Anybody think Lloyds will bail out, or not be able to continue with HBOS takeover

it was the english that drove us out of our own country centuries ago!!!!

u lot r rapists

yes cynic.....thats what i was referring to......about time someone did it to english to see how they felt.

r u black, clubman?

at least cynic is reasonably well informed..........u clubman r a moron......i doubt u went to school by sounds of it

).

err, clubman........its not just whether its anti-black that makes a person racist...........your terminology in recent posts makes u a racist

doh! jacobite rebellions, or did your school history books excise those other than battles of prestonpans (1745) and sterling (sic -lol!) in 1297 which was the precursor!

your spelling gone a bit there cynic.

as i say, at least i respect you as u have studied history and have well round knowledge on things

how much longer is markets going to be bad for cynic? any ideas

ok guys, enough - focus on the threads subject matter and not trading personal insults/accusations.

Ian

dope .... hence (sic - lol!) - and rotfl!

in honesty, i really have no idea at all and cannot make it out.
individual countries may well get hit harder than the global economy, which is how it feels at the moment, but it may be that the global economies - particularly india and china - will also suddenly fall off a cliff.

Clubman3509
What worries me is my holding in LLOY is going south, when I thought we were told the new LLOY-BOS would have greater incomes, economies of scale. etc.
-OR is this a new brand of sweeties, made in Chernoble, which glows in the dark and causes lukemia (fears)?
If LLOY has been dilligent in staying away from Halifax-style generous Mortgage deals (C+G being somewhat po-faced), then WHY would they touch HBOS with a barge-pole?
. . . . . Well, I understand both have been mulling-over a JV for some time, so it follows their finances are reasonably well understood.

Mortgage providers (dare I suggest NRK/B&B _?) were only "found-out" in these particularly difficult times, triggered by "sub-prime" - if US mortgage providers had kept to the "Mortgage Rules" there would have been no Sub-Prime market - but these jumped-up US-lenders flouted their Rules by pretending it wasn't a Mortgage Broker ( =my understanding...DYOR)....and traded "outside the rules" - it was this unconnected lunacy that made International Money-Markets look closely at our own Mortgage providers and the likes of NRK had already felt the effects when US-Banks and others stopped lending to each other. That was when they noticed HBOS/NRK/B&B were always taking money out of the system . . . . . although HBOS was nothing like the other two, I suspect.

Therefore LLOY/HBOS already know the state of their respective liabilities - hence the rush to join when the Merger-Regulations are "off" - earlier this would have been stopped!
AARGH!. . . . for YET still the LLOY sp falls (faster? than HBOS)- and I don't like it........Grr!

Ian .... trading is a dirty word to several members - lol!

Is Scotland that great country you can't wait to emigrate from ???

You don't half talk a load of bullsh*t scotty.

Aww sorry Ian just saw the warning ... but he is a right uckin prat.

After averaging down with lloy, I now almost have my quota, what I should have done was trade out of them last week at 325, and buy back in lower. But I wasn't fast enough on the day, so back to original plan and hold for long term, about 2 to 3 years.

At least the perma bull at Panmure Gordon Sandy Chen has changed his view from a hold to buy with 340p price target.

Spitfire, it may be 5-10years.































8-)

I hope not as I have some.

You may be right, it's a hard call for timescales, but when sentiment changes it can move the sp higher very quickly. So looking at the brightside, at least I have brought the shares, and won't miss the bull run.

But being a pessimist I will plan for next year to still be a bear market, with a recovery due in 2010.

Now that the plan has failed, I would think there is a good chance RBS, Barlays and LLoyds will be bust within days unless the Fed has a masterplan. Panic on the high street once the media gets hold of it.

America is "over there" and I understood LLOY has plenty of funds that are not controlled by our cousins - - - - so panic aside ( =Buying Op), there is no real reason for bankrupsy.
Just what is it that LLOY has handled that is now zero?
Fred1new - I don't like 10-years, particulalry as many FTSE companies are already fairly under-valued.
The "credit crunch" is due to fear, not lack of dosh.

-although US finances are hardly "sweet" and the FBI may be feeling some collars . . .. just hope they stick to home-ground first - that's where the Regulations were abused. What was any business doing leanding to "no-income" families.... Eh? Good for a charity, but NOT a commercial operation . . . . those deals were dishonest for the Family AND the providers .

However, I do wonder the position of Moody and Poor (IMHO) and any Credit-Rating agency that was able to ignore the creation of AAA-rated bundles that contained not much more than do-do . . . were their Rules applied lax? . . . or were their Rules total rubbish?
So, why would Banks accept these "bundled debts" - were they also part of "an unwitting scam" - (or worse), ?

Oh dear, - you couldn't write stuff like this!!!

tis a case of market sentiment. NRK, BB. A&L and HBOS were always the weakest but the market has certainly turned its attention to RBS today (unfortunately for me) because of the Ambro situation. I feel the next bank on the 'list' if it happens would be RBS. Expected it to be mnths away but after tonight maybe it is only days away. If RBS goes, then LLOY and BARC would be close behind.

IMO

ps I sincerely hope it doesn't happen cause I have RBS

Armageddon really is nigh

IMHO I'm surprised RBS has avoided the woes (they deserved, IMHO). Maybe RBS did pass the begging-bowl first, so that "may have" fixed things - certainly it was a great wheeze ( but a scam on RBS-shareholders, eh?).

All of this stemmed from the purchase of that Bank - Ambro, as you say. This was bought at the peak time for banking-shares. There were suggestions RBS paid "too much" ( as is always the case with buying turnover!) - and I don't think there was a retraqctment clause, which if set at 18 months would have reduced the price by a big-chunk.

The sorry thing is that Scots' pride has been battered by HBOS woes; and now it may be second-time arround . . . . . and this ignore the return of GB wrapped in tar. This Gov attempted to curry favour by boosting Nationalism, presumable it hurt Tory-hopes . . . . but 10-years on, it has shreaded all hopes of Labour Politicians, north of the Border.