Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

that's not the same as a garnishee - that's an attachment order
if the guy isn't working, can one then attach to his benefits?

never forget that courts will always err on the side of the tenant, and not necessarily unreasonably so either

i also wonder what condition your friend(?) keeps his properties in
many such are pretty disgusting, but then if you're getting low rents and your tenants are intrinsically a bad risk, then how much should one sensibly spend to maintain?

Bank accounts......... employers........!!!!!!! Hays you are on a different planet.

One of the reasons IDS is making housing benefit a monthly payment and a payment direct to the claimant is so that THEY WILL HAVE TO OPEN A BANK ACCOUNT FOR THE FIRST TIME.

This instead of a giro cheque. Although I am told by my local DSS buddies if the claimant insists on a non banking payment they can still get giros.!!!!!!!!!!!

Even Cyners must be able to see the folly of this 4 week direct payment to the claimant.

You mark my words watch the arrears pile up.

The court doesn't have any real descrection. It is virtually an automatic process. You present the ccj and the person's details and bank account and get the order. Once the order is granted there is automatic interest to be added while the order takes effect. I did a couple with my friend years ago. His solicitor does it noe. His solicitor once tried to talk him out of suing someone for a tiny amount like £3.50, but he went ahead. The guy who owed him paid up including the costs before it went to court. The guy paid over £100 to stop the case over £3.50.

I thought that even giros needed a bank account at the post office to cash them.

No you just present them, thats why their is a lot of giro fraud.

You do have to have some ID though, but you know as I do that can be easily arranged by a fraudster.

i only get paid monthly, but i know my money's safe :-)

but yes, i agree, if the money is paid to the tenant, for sure bad debt will escalate
a DD won't help if there's not enough in the a/c to pay it in full
ergo, time and again the landlord will have to try to collect "manually"

and you have to be right about bank accounts
you cannot compel someone to have a bank account, and i'm sure that even if you do, the bank is under no obligation to allow you a cheque account

One of the biggest giro frauds is houses of multiple occupation where their is just one letter box.

People nicking others peoples giros and letters etc etc.

Yep thats right about bank cheque accounts ALTHOUGH the DSS have now secured cash cards for claimants.

NCCL paedophilia scandal: Harriet Harman and Jack Dromey will have to resign



By Toby Young Politics Last updated: February 28th, 2014



Press release issued by the NCCL in 1976


I still can’t quite believe it. But here’s the evidence in black and white. In 1976, the NCCL put out a press release proposing that the age of consent be lowered to 14 “with special provisions for situations where the partners are close in age, or where consent of a child over ten can be proved”. So let me get this straight. If the NCCL had had its way, a paedophile could induce a 10-year-old child to have sex with him and, provided he could "prove" he or she had consented, that child's parents would have no legal redress?





Full story here: http://blogs.telegraph.co.uk/news/tobyyoung/100261647/nccl-paedophilia-scandal-harriet-harman-and-jack-dromey-will-have-to-resign/

I'm a Landlord and this benefit or housing benefit paid do to the Tenants directly should be stopped....they just pocket the money and do a runner...I have had a couple of male tenants that have clocked up massive debts ...they even owe council tax...take out loans with every company that will lend to them and move on...water...utilities, remain unpaid ...and they do the same trick everywhere they go....moving from county to county ...out of the country...back in....and so forth...scandalous...and now they get the housing benefits paid directly to them....who comes up with these damn ideas...?...ought to be shot...

Harriet Harman should apologise for paedophile group links, Cameron suggests

The Prime Minister said Patricia Hewitt was taking 'the right approach' by offering a full apology



Harriet Harman is becoming increasingly isolated in her refusal to apologise Photo: WARREN ALLOTT



By Georgia Graham, Political Correspondent

1:19PM GMT 28 Feb 2014


David Cameron has intervened in the row over senior labour figures' historic links to paedophile groups saying that Patricia Hewitt has been right to apologise over her involvement.


Miss Hewitt, a former Labour cabinet minister and Harriet Harman, the deputy leader of the Labour party held prominent roles in the National Council for Civil Liberty which had links with the child sex group the Paedophile Information Exchange (PIE).


While Miss Hewitt has offered a frank admission that she “got it wrong” over the links with PIE and apologised Miss Harman has repeatedly refused to make a similar apology instead insisting that she “has nothing to apologise for.”


The Prime Minister’s spokesman said that while it was a “matter for Harriet Harman” whether she finally decided to apologise the Prime Minister believed that Liberty (the name that the NCCL is now known by), Shami Chakrabarti and Patricia Hewitt have taken “the right approach” by giving issuing full apologies for their links.


More: http://www.telegraph.co.uk/news/politics/labour/10667776/Harriet-Harman-should-apologise-for-paedophile-group-links-Cameron-suggests.html

When was the age of consent raised to 16?

How does the law relate to the consent age of buggery?

Heard some develop the taste before that?

I think any 14 year old male or female having "sex" should be hung.

This law should be introduced and used retrospectively.

Go for it.

.

When you take on tenants do a credit check and only accept people with sufficient I'd and a real bank account that has been operated for a while and no CCJs.

RF its IDS who should be shot then, its his civil servants proposals that hes backed. Its for this Universal Credit which imo will never happen.

Im with you all housing benefit should be paid direct to landlords.

1. the claimant cant get in rent debt

2. The landlord is secure in the knowledge no arrears or fraud can take place on the monthly benefit.

The more checks at the start...the better....

Well Hays yes prevention is better than cure, but I wouldnt turn a person away without a bank account. I want the benefit to go into my account not theirs.

Sometimes occasionaly I ask them to get a reference from their doctor if I have suspicions.

I think any 14 year old male or female having "sex" should be hung
well that'll significantly reduce the unemployment register in a couple of years time ..... wonder why the tories didn't think of that in 2010? .... it would reduce the benefits bill by many £m a year too - spiffing idea!!

I do a credit check on every tenant at the beginning of the tenancy.

Just lob it in with the other side of my syndicate business short term stay and long term stay high rise flats.

I cant believe how easy it is for kids of 16 to get council houses and I think also housing association tenancies.

Personaly I wouldnt entertain a young kid of 16 wanting to rent one of my properties.

Far too young to be independant imo thats why I dont like Millibands idea of giving them the vote.