Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

This makes me not sure to cry or laugh. The age limits that have been set for state pension. Cannot see how it will work. Can you see half the self employed still working at 68+ years in say a manual job. 1. Not going to compete with a youngster. 2. ok if they keep healthy and fit. Will an employer take on older people ? Some do I know.

You will eventually work till you drop(DEAD) !!!!!!!!!!!!!!!!!!!!





MEN - a rough guide

• Under 32s................................. can get state pension at 68*

• Aged between 32 and 49....................... can get state pension at 67


• Aged between 50 and 51....................... can get state pension at 66+

• Aged between 51 and 56.........................can get state pension at 66

• Aged between 56 and 57.......can get state pension at 65 + (see below)

• Older than 57......................can get state pension at 65

WOMEN - a (very) rough guide

• Under 32s................................. can get state pension at 68*

• Aged between 32 and 49....................... can get state pension at 67


• Aged between 50 and 51....................... can get state pension at 66+

• Aged between 51 and 56.........................can get state pension at 66

• Aged between 56 and 60.......can get state pension at 60-65 (see below)

• Older than 60..............qualify for state pension at 60

*Warning! These changes are under review and will be altered by the coalition Government. Expect further announcements 'in due course'.


Read more: http://www.thisismoney.co.uk/money/pensions/article-1679780/New-state-pension-age-retire.html#ixzz2fXZSKS4W
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Police officer: Salary and conditions




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Salary and conditions
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Case studies
Police constable: Louise
Police sergeant: Laurie
Police officer: Stuart
•Salaries vary between forces but the typical starting salary for police constables in England and Wales is £22,680 on commencing service and £25,317 on completion of the initial training period. In Scotland and Northern Ireland, the typical starting salary is £23,259, rising to £25,962 after the intial training period.
•Range of typical salaries after several years' experience: £35,610 - £40,020 (sergeant); £45,624 - £49,488 (inspector); £51,789 - £53,919 (chief inspector).
•London weighting up to £6,501 and additional competency-related threshold payments are available for all ranks.
•Other benefits (dependent on location) can include free London travel, flexible working and key worker living benefits.
•A police pension scheme is automatically provided but individuals may choose to make independent pension provision.
•A working week is 37-40 hours, with an average of two rest days. Police officers provide a 24-hour public service and so unsocial hours, shift work and emergency call-outs are a regular feature of the job. Overtime may be available and is paid at a higher rate.
•The daily working environment is variable. You may be in a patrol car, outside on the beat, at the station or attending court.
•The environment can be physically demanding, potentially dangerous and at times deeply harrowing.
•The work is pressurised, with officers facing continual calls on their time and resources.
•Work conditions may be influenced by regional factors such as local terrain and culture, and the size of the force.
•Part-time working, job-sharing and flexible hours are available. Career breaks are possible after the probationary period.
•The police service is keen to reflect the diversity of the communities it serves and welcomes job applications from women, ethnic minority groups and the LGBT community.
•Job opportunities exist throughout the UK and transfers between forces are possible dependent on position availability and the suitability of the officer concerned.
•A free uniform and equipment are provided. Police officers are expected to adhere to a dress code.
•On appointment, police officers become members of the Police Federation of England & Wales , the Scottish Police Federation (SPF) or the Police Federation for Northern Ireland , which act in matters of police welfare and pay and provide a range of ancillary benefits.
•Police officers are not permitted to join a trade union.
•Police constables and sergeants usually retire after 35 years of service or on reaching the age of 60. Various compulsory retirement ages apply for higher ranks (65 for those above chief inspector).
•Police officers are governed by a code of conduct both on and off duty.
•Travel away from home is rare but absence from home overnight may be common because of shift work.

Salary figures are intended as a guide only.








AGCAS Logo: AGCAS


Written by AGCAS editors



Date:
January 2012

Chris,

•Police constables and sergeants usually retire after 35 years of service or on reaching the age of 60

Backs what I said - to go on and draw a pension for 35+ years. Wow. They are going to have to join the rest of the country in retirement ages. No more difficult for a police officer/ civil servants/ gov workers then the rest of the country working on.

3.3 million people are poised to hit state pension age in the next five years. We the country are heading for problems .

Will our country ever get its debts re-paid or will we just live with them like the US.
There is not going to be enough people in paid work compared to retired etc .
The US runs out of cash end of this month, with the president going to congress to higher the ceiling limit. Will we be like the US in time ?

Bollocks DC (not to put to fine a point on it), Have you put your application in yet? NO didn't think so! Get real, how can you compare a police officers role to that of a civil servant/gov workers sitting on their arses in an office environment pushing paper clips? working nine to five every weekend off. Career choice I agree! Pay is no great shakes either let's be honest.

