Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

But perhaps more precise.

Hays no mention in your post re- employment above of further falling in living standards!!!!!!!!!!!

steve hawkes‏@steve_hawkes2h
40% chance interest rates go up next year.. .. that's the sound of millions of mortgage holders getting v v nervous

Maxi


So, 28.2% of 16-64 year olds are on the missing list.

That includes students at school and college, disabled, long term sick, people in institutions, prisoners and people under 64 who are retired.

For those who are a little bored and want to be bored more:

Bit long winded for Manuel, but has some interesting points


http://pro.moneyweek.com/myk-eob/LMYKP505/?h=true

It has video attachment somewhere!

==========

Interesting market reaction to latest "figures". No wonder Cameron has left the country.

--------
Have a listen to Esther McVey Conservative MP Minister of Employment of "You Work for Them" fame, trying to lift the spirits of the out of work youth.

It is good to be assured by her and she is a wonderful spokeswoman for the coalition.

Doubt, that a better representative could be found for coalition values.

gf
Rates unlikely to rise next year and will be very small if it happens.

gf
Like vibg standards were bound to fall as a result of the recession. It is a lagging indicator. An expanding economy comes first.

Before Hays and Manuel go off to the pub to celebrate:




We haven't got back to the end of the last government's levels after 3 years years of tory economics.

Inflation is round the corner and "industrial" investment is flat.

=======

Mind the market is always said to be right or was that left.

Hays my worry is that we are not isolated from the world economy and DEFLATION is the word on many economists lips in the US and here now.

I certainly wouldnt like to be a youngster with one of these new mortgage packages and interest rates rising.

Hays Hays Hays

WOW, just in, the gap is getting wider and wider.

TORY BOYS Id start worrying and getting ready to ditch fatty Dave.......just look at this.........

electionista‏@electionista1hour ago
UK - YouGov/Sun poll: CON 32%, LAB 42%, LDEM 8%, UKIP 10%

10 point lead.

Got to be this A@E 2 tier system.

What a bollox up.

Have a look how we are doing relative to the EU and you will see a different story.

An A& E two tier system would be a very good thing. The clue is in the name Accident and Emergency. The bulk of the visitors are there with trivial complaints and should be sent home.

Doodlebug4

You say,

"doodlebug4 - 12 Nov 2013 21:06 - 32710 of 32758

Okay, since it is so revealing which charities any poster donates to - my own personal choice is - macmillan nurses, RSPCA, MIND ( a mental health charity ) and the donkey sanctuary - each of which I give a small amount by direct debit each month.

When I read that, I just wondered if you have been 'got at' by the so called "Chuggers"?

Teams of chuggers generally operate in the high street or even 'door to door' by recruiting punters to sign up for 'charitable donation giving done by Direct Debit'.

They bring in lots of donations for the charities concerned and the people/businesses who control and recruit the teams are very well remunerated for their services.

What a lot of punters like yourself don't realise, is that the usual commission rate for chuggers is at least "50% of the amount signed up". Sometimes, depending on the charity concerned, it will be an even higher rate.

Now you will know/remember how you got signed up, I'm sure. However, what I want to ask you is, "Why don't you consider stopping those particular Direct Debits and then kicking off some fresh Standing Orders instead?"

That way 100% of what you donate goes directly to the charity concerned.

Even better, if you can connect some of the HMRC 'Gift Aid" to your giving. Merely by doing this as a UK Tax Payer, your donations can be increased by the charities concerned, who can legitimately reclaim back from the government the standard rate tax that you have paid, which amounts to a whopping 25% of what you have donated.

See: https://www.cafonline.org/my-personal-giving/plan-your-giving/individual-giving-account/how-does-it-work/gift-aid.aspx?gclid=CNih5pD24boCFbLJtAodSwsAoQ

ExecLine - thank you for that helpful info. Only the RSPCA that I donate to falls into that category - I was approached by a door to door saleswoman!

Exec it comes down to what I posted yesterday, just how much of every £1 goes to the victims.

I know a lot of charitys where 90% plus goes to management and administration.

NOT very good form.

The Charitable sector in general has been a rich seem of remuneration for years now for "some".

Stan, sadly not the recipients intended by the donor.
I have not had a reply from cynic re posts on page 1635/1636, maybe not that important.
2517

George,

In general I think that if people are working, then it should be "payed" work so I'm not against people working in Charities being payed in fact.

The "some" I was referring to in general, are the one's at the top (as usual) who disproportionally get a lot more.

The "well being" of a "society" depends on all of society being well and therefore it maybe be the responsibility for all in society.

One of the reasons for treating a "tramp" with TB, or and alcoholic with syphilis, is that it attempts to protect the rest of that society from those disorders.

The defence of to all maybe may be help and treat the less capable or more inn-able.

Perhaps, the reason for a Wealth-fare system financed out of general taxation.

Just pondering a little.

Dan Hodges in The Telegraph:

"So now we know: Ed Miliband struck a deal that allowed Unite to rig the Falkirk selection."