Anybody think Lloyds will bail out, or not be able to continue with HBOS takeover

Circulars have already been posted to HBOS shareholders with the basics of the deal outlined. Indication is that (subject to HBOS shareholder approval) the deal will take place in December at the earliest, though more likely some time early in 2009.

Call me negative but I have a bad gut feeling about this takeover happening.

almost every person i have spoken to says they will decline the offer......ok, they r private investors but if they feel this way en masse, then not sure if deal will go through.

scotland is very angry about this as it was halifax and stupid english tway andy hornby that screwed it up...........worse thing that happened was halifax merger with BOS in 2001..........greedy english gits have taken all the scottish assets

You must have broad shoulders, scott. That chip on it is getting heavier and heavier.

I seem to recall that it was the CEO of BoS, Peter Burt, who wanted to merge with Halifax to create a superbank and get more access to the English markets, despite Fred Goodwin (another chief executive of BoS) advising strongly against the merger. Burt had already failed in attempting a merger with NatWest, but as the new boy in the BoS team he wanted to shine.

So if BoS picked up a bad business, they only have themselves to blame.

Oh, and Burt was born in East Africa but educated in Scotland, before you decide that he is another english tway (some sort of local colloquialism?) ;-)

no, just a typo when i was busy typing.

its funny how media are slaying fred goodwin but hardly a mention for andy hornby. hornby has still been continually buying housebuilders even this year when everyone knows housing is knackered in this country. bad business maybe but to buy a business that has helped finish u off is horrific

at least rbs has bankers on its board......no-one on hbos (or should that be halifax) has any banking knowledge and sadly it shows

I reckon we should sell our mortgage books to Scotland, and see how well they do.
Considering most of them can only just read and write English, they would have little chance.

what are the figures then since you seem to know everyone in the country?

err, about 20% of country r english u dimwit........and guess wot.......1 in 5 cant read or write..........i think we all can surmise who r the thickos.
oh, and go to most major companies and you will see a lot of the educated ones on the boards r scottish............english education system is crap and has always behind scotland

and why would scotland want crappy english mortgages?

about time u lot stopped living off our oil and whisky money

Maybe we should introduce a paid for Visa to enter England from Scotland that would fill the coffers.

and maybe we should carry out a bit of ethnic cleansing to purify my great country

If all the Jocks living in England were to return to haggisland you would not have enough council houses to put them in.

Now then, now then, there's a tsunami heading this way - don't waste time discussing who makes the best beach-umbrellas.
-Run for the hills!

u r a racist........just like mitzy

good idea woaded one ..... let's have a bit of clearance like we did during the jacobite rebellions!

No I like black people

it was the english that drove us out of our own country centuries ago!!!!

u lot r rapists

yes cynic.....thats what i was referring to......about time someone did it to english to see how they felt.

r u black, clubman?

at least cynic is reasonably well informed..........u clubman r a moron......i doubt u went to school by sounds of it

).

err, clubman........its not just whether its anti-black that makes a person racist...........your terminology in recent posts makes u a racist

doh! jacobite rebellions, or did your school history books excise those other than battles of prestonpans (1745) and sterling (sic -lol!) in 1297 which was the precursor!

your spelling gone a bit there cynic.

as i say, at least i respect you as u have studied history and have well round knowledge on things

how much longer is markets going to be bad for cynic? any ideas