Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

do you mean verbal sewage ? or are you playing golf in a poor third world country

Malaysia would have been quite nice, and assuredly Thailand would have been

I'm afraid Fred's fundamental contributions are perpetually blood coloured, and thus not only tiresome, but worth a detour ..... bit like Village Idiot's in their own way

Cynic - I've just been watching the golf on Sky from Turkey - No1 spitter on the golf course ie. Tiger Woods is playing, but thankfully No2, No3, & No4 spitters are not playing. It's about time the PGA Tour and the European Tour started addressing this disgusting habit. What kind of message is this sending out to our young players just taking up the game of golf?

In case you haven't noticed the Mighty Micro thread (Derek Lambert). He died yesterday.

http://www.moneyam.com/TradersRoom/posts.php?tid=17674#lastread

I remember standing next to him a few years ago when we both signed the Official Secrets Act. A great character. It was his company that built the MoneyAm web site and tools.

He was one of the founders of the computer industry across the world. His software was used to write the first ever browser for instance.

If you look at this customer list you can see the sphere of influence of Mighty Micro

http://www.ist.co.uk/customer/index.html

Cynic.

With your experience as sewage you could get a could get PhD without any further effort.

Do any of you lot remember "The Laird" on €turd?

If so, do you know what happened to him?

He was reincarnated as Manuel!

">

http://www.telegraph.co.uk/news/uknews/law-and-order/10433313/Pensioner-filmed-being-punched-to-ground-by-teenage-girl-dies.html

Inflation link on final salary pensions faces axe

The Government wants to keep company pensions with a salary link, but workers would no longer be protected from inflation

this government are killing the will to save .
to save money for retirement today is a very silly move
spend your cash and enjoy your life while you can .
those that save will be worse off than the people that have never worked

this government trying to force low paid workers in to pensions
and if they save 6% of their wages and on the min wage of 280 a week after
30 years at at todays values it will pay out £30 aweek pointless
never put money into a PENSION if you do in todays climate you will never get half your cash back before you die .

my wife as paid 6% of her wages for 28 years £ 147 a month plus the company as doubled this plus the tax going into her pension with FRIENDS PROVERDENT .
the 147 is what it avges over the 28 years she now pays 187 amonth as not had a pay rise for 5 years her pension from F/P just over 5k a year crap

less the tax bcause her old age pension is 8100 she will pay £ 660 tax out of that

wtf is going on?



Pensions face new blow from ministers

Final salary schemes could be left at mercy of inflation unless they are in public sector



By James Kirkup, and Nicole Blackmore

10:00PM GMT 07 Nov 2013



Private-sector workers could see their final salary pensions “eaten away” by the rising of cost of living after ministers proposed removing legal protections against inflation from “gold-plated” retirement funds.


Almost two million employees who are still part of final salary schemes could lose the legal right to have their retirement income rise in line with inflation under the proposals.


The change, which would not apply to public sector workers, could cut the spending power of a pension by almost a third over a 15-year retirement.


Workers could also be forced to wait longer before drawing their pension because companies would be allowed to delay workers’ retirement in an effort to save money.


Additional benefits such as survivors’ rights, which pay an income to widows and widowers, could also be lost.


more: http://www.telegraph.co.uk/finance/personalfinance/pensions/10434720/Pensions-face-new-blow-from-ministers.html

but not public sector? .... now there's a surprise!

maxk . pensions are a dirty name any one putting their good money into a pension
ARE FOOLS . all pensions are a complete rip off today .

any one earning £300 aweek paying 6% over the next 30 years
with no inflation will get less than £1560 a year or £ 30 aweek
which stops them getting any help with anything .

spend your money enjoy your life while you can

pensions are not for the working class you are just giving your money away

But whats behind it?


Bust banks?

simple this gov want the working class to pay for all the IMMIGRANTS who will never
put one penny aside for their retirement .

fact not fiction
immigrants on low wages save nothing they send it back home
not one migrant at my wifes place of work pays into the pension they refuse

Anybody know what the average pensions of an MP, Cabinet minister, or PM are at retirement?

waiting for a post to say I am wrong from you no who

before he does I will say tthis I retired at 53 now 66 going 67
never paid into a PENSION that was for fools I invested my self in shares
re invested my dives now live of the divs and my old age pension that I only just taken of 13 872 ayear .

pensions are for fools

I agree with you Tanker.

Workers paying into defined contribution schemes are lambs to the slaughter, you pays your money and the chaps from the city grow fat.

And now they are trying to kill final salary schemes.

Looks like the choice is either work for the gov, or go to the black economy cos no one is looking out for the average worker anymore.

If pensions were simply about how much someone contributes, she might have had a valid point. At up to 13.75pc of salary, currently £9,039, MPs’ pension contributions are amongst the highest, whether compared with private or other public sector schemes. What she did not mention was that the Exchequer’s equivalent of an employer’s contribution is now running at a colossal 28.7pc of salary for each MP.


In return for saving this money, MPs accrue 1/40th of salary per year of service. This means that if they were to retire tomorrow, they would receive an annual pension, linked to CPI (consumer prices index), of £1,643, based on that year’s contribution alone. To put this into some kind of perspective, it would cost a healthy man retiring at 65 about £45,000 to buy an annuity that would provide a similar pension.