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THE TALK TO YOURSELF THREAD. (NOWT)     

goldfinger - 09 Jun 2005 12:25

Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

Fred1new - 28 Feb 2014 13:59 - 37220 of 81564

Hey Manuel, there is a program which may be to your taste on BBC with Andrew Marr looking at an old reactionary who may be to you nature. I think his name was Oswald,

If you were alive then you could have fitted into the Green Shirts very nicely.

goldfinger - 28 Feb 2014 14:11 - 37221 of 81564

Cynic read Hays last post on his so called mate...... read into it......youl find hes meaning he goes after them threatening physical violence.

Still this is all a load of tosh anyway as anybody knows who runs a letting business just knows its not cost effective to chase people who have no money.

Wouldnt be suprised if this so called landlord is that chap who was featured in a documentary about 8 years back on ITV, cockney spiff blonde grey hair who used to rule with fear and a gun.

Last time I heard though a gypo family turned the books on him and castrated him.

cynic - 28 Feb 2014 14:12 - 37222 of 81564

blair went to fettes, which i think is educationally very good, and also puts out excellent rugby and golf teams ..... it's certainly one of the top scottish schools

no wonder you despise him; after all, he didn't even pretend to be from a deprived background and all that phoney downtrodden, andy-cap-image rubbish

goldfinger - 28 Feb 2014 14:13 - 37223 of 81564

Hays does this landlord mate of yours have a squeeky voice.

cynic - 28 Feb 2014 14:14 - 37224 of 81564

talking of gypos, there's the "gypsy king" who lives around ascot, whom the police allegedly don't dare tackle


its not cost effective to chase people who have no money = basic rule of litigation

Haystack - 28 Feb 2014 14:18 - 37225 of 81564

gf
Of course he doesn't resort to violence. He just doesn't give up in chasing people for money. When people move they will pop up on a database somewhere in the future. If they have a bank account then they will be visible again very soon. He is no cockney. He is Irish from the south. He is just very tight with money and relentless in getting back money owed. If you are patient then you will get the money back.

Haystack - 28 Feb 2014 14:22 - 37226 of 81564

gf
He has a very good solicitor, who specialises in chasing debts. If the person has a bank account then he monitors the balance through credit checks. When there is a sum that is useful to claim, he takes out a garneshee order which instantly freezes the account and won't unfreeze it until the money is paid.

cynic - 28 Feb 2014 14:26 - 37227 of 81564

i could easily be wrong, but i'm sure garnishee orders are not only difficult to obtain, but relate to (significant) sums that may be taken out of the country

you'ld also have to have proved the debt in court etc etc

surprisingly, solicitors do not act for free, so i concur with sticky - i do not see the economic logic, though spite and the like i do understand

Fred1new - 28 Feb 2014 14:26 - 37228 of 81564

Manuel,

No.

I disliked him because of some of his policies and actions, as well as the manner he was prepared to achieve them.

I would have hoped, with the cost of his education, a reasonable degree of acceptable honesty and morality would have been instilled as well as the respect and understanding of others.


Haystack - 28 Feb 2014 14:28 - 37229 of 81564

You just need a judgement against the person such as a ccj. The order can also be used to take money at source from an employer. No it doesbpn't cost much and the cost can be added to the debt.

cynic - 28 Feb 2014 14:34 - 37230 of 81564

that's not the same as a garnishee - that's an attachment order
if the guy isn't working, can one then attach to his benefits?

never forget that courts will always err on the side of the tenant, and not necessarily unreasonably so either

i also wonder what condition your friend(?) keeps his properties in
many such are pretty disgusting, but then if you're getting low rents and your tenants are intrinsically a bad risk, then how much should one sensibly spend to maintain?

goldfinger - 28 Feb 2014 14:37 - 37231 of 81564

Bank accounts......... employers........!!!!!!! Hays you are on a different planet.

One of the reasons IDS is making housing benefit a monthly payment and a payment direct to the claimant is so that THEY WILL HAVE TO OPEN A BANK ACCOUNT FOR THE FIRST TIME.

This instead of a giro cheque. Although I am told by my local DSS buddies if the claimant insists on a non banking payment they can still get giros.!!!!!!!!!!!

Even Cyners must be able to see the folly of this 4 week direct payment to the claimant.

You mark my words watch the arrears pile up.

Haystack - 28 Feb 2014 14:41 - 37232 of 81564

The court doesn't have any real descrection. It is virtually an automatic process. You present the ccj and the person's details and bank account and get the order. Once the order is granted there is automatic interest to be added while the order takes effect. I did a couple with my friend years ago. His solicitor does it noe. His solicitor once tried to talk him out of suing someone for a tiny amount like £3.50, but he went ahead. The guy who owed him paid up including the costs before it went to court. The guy paid over £100 to stop the case over £3.50.

Haystack - 28 Feb 2014 14:43 - 37233 of 81564

I thought that even giros needed a bank account at the post office to cash them.

goldfinger - 28 Feb 2014 14:49 - 37234 of 81564

No you just present them, thats why their is a lot of giro fraud.

You do have to have some ID though, but you know as I do that can be easily arranged by a fraudster.

cynic - 28 Feb 2014 14:51 - 37235 of 81564

i only get paid monthly, but i know my money's safe :-)

but yes, i agree, if the money is paid to the tenant, for sure bad debt will escalate
a DD won't help if there's not enough in the a/c to pay it in full
ergo, time and again the landlord will have to try to collect "manually"

and you have to be right about bank accounts
you cannot compel someone to have a bank account, and i'm sure that even if you do, the bank is under no obligation to allow you a cheque account

goldfinger - 28 Feb 2014 14:51 - 37236 of 81564

One of the biggest giro frauds is houses of multiple occupation where their is just one letter box.

People nicking others peoples giros and letters etc etc.

goldfinger - 28 Feb 2014 14:53 - 37237 of 81564

Yep thats right about bank cheque accounts ALTHOUGH the DSS have now secured cash cards for claimants.

MaxK - 28 Feb 2014 14:56 - 37238 of 81564


NCCL paedophilia scandal: Harriet Harman and Jack Dromey will have to resign



By Toby Young Politics Last updated: February 28th, 2014



Press release issued by the NCCL in 1976


I still can’t quite believe it. But here’s the evidence in black and white. In 1976, the NCCL put out a press release proposing that the age of consent be lowered to 14 “with special provisions for situations where the partners are close in age, or where consent of a child over ten can be proved”. So let me get this straight. If the NCCL had had its way, a paedophile could induce a 10-year-old child to have sex with him and, provided he could "prove" he or she had consented, that child's parents would have no legal redress?





Full story here: http://blogs.telegraph.co.uk/news/tobyyoung/100261647/nccl-paedophilia-scandal-harriet-harman-and-jack-dromey-will-have-to-resign/




required field - 28 Feb 2014 14:59 - 37239 of 81564

I'm a Landlord and this benefit or housing benefit paid do to the Tenants directly should be stopped....they just pocket the money and do a runner...I have had a couple of male tenants that have clocked up massive debts ...they even owe council tax...take out loans with every company that will lend to them and move on...water...utilities, remain unpaid ...and they do the same trick everywhere they go....moving from county to county ...out of the country...back in....and so forth...scandalous...and now they get the housing benefits paid directly to them....who comes up with these damn ideas...?...ought to be shot...
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