Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

conversely, to refuse reward for those who decline to be so employed

Fred best we just ignore cynic.

Hes just out to cause an argument and doesnt even believe what he says himself.

Cynic ....By the way Im half way through the thread where you posted those photos of yourself and pals on cycles.

I do hope you look like a pensioner, my re-call is that you looked like someone in late 30s.

We will see.

it would be more useful if you could tell me how to post other pix of our cycling trips, as i really haven't a clue

btw, i'ld accept that i may look more like early/mid 50s, but if someone in their 30s looks like me, they should request the application of assisted euthanasia immediately!

he he he dont wory bud just a few hours before you are exposed as a phoney.

Cynic,

I know it is long winded, but read what I posted.

I was just observing what they did and guessing at the reasons for them doing so.

As far as changing decisions are concerned.

If you made a genuine mistake, accept that it was incorrect, or circumstances have changed, and apologise and try to make amends. Sometimes, resigning is appropriate action.

goldfinger, you probably missed this so helpfully I repost for you to comment.

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hilary - 03 Apr 2013 21:03 - 22744 of 22923

Goldfinger,

Not that you'll be able to read this of course, but for a taxpayer to be better off to the tune of £100k as a result of a 5% cut in the uppermost tax rate, I calculate they'd need to be earning £2.15m pa. As a multi-millionaire accountant yourself, I would have thought you'd have realised that?

The dogoodders brigade does not rest with me - I want to do good and help people if I can but I certainly will not help anybody who will not try. Been a conservative since I was old enough to vote, so be it, I am not easy on this lot but we shall see.

Hiliary,

It is a the disproportionate treatment of one part of society at the expense of others that it important.

Also, the flagrant irresponsibility of this government to all parts of society, when it introduces new policies.

Fred, whenst did Hilary comment on the recent comments???? Or have I missed something?

It is as all nonsense. The coalition reduced the tax rate from 50% to 45% because Labour lifted the tax from 40% to 50% during the last month before the election. Labour just did it to cause trouble. They did not raise income tax to 50% during their long term for the same reasons that the Conservatives are dropping it. It is a downwards pressure on business to tax at a high rate.

Oh! I forgot to add I hope they have sent Mike Phillpott to the knackers yard being strung up from his preverbials allowing everything to drain before he hits prison. At least whenst he has served his short sentance which obviously will be reduced he could not sire any more little people.

sticky - a phoney what?

The Conservatives (/Libs) seem to be doing all the right things. Labour have admitted that their cuts would be similar and pretty much as deep. The difference is that Labour would borrow more to spend on projects. They might generate a consumer led mini boom. The trouble is that there would be nothing underpinning a real recovery. Business needs to expand for real growth and success. I have lived through several recessions as a businesses person. I remember the secondary banking crisis in 1973 when under capitalised smaller banks were on the point of collapse when the property bubble burst. The current government is using supply side policies to encourage business. Like it or not, they are the same policies that have got us out of recession several times before. The policies are beginning to work now, but their success is being slowed by the lack of liquidity in the business world caused by the instability of the banks. The last thing we need is Labour to just borrow more money.

As an aside, you may have noticed a couple of days ago S&P confirmed the UK's AAA rating!

What we need is someone like Barrack Obalmy to be Prime Minister, to give home loans to those who can,t afford to pay them back, and to set up CoreOblimy health care to replace the NHS. and all illegal immigrants to be issued with British passports, and to cut border controls to help to reduce the deficit.

What!!

UK wealth hits a record high

by Ben Southwood
April 8, 2013, 5:18am

BRITAIN’S households became richer than ever last year thanks to a recovery in financial assets, sending net household wealth across the country past the £7 trillion barrier for the first time, a study out today reveals.

The surprise findings, which suggest that the UK is gradually emerging from the downturn, show household wealth has surged 62 per cent over the last decade thanks to the ballooning value of deposits and pensions, sending the estimated value of UK household net wealth to £7.05 trillion for the end of 2012.

The rate of increase over the decade has outpaced both the rate of household’s gross disposable income (44 per cent) and the price of consumer goods (29 per cent).

UK households are now worth £255,502 on average each, with households £86,000 wealthier than they were a decade ago, the survey from Lloyds TSB Private Banking reveals.

With house prices contributing less to the figures since the market downturn in 2007, financial assets have helped cushion the fall by contributing 63 per cent to the overall increase in total household wealth over the past ten years.

Nitesh Patel, Lloyds TSB Private Banking economist, said despite household wealth growing by an estimated £2.7 trillion over the period, a gap had been created between the wealthiest household and the rest.

“The wealthiest 10 per cent of households hold 22 times more wealth, on average, than those in the bottom half,” he said, “…although many of the wealthiest are older individuals who have had a much longer time to accumulate their wealth holdings, as well as to reduce their debts.”

UK pension values have grown an estimated £1 trillion since 2002 and deposits have grown £476bn.

Despite a rebound since the crisis – wealth grew £479bn between 2007 and 2012 – this was a sharp slowdown compared to the growth between 2002 and 2007, when wealth grew £2.23 trillion in just five years, with slower increases in the value of financial assets and almost no expansion in housing wealth.

Net housing equity – the value of UK houses minus the mortgages owed on them – grew from £1.89 trillion to £2.89 trillion between 2002 and 2007, but only edged up to £2.91 trillion by 2012.

Net financial wealth, like pensions and savings, soared from £2.45 trillion to £3.68 trillion between 2002 and 2007, but only grew to £4.14 trillion by 2012. The figures also come before adding in the effects of inflation – prices rose 17.5 per cent between 2007 and 2012, dwarfing the 7.3 per cent wealth gain.

Forget the Cons, Labs and Liberals, think UKIP.

Most people think they are a one horse party, IE immigration, but have a look at their manifesto, you may be pleasantly suprised.

I accept of course that any party is only as good as their actions, not words, but though I don't agree with every aspect, I have never read a party manifesto that makes more sense and is in touch with most people.

Their figures on the net cost to the EU are truly frightening!

Once you have read it, then compare with the other parties manifesto's (if you can find Labours, let me know)!

3 m.

Unless I misconstrued the post the information is containded in

hilary - 03 Apr 2013 21:03 - 22744 of 22923

morning greekman I too read the ukip manifesto, and I too was pleasantly surprised.
I am not aligned to any party and vote for the party which will do the best for the country. I will be voting for ukip

Greek.

I hope the UK horse ends up in the knacker's yard after the next election.