Brown's spend, spend, spend during his Chancellor's days has brought us into the current economy we are facing today. His appeal at a Downing Street meeting for the lenders to pass on cuts appeared to fall on deaf ears with HBOS, which owns the Halifax, increasing its rate on some mortgages from 6.09 to 6.59 per cent. Borrowers taking out this type of deal will now pay 46 more a month. On a two-year tracker, the rate will increase from 1.49 points above base rate to 1.99 points, giving a current rate of 6.99 per cent.

Other lenders are expected to follow Halifaxs lead.

If the Government wants the banks to lower mortgage rates to home owners - why not just offer them through Northern Rock? Everyone would rush to the Rock to get the loans forcing banks to match the rates or lose the business? Or maybe the government would then run into bigger credit crunch?

banned again? i wasnt banned the 1st time potty holder, lol. maybe i only hate prats like u posting drivel most days mr.potty holder.....away back to your garage

'wasn't banned the first time'?

Does that mean you were banned for a second time? - LoL Or perhaps your posting privileges were revoked for a week or so until you learned how to behave yourself? Problem is you can't educate pork, as we've all seen since your period of banishment.

Keep up the inane, useless posts - keeps me entertained no end when you tie yourself up in knots :) You just have no idea what's coming out of your mouth next do you?

Where is the annoying little twerp these days..?

Hope Mr Brown is watching how to make a speech - Cameron on now

Cameron has made a brilliant speech--answered all the criticisms levelled against him IMO!! bring on the election.

Sounded like a five year old answering questions of three year olds. Same old spiv. Same old hanger ons. with blue rinses.

God help the s'tories.

Pity to have a closed mind for life. We tried out New Labour and look at where that has got us. Unfortunately Brown will do plenty of more damage unless his party stop him prior to the next General Election. I just hope influence can be applied in alternative ways. The public are fed up with the control freakery. Well done Cameron.

I would vote for Jeffrey Archer for PM anyone is better than Brown.

If you put Blair and Cameron in a sack, I wouldn't try to guess which one would get out first.

Cameron's "better times", what a laugh. He is still reading "Economics for Dummies".

He even had to fall back on the "Maggie" to get a clap. I thought they were going to wheel her out for a while with the banner " I didn't sink the Belgrano, honest".

Horrendous. Ok for the Daily Mail and Express.

Mitzy, vote Cameron and Osborne and you will get two Archers. What a thought!

lol Fred...I met his wife Mary about 3 months ago shes a lovely lady never met Jeff but know people who have..

So what exactly do you think you know about the Belgrano Fred?

Fred, Camaron may have mentioned Maggie but, you will remember Gordon was happy to have her round for tea at number 10, no doubt another one of his publicity stunts. It was Blair and Brown that did the dirty on us all, and thats the fact.

I did not say it was a brilliant speech or everything he said was glorious - I said watch how to make a speech. Gordon Brown has never learnt and clearly , now , never will.

I would add Fred , however , that using the words of a recent popular scottish lady singer "its not your time anymore"

EXODUS AS UK SAVERS SWITCH TO IRISH SAFE HAVEN

Thousands of UK bank customers are withdrawing their savings and seeking to open accounts in Ireland to benefit from the unlimited deposit protection recently introduced by the Irish government. According to price comparison website moneysupermarket.com, Irish banks accounted for 25 percent of all its savings-related traffic in the first three days of this week -- three times the normal level. A spokesman for the site said the number of inquiries was into the 'tens of thousands'.

I often ask "how much is something?", rarely do I buy.

The problem with the Irish escape is possibly the cost of exchange rate.

I think the likely hood of the major banks going broke is minimal for deposits. The shareholders have taken a pasting and they will take time to recover. I hold three banks for their yields whether they are as shares or cash, don't mind.

But the latest move of Mandy back to the fold is interesting.

Pholden, The Belgrano. Do your own homework and form your own opinion.

The Fauklands was an unnecessary war in my opinion. In my opinion, many lost their lives and others were maimed for Maggie's conceit. (A cynical political move.)

I noticed none of her family were in the front line!

The Falkland islanders who consider themselves british might strongly disagree with you Fred.

Wasn’t the Belgrano about 50 miles outside the 200 mile exclusion zone… and was it not direct instructions from Mrs Thatcher to sink it anyway… who‘s going to quibble over 50 miles?…the moral of the story even if you are short…you can still be sunk!
Her son Mark who couldn’t cut it as a Burger boy made his 60 million selling arms[stinger missiles] to whoever the highest bidder was Arab/Iraqis…with his Mums knowledge! Nice young lad…good job the daughter turned out ok…other than pissing on the grass will being filmed!…good stock!

Looks like the US economy will further deteriorate as they have passed the 700 billion taxpayer money to pay the banking fatcats. And the Dow Jones has realised now - it is in further negative territory.

Well, Fred, I don't need to do any 'homework' because I already know quite a lot about the conflict. Yes, the conflict (not a war) was unnecessary, if the Argentinians had not invaded British sovereign territory no Argentinians, Chinese, British or persons of any other nationality would have lost their lives.

I think before you start on your Conservative hobby horse you should take a look at the actions of your own political party in embroiling the UK in wars in Iraq and Afghanistan. Perhaps I have a selective memory but I don't recall the families of lost ones castigating the Thatcher administration for their losses in the Falklands conflict. Compare that with the anguish and anger expressed against the Labour party and in particular Tony Blair today. Whilst nominating yourself as the 'appointed' speaker for the maimed, you should have a chat with Simon Weston to see how he feels.