Why are we again at 10.5p bid?

It doesn't add up...

Good Results + Strong buying pre results + Christmas online buying soon = Price drop

Then again some companies that have debt for equity hanging in the balance, poor results and bankruptcy around the corner and they go up!

Why sell now at a loss?

Wont that be a kick in the teeth when we see 13.5p 14p again!

Best of luck all.

Don't think GS would have bought without really knowing whats going on here. I added yesterday and will add more as funds become available.

Any dip should be looked at as a buying opportunity IMO

moneyman - I agree and it appears that lots of T-traders bought hefty chunks of RTD hoping to profit as it sailed towards 40p on take-over rumours.

Because Goldman Sachs look to have bought as much as they need for now, I believe we've seen the last wave of sellers move out.

There's still a good couple of months before the results are published, so there's plenty of time for the price to gradually rise up to results.

Technically investec says short term volatilty and medium to long term stable uptrend - which is exactly what we need from now on.

A steady increase up well past 30p in the next few weeks will do nicely - and there's no reason for us not to expect it.

Ye of little faith Douggie - looks like the blue days are back....

Another Major US customer win......

RNS Number:2014H
Retail Decisions PLC
11 January 2005



Date: For Immediate Release, Tuesday 11 January 2005

Contacts: Carl Clump, Chief Executive
Richard Amos, Finance Director
Retail Decisions plc
Tel: 01483 728 700
Xavier Kris, Managing Director
Retail Decisions USA
Tel: +1 908 601 2817
Website: www.redplc.com

Alistair Mackinnon-Musson
Philip Dennis
Hudson Sandler
Tel: 020 7796 4133
Email: red@hspr.co.uk



Retail Decisions plc

Macy's & Bloomingdale's - New Client Win


Retail Decisions ("ReD") the fuel card operator and a world leader in card fraud
prevention and payment processing, is pleased to announce it has won Federated
Department Stores, Inc. (NYSE: FD / PCX: FD) parent of the world-famous
department stores Macy's and Bloomingdale's, as a new client.

ReD will be working with Federated to prevent online fraud in the fast growing
Card Not Present (CNP) sector, deploying ReD's leading-edge technology,
ebitGuard(TM), to do so.

Kent Anderson, President of Macy's.com said:

"We're experiencing tremendous growth in our online businesses. With this
success, however, we have seen fraud attempts increasing and changing in nature.
Rather than continue to cope with this moving target internally, we decided to
bring in Retail Decisions, the world's foremost risk management experts.
Partnering with Retail Decisions will allow us to concentrate on our core
competencies".

"ebitGuard is a customised risk management platform that will allow our
e-Commerce stores to accept a maximum number of orders while keeping the
criminals at bay. Doing business with ReD allows us to continue to grow our
online business with confidence".

Carl Clump, CEO of Retail Decisions plc, added:

"We are delighted to have been selected by Federated and we are dedicated to
helping them grow their online business. As we have seen before with other
clients, the process of moving a traditional retail business online can
complicate payment processing and fraud prevention, both areas in which we can
provide tremendous help".

"We have developed a customised risk management solution for Federated that will
be continually monitored by our fraud experts and adjusted as necessary to
maximise our client's revenues whilst minimising fraud. By relying on ReD's
expertise, like so many other retailers for whom we also act, Federated can now
concentrate fully on its core skills, namely servicing and growing their loyal
customer base".

The Federated account comes on the back of other recent client wins for ReD that
include, The Finish Line, Inc., T-Mobile and Marks & Spencer. Other blue-chip
ReD clients also include, Walmart.com, Travelocity, and GSI Commerce among
others.

- ENDS -


Key 'Fraud' Facts:

* c. US$10 billion is lost to card fraud every year, worldwide

* 1 card fraud occurs every 8 seconds in the UK alone

* There are 60 billion card transactions p.a. worldwide, of which ReD
processes over 1 billion (or 32 transactions per second; 24/7; 365 days per
year!)

* ReD saved its clients #200 million in card fraud worldwide in 2003


Notes To Editors:

Retail Decisions (ReD) is an operator of fuel cards and a world leader in card
fraud prevention and payment processing.

ReD is international - based in the UK, US, Australia, South Africa, Japan and
South America and has over 16 years experience in the fraud prevention market.

ReD is a niche supplier to the payments industry worldwide, is a recognised
industry leader with a blue-chip international client base. ReD's customers
come from the telecommunications, retail, travel, petroleum, banking and the
broader e-commerce sectors.

ReD's international blue-chip clients include: Wal-Mart, Tesco, Texaco, Shell,
Esso, Asda, Comet, Travelocity, Barclays, HSBC, Lloyds TSB, Esso, AT&T,
T-Mobile, Virgin Mobile and Marks & Spencer, among others.

Based in Australia, ReD's Fuel Card Operation is the largest multi-branded card
operator in that region. 'Multi-branded' - can be used in more than one brand of
filling station. ReD's Fuel Card Operation accounts for 45% of Group revenues
and 80% of profit.

Red's Fraud Prevention Operation provides services that maximise the
transactions that can be safely accepted (i.e. maximises profits) while
minimising a clients' exposure to fraud. It also dramatically reduces in-house
fraud checking costs. ReD currently protects over 50,000 points of sale
globally.

