columnists/article6945355.ece
To buy or not to buy, that is the question
Patrick Hosking: On the money
Pique is an unfortunate emotion, one that could be costly for millions of bruised Lloyds shareholders. This weekend they have to decide whether to invest more money in the company. Lloyds is seeking 13.5 billion from shareholders, who are being offered the opportunity to buy new shares at a discount. The final deadline for applications is Friday.
The temptation for many will be to say no, no and no again. Whether shareholders came to own their Lloyds shares through Lloyds TSB or through its takeover partner HBOS, they have been horribly let down by both parties.
This, they could be forgiven for thinking, is a company that needs punishing, not rewarding with more capital. This, they might understandably conclude, would be a classic case of throwing good money after bad. After all, investors who subscribed for the three past capital raisings one by Lloyds and two by HBOS lost money in each case.
Worse, they were kept in the dark about how precarious things were at HBOS. For much of 2008, HBOS shareholders were repeatedly given a less than full picture as official revelations from the National Audit Office this week showed. So too were Lloyds TSB shareholders when they were asked to approve the takeover.
Even as Lloyds was proclaiming the merits of the takeover last autumn, it knew that HBOS was so badly holed it was secretly having to borrow 25 billion from the Bank of England just to keep its cash machines filled. Within weeks of irrevocably concluding the deal, it was clear that HBOS was in even worse shape than either side had admitted.
The temptation to file the prospectus in the bin may therefore be overwhelming for many. Those who do will at least receive a consolation cheque as their rights are sold for them. The nil-paid rights were fetching 18.75p yesterday. An average shareholder with 740 shares could receive about 139.
But there is an argument that to shun the rights issue would be to bale out at just the wrong moment. Look beyond the panic and misinformation of the past year and Lloyds has a compelling story to tell.
First, it has been given a stranglehold over huge swaths of the UK personal banking market. Gordon Brown waived all the normal anti-monopoly rules to cement the deal. Lloyds boasts a market share of a quarter or more in current accounts, personal loans, deposit accounts, mortgages and more. This is market power that would never have been tolerated in normal times.
Second, the cost-cutting opportunities are considerable. There is vast overlap between Lloyds and HBOS. The scope to snip out duplication in administration, processing, head office functions and eventually branches is colossal. Sir Fred Goodwin, in happier times, became the pin-up boy of the City for his success in crunching NatWest into Royal Bank of Scotland, squeezing out billions in savings. The consolidation will be painful for staff 15,000 jobs have already gone but it will significantly boost the bottom line.
Third, if Lloyds is to be believed, the worst is over. Impairments, money set aside to cover loans going bad, have peaked and are going down. Margins, too, have stabilised. Banks are traditionally seen as a geared play on the economies they serve. They only need a patchy economic recovery to do very nicely. Modest and patchy, at best, is what Britains recovery is likely to be, but that should be sufficient.
It comes down to this for those who subscribe. Their maximum possible loss is 100 per cent. If the bank did stumble again, or if the recovery were to stall seriously, then full nationalisation looks by far the most likely outcome, with shareholders getting little and probably nothing at all.
The maximum gain is rather more than 100 per cent. Over ten years, it is perfectly possible to envisage Lloyds trebling or quadrupling in value. Its a geared bet after all. What about the odds? It will be a long haul but the chances are the UK will muddle through somehow and that Lloyds will too. So, a one in four chance, say, at the most extreme end of the pessimistic scale, of losing everything is set against a three in four chance of making a decent return, perhaps tripling your money.
These are high-risk, high-return odds, and attractive ones so long as you can afford to lose everything. If you cant, pass. If you can, suppress every natural instinct and dig out the application form. Hold your nose, tick the box, write the cheque, post it.
HARRYCAT
- 07 Dec 2009 13:46
- 1504 of 5370
Well, well! As you obviously don't know, throwing a shoe at someone has absolutely NO meaning in western culture. Middle eastern culture is different, as President Bush found out.
Now, how about answering Dil's question so we can all move on!
tabasco
- 07 Dec 2009 13:52
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Harrythe Master says you are fast and furiousdoes that mean you are in the ready money round?
Master RSI
- 07 Dec 2009 13:53
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Your face is too delicate for a shoe, I see you prefer a custard CAKE
tabasco
- 07 Dec 2009 13:55
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Say what you see!
Master RSI
- 07 Dec 2009 13:56
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tabasco
re - the Master says you are fast and furious
I do not say, ............... that is his own written BIOGRAFY nothing to do with me
Master RSI
- 07 Dec 2009 13:57
- 1509 of 5370