Santander 3.7% for 2 years. Though no additions or withdrawals during the term.

just bought 1000 a point long bet with IG...heard a whisper today...hmmmm

hope you got a guaranteed stop loss or could prove very expensive, however fortune favours the brave so good luck.

Part of the broker note from Merrill Lynch:
"Barclays remains the top pick
The investment case for the UK banks has converged somewhat. Investors now need to assess which banks have a more credible route back to a >15% return. In this Bankwatch we complement the usual trend analysis with a close look at RoE, as well as trends from the FY10 results. In our view, a >15% RoNAV is easier than the market expects at Barclays; with strong credit quality and little balance sheet restructuring required, we think this offers the most compelling investment case. Whilst the ICB may recommend a more rigid corporate structure, we think the government unlikely to impose subsidiaries structures unilaterally of the G20. If it did, we believe this could be the straw that broke the camels back and banks like HSBC, StanChart and Barclays might look to exit the UK. With Barclays shares falling post a better set of results we reiterate BUY with a 500p PO. On a risk/reward basis, we think Lloyds is the next most compelling: with expectations rebased, the new CEO is unlikely to disappoint at the June strategy day. Equally, with expectations lowered at HSBC, its shares look very attractive if management can give more comfort on costs at the May investor day.

Lloyds Banking Group chief executive Antio Horta-Osio has reassembled his original executive team from Santander UK with the appointment of the Spanish lender's head of British retail banking. Alison Brittain is set to join Mr Horta-Osio's, her former boss at Santander, after being hired to replace Helen Weir, who left the lender earlier this month, as head of retail banking. Ms Brittain's appointment marks the reunification of Mr Horta-Osio's four longest-serving colleagues from Santander UK, which was formed out of the acquisitions of Abbey National, Alliance & Leicester and Bradford & Bingley, the Telegraph reports.

this is bad news for customers and holders . he is a loser big time and a muppet

holders need to get rid of this muppet he is very poor and useless .send him back to spain quick. no wonder pension funds are crap the fund managers are useless and any one putting money in a pension must be fools

there is going to be a revolt at the AGM . we will soon be getting the truth from boe and ed

-anker very interesting on what tangible information do you make these assertions? Or do you make it up as you continue to de-ramp?

He will eventually run out of oil and be beached.

sometime soon would be good.

I am not de ramping i are saying we have a useless CEO why do think he left is last post and we have ended up with a muppet who is no good . we need some one with vigor and enterprize which he is not

they have fallen over since he was put in charge that should tell you something it does not happen very often on new ceo over 15%.down

Over the last year, they are not dissimilar to their peers.

skin. when barc it 50p lloys it 33p and ri barcs jumped tp 380p lloys still 60p after all these billions they have taken. and if you go and look closely to results THEY DID NOT MAKE A PROFIT THEY LOST 290M it is not true that they made a profit. daniels was not telling the truth he also stated that HE would restore holder value he is now gone enough lie now we have a enough loser as CEO look at is record not good .a dog of the street could do as good

Could mean Execs are all lousy or perhaps all have similar problems.

But who in their right mind would borrow at present interest rate for "loans".

"we need some one with vigor and enterprize which he is not "


You mean the silly "Bs" like the ones who got into trouble last time.

But the pay structure of the banks needs to be reformed with less emphasis on "bonuses".

They execs could be paid in Shares not saleable for a period of 3-5 years.

did ED know that hbos had taken 24b before we voted if yes then it was illegal .
roll on the truth

fred in the last 12 months all they have spoken about is there bonus . forbeing useless llodys is run by useless muppets and all can see this it is now going on for 3 years and still no answers . put myself in the company and i will have lloys back at 500p in 12 months and if they do not like our i would do it then leave the company

fred in the last 12 months all they have spoken about is there bonus . forbeing useless llodys is run by useless muppets and all can see this it is now going on for 3 years and still no answers . put myself in the company and i will have lloys back at 500p in 12 months and if they do not like our i would do it then leave the company

the blame rests with poor pension funds allowing it to go on .
any one putting money in these pension funds must be idiots
i retired at 50 because i invested for my future myself .

fund managers are crap

Conditional share awards were made today under the Group's Long Term Incentive Plan (LTIP) as detailed below. The shares under the awards will only vest in 2014 subject to the satisfaction of stretching performance conditions over a three year period. The awards are based on a share price of 62.288 pence.



Name
Maximum number

of shares awarded

A Horta-Osio
7,154,187

T J W Tookey
2,962,047

G T Tate
3,159,517

J Colomb
3,087,272

M Fisher
3,631,518

A Lorenzo
3,159,517

A Risley
1,926,535

M Young
1,685,718

god is it not the new ceo as done nothing at all and gets this amount and this gov says you should only be paid for results . it is time the unions called a general stike
i are moveing my accounts it is disgusting