The market for Fraud Prevention services is split into three areas: 1) Card
Present (CP) - e.g. in store purchases; 2) Card Not Present (CNP) - e.g. cards
accepted over the Internet, via telephone or mail order and; 3) Non-Card - e.g.
cheque payments. The major growth area is CNP, which is growing at 50% p.a.
organically in transaction volumes.

ReD's Payment Processing Operation involves connecting global clients
electronically with the international banking & payment communities. Together,
ReD's Fraud Prevention & Payment Processing operations account for 50% of Group
revenues and 20% of profit.

ReD formed a US based Consulting Operation in 2002. This business provides
independent consultants who primarily advise the international payments
industry. ReD Consulting accounts for 5% of Group revenues.

Morning all

more good news
a lot of people buying back the shares they sold in the last few days - MMs laughing again

As chip and pin cards arrive, fraudsters switch to internet
By Harry Wallop (Filed: 11/01/2005)


The new chip and pin payment system, which came into effect on January 1, has encouraged internet fraud to jump sharply, according to figures from one of the UK's leading fraud prevention companies.

Retail Decisions, which supplies fraud-prevention software to retailers including Tesco and Comet, said there was a 25pc increase in attempted fraudulent transactions on the internet between January 1 and January 6, compared with the same period last year.

This is a clear indication that fraudsters are shifting their attention away from the high street and towards the internet, Retail Decisions said.

Chip and pin machines, where a shopper punches in their four-digit code, are designed to cut down on fraud.

The banks bringing in the system say criminals will find these cards far harder to use than those that require just a signature.

However, Carl Clump, the chief executive of Retail Decisions, said: "Chip and pin will reduce fraud on lost or stolen cards, no question about it. But fraudsters cannot go hungry. They still have mortgages and school fees to pay. They are migrating to card-not-present fraud." This is when your card is used fraudulently for internet or telephone transactions. "The problem is that the banks are concentrating on a fraud issue that was prevalent a few years ago. Fraud has moved on."

According to the Association for Payment Clearing Services, the number of transactions on plastic cards has risen 72pc in the five years to 2003. In the same period, card-not-present fraud shot up 755pc to 116m.

A spokesman for Chip and Pin admitted card-not-present fraud was the biggest category of card fraud but denied that the new system was targeting the wrong people.

He said: "Unfortunately, there is more than one type of card fraud. Chip and pin is only one type of initiative. But anything that cuts down on fraud has to be a good thing."

On January 1, the liability for card fraud shifted from banks to retailers, which has prompted shops to encourage customers to use their pin numbers rather than signatures.

Has to be said, i do like the informative style of the RNS - to quote

"There are 60 billion card transactions p.a. worldwide, of which ReD
processes over 1 billion "

Kent Anderson, President of Macy's.com said:

"we decided to bring in Retail Decisions, the world's foremost risk management experts"

Was getting impatient...as you do but glad I held on, Douggie MUST be smiling :>)

Amber

didnt know you were in these - no need to get impatient, the continual newsflow is positive and results in march to look forward to

It is nice to have a timely little bit of information . Dropped my stoploss last night. (Hate doing that but thought RTD still has a good way yet to run.)
%~)

Well not that impatient Fundy bought way back at 25p and watched the drop so was only impatient recently, been a long time in this one, for me. Was just trying to consolidate some of my smaller holdings and get it into those ones that stay blue like ALL week :>)

Well done Fred for moving it, i do that all the time, the only time it saved me was PCI!

Amber

bought some of these in single digits but most at 10-12p - having been through the drop from 27p to 13p earlier this year - as you can tell my timescale is longer than most and with a company like this i am prepared to be as patient as needs be - the value will out in the end

:o)

is that the best smile you got douggie :-)))))))))

Hope your right Fundy, and lucky you buying at 10p. Hopefully my trading has improved since i started 18 months ago (buying at the top ha ha!) but yes my trouble is i dont hold on for long enough. MDW at 2p sold at 3p. Now 9.5p :>(
You dont day trade then?

At least you came out with a profit :-)

Was slightly worried 30 mins ago, Large volums sales but since then has been more than ballanced by a large buy.


I have checked by buyig and selling of this share since 2000 ;

B 21.08
S 310 (sold all)
B 120
B 5.4
B 5.18
B 3.5
S 3.25
B 7.87
B 10.32
Sold Some (25%) 19.63
B 14.57
B 16.2
B 25.1

I won't embarras by he amounts, but they go some way to helping me overcome my miseries.

I like RTD but not that attached.


PS All who sail on this Thread, have a look at Brewin Dolphin Holdings. They are motoring.

A very pleasing day.

:o))

Amber

no i dont day trade - cant place enough faith in charts !!! My strength is reading balance sheets and analysing the financial strength of the company so the majority of my activity is long term (at least 1 yr usually a lot longer).

"Macy's deal for Retail Decisions" - first time I've seen RTD on the moneyam first page in the "Major News" section !

RTD is rapidly becoming a share for more serious investors rather than "penny punters". I noticed the shorters were out in force on other boards last night with their usual doom and gloom stories - I had to chuckle when I saw the great news this morning.

Check out the size of this customer - they're massive and they only have glowing words to say about RTD - bodes very well for the future.

With top notch results from last year to come, cracking deals like this one to take RTD into 2005 with gusto and TM100 inclusion at some point soon, I can see more institutions getting interested.

OG

Did you read fatboy on ADVFN - the smell of his fingers burning this morning was delightful