Why are we again at 10.5p bid?

It doesn't add up...

Good Results + Strong buying pre results + Christmas online buying soon = Price drop

Then again some companies that have debt for equity hanging in the balance, poor results and bankruptcy around the corner and they go up!

Why sell now at a loss?

Wont that be a kick in the teeth when we see 13.5p 14p again!

Best of luck all.

Fred1new - I too have bought and sold many times, though keep a core holding. I think you're absolutely right re: future price and more contract announcements like today will bring the positive sentiment flooding back!

Fred1new - WOW you did well in 2000 to buy at 21p and sell at 21.99 (profit of 21.78 per share) - who did you sell them to Fred2 - I agree with you otherwise assessment

RNS Link

Apologies I thought it was too good. I think I put the date instead of the price. What a shame. I bought on the 12/1/00 at 22.08 and sold at 3.10 on the 22/3/00.(Still lucky and good return of over 40k) (I think from memory the was a share dilution sometime around then which might alter my records.) All I know I paid a hell of a lot to much tax that year followed by a disastrous dealing period for about 12-18mths.)

Still recovering from that period.

Investors Chronicle

17 September 2004

RETAIL DECISIONS (RTD)

The fight against in-store credit card fraud will be boosted by the introduction of the new chip-and-PIN system. This has led Retail Decisions to focus on the card-not-present sector, where cardholders give their details over the internet, phone or even through interactive TV.

Revenue here increased 6 per cent to 4.5m, which represented 22 per cent organic growth at constant exchange rates. Contracts with Virgin and T-Mobile have been renewed to combat mobile phone top-up-card fraud.

But the main profit driver for Retail Decisions is the Australian fuel card business, which gives businessmen charge cards for buying petrol. Profits there were up from 2.4m to 3.2m thanks to increased oil prices and a higher volume of cards. Chief executive Carl Clump says there is still plenty of growth to fight for. The oil companies have 1m of their own cards in circulation, Retail Decisions has 200,000, but there are 2m corporate vehicles on the road.

One of the company's competitors, CyberSource, has filed an action against the company for patent infringement. The board denies the claim, though, and will formally respond by the end of the month. Oriel Securities forecasts profits before tax, goodwill and exceptionals of 6.2m, with EPS of 1.5p for 2004.



--------------------------------------------------------------------------------
Ord price: 15p Market value: 44m
Touch: 14-16p 12-month High: 26p Low: 9p
Dividend yield: nil PE ratio: 17
Net asset value: 7p* Net cash: 6.31m
*Includes intangibles of 10.3m, or 4p a share



--------------------------------------------------------------------------------
Half-year --- Turnover ----- Pre-tax ----- Earnings ----- Dividend per
to 30 Jun --- (m) --------- profit(m) -- per share(p)-- share (p)

2003 -------- 14.9 ----------1.1 --------- 0.16 --------- nil
2004 -------- 15.4 --------- 2.5 --------- 0.52 --------- nil
% change ---- +3 ----------- +127 -------- +225

--------------------------------------------------------------------------------

Last IC view: 5 Mar 2004, page 59

IC View
Card-not-present transaction volumes are rocketing, and Retail Decisions is positioning itself here astutely to offset the introduction of chip-and-PIN. Don't expect overnight returns, but on a forward earnings multiple of just 10, the shares rate good value.

Thanks apple for your 2contributions today.

:-) Douggie

The day ended with a half million buy!

:o))) xfinger next weeks!!!!

another 500,000 deal at the end

was it a buy or sell?

Looks like a buy to me - though price staying steady at 15p because there are still a few retail sellers.

If this is an insitutional buyer, then let's hope that most of the sellers are shorters, because they'll have to buy back all the shares they've sold when they've closed the deal making the sp rise even more.

I watched London Clubs move after institutional interest over the course of a couple of years from around 15p to much higher than where they are now (and they're currently at 118p), though after buying at an average of 12p I sold much too early.

I don't want to make the same mistake with RTD, so if we see steady (almost imperceptible increases) taking the sp up past 20p, then 30p etc. it's time to hang on there for the really big gains.

Douggie

If you won't go on holdidays, I'll Go for you. Off to Paris and the rest of France for three -four weeeks. Look after RTD for me!!

I hope it will be 22-23p by the time I am back!!!!!

Could be Fred should see a nice climb to-day following RNS

21/09/04 07:00 Retail Decisions wins order from US sport retailer for risk management service RNS

OK so now I ask why only little excitement ?

Oak

while the patent infringement is still hanging around a lot of investors will continue to avoid this. Personally think this is very positive as RTD is still signing up new customers despite this, mainly at the expense of Cybersource.

Fred, have a good holiday - lets hope you have the douggie effect

I posted the following on adv - HL's Penny Share Prophet rates RTD as a "BUY" (out to-day). Nothing special in the 3 para summary. States market consensus for 2004 of 6m before tax, exceptionals and goodwill, eps of 1.4p, prospective PER of 10.4, further progress anticipated in 2005.

pachandl - it's only sentiment keeping RTD down. Keep a very close eye on large buys over the next two months - it appears that a very astute institution is buying in using Jesse Livermore tactics!

OG - you may be correct although I do not have access to such information. Anyway, I remain reasonably confident of RTD's medium term performance but not expecting firecrackers in the next couple of months.

Suprised nobody has posted the new BUY note.

Here it is Happy

danielstewart.co.uk 21st September 2004 RTD.L 15p BUY

Retail Decisions (ReD) has announced that The Finish Line, a leading athletic speciality retailer, will use ReDs risk management service for its e-commerce transactions on its FinishLine.com web site. The contract is significant in that FinishLine.com was previously using the fraud screening tool from CyberSource, ReDs main competitor in the Card Not Present (CNP) segment. This follows a number of contract wins from CyberSource (e.g. Register.com and Walmart) and against CyberSource in head-to-head situations (e.g. Odimo).
The comments from Kent Zimmerman, Finish Lines Director of E-commerce, that the previous solution was resulting in too many valid transactions being declined, reflect a key area of ReDs competitive differentiation. ReD has a very strong pedigree in fraud management (16 years) and is able to offer a more sophisticated solution: maximising customer revenues whilst providing sufficient protection against fraudulent transactions. As previously discussed (see Interims Note 13th September 2004), competitive differentiation has moved from simple online payment processing into three areas: availability of a licensed software solution, risk and fraud management capabilities and support for cross-border payments. ReD scores highly in risk and fraud capabilities.
The contract win is also instructive in the ongoing patent infringement action brought by CyberSource. Whilst only a small proportion of such cases ever reach court and it relates to only 3% of total ReD revenues, the action will continue to hang over ReDs share price. The board is investigating the claim but is aware of no infringement and believes the claim is without foundation at this stage. If this proves to be the case on further investigation, Retail Decisions plans to defend its position vigorously.
Forecasts, recommendation and price target of 31p remain unchanged.

Source: Daniel Stewart & Co.
Daniel Stewart & Co acts as joint broker to Retail Decisions plc