We did have a thread but I can't find it for savings rates, so I'm starting a new one. I got notification yesterday from ING that from 1st Jan their rate was dropping from 4.75% to 4.5%

If ING are dropping theirs down chances are others will do or are doing the same, so in the spirit of us all keeping each other informed, if anyone else gets a notification could they post it here. Sneaky I think doing this before Xmas, few peoples will really take any notice, too busy with other things, good way to try and slip a rate change pasy people!

Check out this list at

http://forums.moneysavingexpert.com/showthread.html?t=238391

Top of the list now for Instant Access Internet Savings Accounts, paying Monthly Interest, are

ICICI Bank (UK) - 'HiSAVE' - 5.15% AER
Market Harborough onthedot - '60+ Surfer Account' - 5.12% AER

The following is also pretty good but unfortunately, only pays Annual Interest
Market Harborough onthedot - 'Easy Access Account' - 5.00% AER