I have taken it from what you have put down above , I have not made it up. Chris the end result are all the same, being they retire with a good 15yrs- 20yrs of works years they could still work. Believe me, they will be hit next the other half of the country cannot afford the pensions.

Pay may be no shakes Chris as you say but it does not warrant retiring at the rest of the workers expense. Sorry. I take it you were in the police force.

So are you saying at the end of the day a police officers job is so taxing he she is rewarded with retiring nearly 20yrs before the majority. I have my answer. Yes they do have a tough/difficult job to do but not with these rewards.

I admit I may be a wee bit biast in my opinion DC. I seriously doubt that the main motivation of any applicant to join the Police Service is the benefit of receiving a pension after thirty years service. Just annoys me that armchair critics are quick to jump in and attack. I hope I am not being naïve in thinking that as a career choice in the Police Service it would be in terms of a vocation (aka nurses etc) and not just a job that pays the bills. As it stands now part of the renumeration, pay etc pension benefits are included, however they are not free quite a large percentage is deducted from salary towards that pension after thirty years service. It's not the fault of the police officer that they are forced to retire after thirty years, it is the rules.

It depends on how you value the work of yourself and the work of others.

Many times, many individuals overvalue themselves and their contribution to society.

Many individuals undervalue the contribution to societies that others make.

"Anyone who thinks that they are indispensible should put their finger in a bowl of water and notice the hole they leave when they take it out".


Apply it to oneself.

Yes Fred as expected usual blasé comment from you, 'armchair critic extraordinaire'
Get off your fat arse and vote!

Fully understand your views Chris. Mvo - From what you have put above Chris you could enter the police force at 20yrs of Age ( If that is the minimum age ) do your 30yrs service, retiring at 50yrs and if you are lucky in life live for another 30 to 35yrs. I cannot see this being sustained, drawing a pension longer than you are working for.

Sorry do not mean to keep picking on the police force.

No worries dc, used to be a police officer, but I'm alright now :O)

Police pension reform - Looks like it will change .

However, we have to acknowledge that people are living much longer and we need reform to make public service pensions sustainable

We believe there is a strong case for reform of pensions across the public services. Police pensions, like others in the public service, will be based on a career average (CARE) scheme model in the future.

The current final salary police pension schemes will close from April 2015, with future accrual based on the new CARE model. Under the new arrangements, the Normal Pension Age for police officers will increase to age 60, compared to a Normal Pension Age for most public servants linked to state pension age (planned to rise in stages to 68).

However, there will also be protection for those officers closest to retirement, who will be entitled to remain in their current police pension scheme beyond 2015. This will depend on the age and length of service of each officer.
Why the government is reforming public service pensions

The government is working to make public service pensions fairer and more sustainable over the long term. Lord Hutton, in his independent review of public service pensions, concluded that ‘current scheme designs are not sufficiently robust to ensure the sustainability of public service pensions’, and that change is needed to ‘make public service pension schemes simpler and more transparent, and fairer to those on low and moderate earnings’.

Final salary schemes mean that ‘high fliers’ receive almost twice as much pension for every £100 of their contributions than people on ‘flat’ careers. The government does not consider it right that lower paid employees should subsidise the pension entitlement of more highly paid staff. The government is therefore proposing a ‘career average’ scheme, where every year of your salary will count towards your pension, rather than just the last few years.




https://www.gov.uk/police-pension-reform

Not in these times Fred. Too many workers are under valued. You are not a worker, so have lost touch with the working environment as like you are not a voter. :-))

Will the ‘career average’ scheme apply to MP's?

DC,

I walk around with my open and I also have children all close to fifty years of age, as well as having other friends of my children’s age.

I have to a reasonable degree and an understanding of their work, responsibilities and the pressures the conditions they work under.

Also, I recognise I have been lucky for the majority of myself and not directly dependant on the state for survival.

However, I have a feeling that you are in touch with yourself, but that you are out of touch with the “needs” of others.

-------------

Also, although "capitalism" and "market driven economic" theories have been useful and still have their uses, there is a limit to how long one can expect to produce a “stable improving” society based on raising true economic growth.

Working hours for the majority of the Western World have been reduced during the last century and that trend will continue to be so.

Castigating a part of a society to come up to outmoded right winged expectations does little to address the “problems” of necessary “employment” or “work”.

It seems to me, that there comes a time when “production” will have to be related to the “needs” of a society and the produce of a society has to be distributed more equitably.

Look at the junk which surrounds you and which are periodically thrown out. They are the unneeded products and part of a rising economy.

The value of wealth is that it oils a society and its economy.

It would be nice to see a reorganization of political ideology to account for “work” changes in society which are going to occur due to new technologies and computerization.

Perhaps, work expansion work opportunities may occur in “servicing of the wealth fare of society” as whole.

The cost and remuneration for doing that "work" will be borne by society as a whole.