Out their in cyber space, there are thousands if not millions of you with different jobs and qualifications.
Can you answer any questions, or do you have a question!

Self insure I’d say.
1. If your accountants have messed up then they pay.
2. if a random enquiry (less likely simply beacause you use accountants) then the process is routine.
3. If you’ve not made full and frank disclosure to your accountants I’d bet the insurance is void?
From personal experience an enquiry is scary but the people I dealt with were very fair and helpful in pointing out the mistake I’d made at the expense of the underpaid tax.

If your affairs are fairly simple then I would say do it yourself and as for insurance definitely no.

Just be honest with your figures and if they are wrong then you will simply be asked to correct them, I’ve always found the HMRC very amiable and helpful.

Main point is Harry to get them in before the deadlines.

What's a tax return? :-)

Thanks guys for the input.
My research has turned up the fact that if I bought the insurance policy myself it would cost around £75, so clearly the accountancy firm are adding their 'administration fee'.
However, they counter this by saying that I will have access to a helpline for advice on health & safety and Employment law! Hmmmmm..............

Skinny, clearly with your offshore accounts you are outside UK HMRC jurisdiction! ;o)

Skinny offshore? Give me your number right now Skinny as I must do my civic duty )-: