Brushing the old tarts aside, sounds like you had a good break.

dream temp at night 20 day aound 28. yes walked miles but will never go to teneriffe again next is florida 5th april then portugal in june then back to spain for aug then lanarote for nov . great life is it not

I go to Adeje in Tenerife, the quiet end. (not the disco youngsters) very nice.

Grumpy miserable gits......sums you both up......Tanker you only went there to see the wildlife..........or you would have gone to Madeira with the other old frumps. ;)

Perhaps Madeira in 30yrs time lol. Whats Madeira like any way bb. Did you take the walking stick? You have not been on much bb, been busy with work?

never been......to young at heart........give me the wildlife in tenerife, maybe on my way for christmas. :))))))))

Next March me bb, not the no knickers end of Tenerife.lol You wont see any snow there .lol

if it's 28 degree's at xmas that'll do for me...... yyyyyyyyyyyyeeeeeeeeeehhhhhhhhhaaaaaaaaaaaaaa

Good for you, I can guess you have worked hard over the summer. More I know.

Lloyds shareholders demand update on lack of a leader

..James Quinn, 8:16, Sunday 13 November 2011

Investors are demanding an update on the growing leadership vacuum at Lloyds Banking Group as a result of the continued absence of chief executive, Antonio Horta-Osorio.

Major institutional shareholders spoken to by The Sunday Telegraph are concerned at the lack of information from the bank since Mr Horta-Osorio left on medical advice two weeks ago.

In particular, a number of investors said that they had not been personally contacted by Glen Moreno, the senior independent director, or by Sir Win Bischoff, the chairman, about the issue.

The sentiment among investors is that even if Mr Horta-Osorio returns to full health, it would be difficult for him to return because of the signal his absence the result of "extreme fatigue" has given to investors.

"It is clear the job was too big for him," said one top 15 shareholder.

Another investor questioned why the bank was not speeding up its internal contingency plan.

That is likely to see as The Sunday Telegraph reported last week one of the board, most likely Mr Moreno or fellow non-executive David Roberts, take on the role for an interim period while a full-time external replacement can be found and vetted by the relevant regulatory authorities.

UK Financial Investments, which manages the Government's 41pc stake in Lloyds, is thought to be supportive of Sir Win's approach so far.

One source, however, admitted the board is hoping for the best, but planning for the worst.

A Lloyds spokesman said Mr Horta-Osorio is expected to return by the end of the year.

Rainmaker: a succession conundrum at Lloyds

James Quinn, 8:16, Sunday 13 November 2011

Succession in major companies can be very hard to get right at the best of times.

Changing and replacing executive management is fraught with problems not only finding executives with the right skills, but finding those who will best work together is not an easy task.

It is hard enough during normal conditions, when succession planning can take place over a period of six months, and executives can be vetted and recruited accordingly with experienced headhunters drafted in to hold the hand of the respective appointments' committee.

But at a company which is on the verge of losing its finance director, and whose chief executive is on an extended leave of absence, it is even trickier.

I am, of course, referring to Lloyds Banking Group (LSE: LLOY.L - news) and the very real corporate governance challenges facing the part state-owned bank.

With finance director Tim Tookey in the departure lounge and few outside Lloyds' 25 Gresham Street head office believing that chief executive Antonio Horta-Osorio will return to take up his post the bank's board faces some tough challenges.

As we report in today's paper, shareholders are growing increasingly concerned about the situation playing out at Lloyds.

Publicly, the company has said Horta-Osorio will return by the end of the year, and is sticking to that mantra. But it is a mantra that is not likely to satisfy investors for very much longer.

Clearly, the investor that matters is UK Financial Investments, which owns a 41pc stake on behalf of the UK taxpayer.

But other major shareholders in the company's top fifteen are unhappy with the way the situation has been handled, and the way it has been communicated.

Those who have spoken to this newspaper are unhappy that Tookey has been made interim chief executive given that he has already resigned and has firmly re-stated his desire to take up his new role at Friends Life.

They are unhappy with the questions that Horta-Osorio's "temporary absence" raises. They are also unhappy that the board was not more decisive when it made its initial announcement surrounding Horta-Osorio's absence, and didn't bite the bullet and begin a full-on search for a replacement there and then.

Of course, the board could argue that it is difficult to begin such a search for a new chief executive when it already has one.

But, as this newspaper first reported last weekend, the board does have a contingency plan which, should it become clear the Portuguese banker will not return, involves parachuting a senior non-executive director into the chief executive's hot-seat until a full-time chief executive can be found and vetted by the relevant authorities.

This is obviously a very delicate situation, with no right answers. Lloyds board is clearly in a very tricky position, and few would want to be sitting around that table.

But at a time like this, surely it would be sensible to keep talking to shareholders, if only to reassure them that contingency plans exist? By shutting them out, the board is simply making matters worse for itself and for Horta-Osorio, should he ever return.

james.quinn@telegraph.co.uk

Twitter:@jamesrquinn

just catching up lol - surprised some of those women bother to buy knickers - when they do they normally wear them on their head or leave them in their handbags!!! like both tenerife and lanzagrotty(why do peeps call it that as nice where i've been to) i suppose depends which part you got to - same goes for greek islands elsewhere etc :-))

dc hope you didnt buy large here when you saw tookey's massive rns 438 share true up? lol gl

Lol gibby.

boy . if you want a wife who is a slag then you deserve each other .
teneriffe is full of them .go my boy and they do not were nickers or much else .
oh and hiv is a bonus

when i go to the bank tomorrow all the staff will say JOHN you was correct .
about the ceo complete muppet . lets get that man who left hsbc M.G top man

lol tanker - thats a very kind offer - but i think personally i'll have to pass such generosity - i take it there is no added cost for hiv! - but you are right many slappers out there - no wonder why the uk is becoming the laughing stock of the world - oh and the dustbin of the world with the non existant border controls we have - the blasted so called human rights and continually bullied by europe- but hey ho

have a good evening and heres to next week

When Israel attacks Iran what effect will this have on the markets.?

Sounds like we have no worry till next summer mitzy.





Sunday 13 November 2011

Telegraph.co.uk Israel refuses to tell US its Iran intentions
Israel has refused to reassure President Barack Obama that it would warn him in advance of any pre-emptive strike on Iran's nuclear capabilities, raising fears that it may be planning a go-it-alone attack as early as next summer

israel v iran - that is an explosive subject to say the least - given mahmoud ahmadinejad has publicly stated he wants to 'wipe israel of the map' you can be pretty sure that israel will imo launch at some point a premptive strike - they know the region and their view is these peoples cannot be trusted or reasoned with - nothing the us or international community can do to stop that legally anyhow - it will happen at some point i am pretty sure - the effect on the markets - negative obviously especially if other countries in the region get involved - we all know iran location and who it might affect - then of course if it spreads globally russia have already used strong words as have us which ultimately could mean more than just the markets to worry about - but again it may all blow over but i doubt that - gl

I think neither US nor Israel is interested to waste more life and money on anther country. Iraq and Afghanistan were too costly- Iran will be much more difficult.

Ahmadinejad and allies are destroying the country anyway. Leave it for another six months, the internal problems will start working in favor. Attacking the country makes the opposition groups to be united against foreign intervention. Giving the way for the same system a for another 30 years kingdom!!