Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

Three-quarters of town halls planning to hike council tax by up to 5% next year after long freeze leaves services struggling

Government says Council Tax freeze has meant real terms cut of 10%
Ministers claim Council Tax rises will pay for administration not services
But councils say demand on services has risen significantly


By Matt West

PUBLISHED:09:58, 7 November 2013| UPDATED:13:47, 7 November 2013

http://www.thisismoney.co.uk/money/news/article-2489977/Council-tax-price-rise-planned-quarters-town-halls.html

GF,

I didn't want to make Hays blush by saying it was a tory rush to get back handers from the the government. (Would have been unfair, picking on him at his time of life.)

The tories are squandering tax payers money as if it doesn't belong to them.

But at the same time they are Hard Working and not work shy dodgers.

They can always send Esther to sort the latter outl


She seems a lovely lady:

Somehow Fred I dont think she'l get re-elected in Liverpool next time being part of the DWP team. (silly move for her)

Scousers love their giros woe be tide if anyone takes them off them.

phew! .... thank goodness i missed the afternoon sewage rush and played golf instead

do you mean verbal sewage ? or are you playing golf in a poor third world country

Malaysia would have been quite nice, and assuredly Thailand would have been

I'm afraid Fred's fundamental contributions are perpetually blood coloured, and thus not only tiresome, but worth a detour ..... bit like Village Idiot's in their own way

Cynic - I've just been watching the golf on Sky from Turkey - No1 spitter on the golf course ie. Tiger Woods is playing, but thankfully No2, No3, & No4 spitters are not playing. It's about time the PGA Tour and the European Tour started addressing this disgusting habit. What kind of message is this sending out to our young players just taking up the game of golf?

In case you haven't noticed the Mighty Micro thread (Derek Lambert). He died yesterday.

http://www.moneyam.com/TradersRoom/posts.php?tid=17674#lastread

I remember standing next to him a few years ago when we both signed the Official Secrets Act. A great character. It was his company that built the MoneyAm web site and tools.

He was one of the founders of the computer industry across the world. His software was used to write the first ever browser for instance.

If you look at this customer list you can see the sphere of influence of Mighty Micro

http://www.ist.co.uk/customer/index.html

Cynic.

With your experience as sewage you could get a could get PhD without any further effort.

Do any of you lot remember "The Laird" on €turd?

If so, do you know what happened to him?

He was reincarnated as Manuel!

">

http://www.telegraph.co.uk/news/uknews/law-and-order/10433313/Pensioner-filmed-being-punched-to-ground-by-teenage-girl-dies.html

Inflation link on final salary pensions faces axe

The Government wants to keep company pensions with a salary link, but workers would no longer be protected from inflation

this government are killing the will to save .
to save money for retirement today is a very silly move
spend your cash and enjoy your life while you can .
those that save will be worse off than the people that have never worked

this government trying to force low paid workers in to pensions
and if they save 6% of their wages and on the min wage of 280 a week after
30 years at at todays values it will pay out £30 aweek pointless
never put money into a PENSION if you do in todays climate you will never get half your cash back before you die .

my wife as paid 6% of her wages for 28 years £ 147 a month plus the company as doubled this plus the tax going into her pension with FRIENDS PROVERDENT .
the 147 is what it avges over the 28 years she now pays 187 amonth as not had a pay rise for 5 years her pension from F/P just over 5k a year crap

less the tax bcause her old age pension is 8100 she will pay £ 660 tax out of that

wtf is going on?



Pensions face new blow from ministers

Final salary schemes could be left at mercy of inflation unless they are in public sector



By James Kirkup, and Nicole Blackmore

10:00PM GMT 07 Nov 2013



Private-sector workers could see their final salary pensions “eaten away” by the rising of cost of living after ministers proposed removing legal protections against inflation from “gold-plated” retirement funds.


Almost two million employees who are still part of final salary schemes could lose the legal right to have their retirement income rise in line with inflation under the proposals.


The change, which would not apply to public sector workers, could cut the spending power of a pension by almost a third over a 15-year retirement.


Workers could also be forced to wait longer before drawing their pension because companies would be allowed to delay workers’ retirement in an effort to save money.


Additional benefits such as survivors’ rights, which pay an income to widows and widowers, could also be lost.


more: http://www.telegraph.co.uk/finance/personalfinance/pensions/10434720/Pensions-face-new-blow-from-ministers.html

but not public sector? .... now there's a surprise!

maxk . pensions are a dirty name any one putting their good money into a pension
ARE FOOLS . all pensions are a complete rip off today .

any one earning £300 aweek paying 6% over the next 30 years
with no inflation will get less than £1560 a year or £ 30 aweek
which stops them getting any help with anything .

spend your money enjoy your life while you can

pensions are not for the working class you are just giving your money away

But whats behind it?


Bust banks?

simple this gov want the working class to pay for all the IMMIGRANTS who will never
put one penny aside for their retirement .

fact not fiction
immigrants on low wages save nothing they send it back home
not one migrant at my wifes place of work pays into the pension they refuse