Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

GF,

The "Bankers" were responsible for not restricting "loans" or "credit supply", but the borrowers also had a responsibility by borrowing in excess of capability to "repay" their debts. (Greed.)

Both sides were greedy and irresponsible, but one expected more of the "Banks" and government could have seen the problem occurring and stepped in and possibly reduced the UK's problems.

But you can recall the cries from the torrids in the period 2004 on, when any mention was made of curbing and regulating the city and financial services.

Also, the public was in "loads of money" phase and some guessed that any "collapse" would be as big as occurred.

=======

But "charity food banks" are a disgrace in a "civilised" society!

Welcome back to the 1920s.

George you say above but pensioners have suffered terribly under this present government with low interest rates on savings and assets. Have you not noticed and as for your point above that millions could live comfourtably without going to work is just not accurate their were far less people unemployed then than their is now.

sticky - before everything gets swamped yet again, you have what i think is a reasonable apolitical response to a point you raised

George your wrong again, even Thatchers chancellor admits it was Maggies fault.....

Although the "Big Bang" eased stock market transactions there is a debate in the UK about how far it affected the 2007–2012 global financial crisis. In 2010, Nigel Lawson, Thatcher's Chancellor at the time, appeared on the Analysis program to discuss banking reform, explaining that the 2007–2012 global financial crisis was an unintended consequence of the "Big Bang". He said that UK investment banks, previously very cautious with what was their own money, had merged with high street banks putting depositors' savings at risk............ends

Cant be clearer than that.....Maggies own chancellor pinning the blame on Thatchers deregulation of the banks.

Some people have short memories.

And whats more as Hays points out above the economic recovery we HAVE NOW is based on cheap consumer credit.

Food banks started in 2000. They changed their model and expanded as a franchise operation from 2004.

Cynic are you sure you are not mixing up food banks with food/soup kitchens for those of no fixed abode??? are your sure your source is not doing this??.

Perhaps, the problem with the poor, unemployed and feckless is that they wish the pleasures and satisfaction of the more affluent in society, whose wealth is often not based on "ability", hard work and diligence, but due to the beds they were born in and the schools their parents could afford to pack them off to, in order relieve themselves of their responsibility.

(Often, lucky children, even if stunted in many ways.)

no ... just read what i wrote ..... i was commenting on last night's panorama; perhaps you didn't watch it

mind you, there's not a huge difference between foodbanks and old-style soup kitchens - check out the Jewish Soup Kitchen in Brune Street near Brick Lane (now very smart flats!)

YES indeed Fred. Excelent point and we have a few here like that.

Glad Im self made and proud of it and proud to pay responsible taxes, taxes that should protect the most vulnerable in society.

Yes Cyners Ive read it again, very difficult reading your posts shortned down etc etc but agree with most you say but this............

In that respect, Edwina was correct that people have to learn, perhaps very harshly, that if you keep living beyond your means, you will ultimately suffer, and automatic bailout should not be as of right...........................ends

EC is a very silly women who should be ignored at all costs.

I saw her on the first benefits prog saying she had turned up early to catch the F Bank users out saying some were TURNING UP IN CARS.

If the silly women had done her research properly she would find that statistics show that people who are in employment with family credits are in the main the biggest users of food banks. They have been hit harder than any other group by austerity and cannot make ends meet.

Now lads your forgetting what day it is today...........shrove tuesday or pancake day.

I propose we move over to cyners thread on cooking and I will personaly offer a virtual pint of stella to the best recipe on how to make a pancake.

I know Fred and Hays like cooking aswel.

And a few others.

So ready steady cook.

Re 37680
No what I said was--I suppose it was maggie that raided the pension funds leaving millions of near pensioners to survive on a third of what they expected. Times were good for them, not.

Labour created a benefit culture. Labour created nothing jobs,and loaded up the public sector.
Re 37682
In a debate there are conflicting views, Nigel Lawson has his view which may well be right, but the question I would ask is, what did the government of the day do about it.

Cynic, food banks, at our supermarket we just give items we've bought.
2517

edwina
she may be silly and even neaderthal at times, but in this instance, her comment was not without merit



generally
i was taught to be succinct, very much because it is EASIER to read and get the essence!
i'm quite surprised you didn't want to extend discussion on any of the points and comments i made

George.......labour created a benefit culture...........sorry once again you are wrong who started this. it was in fact Maggie yet again.

She created Incapacity Benefit as we know it now she wanted to split the 7 million plus unemployed up in order to fiddle the figures and make the public think she was doing a good job.

I was actually working for the DHSS at that time as a Senior Financial Officer (accountant).

I had to put up with no fewer than 29 changes as to how the unemployment figures were calculated. In other words they were fiddled to make them look better.

In think you would agree Incapacity Benefit is the biggest benefit the public distrust, but their was Maggie promoting it.

The problems have just been passed down the line one government to another and now IDS as the problem and is making the biggest balls up of the lot.

sticky - your comments are much better when you aren't on your "comfort" soapbox!

Well I do try to be as neutral as poss being a floating voter but cant bring myself to support the present group of Tory Bullingdon Boys.

Dont you worry when Labour get in this time Ill be just as bad bringing them down if they make a bad job of it.

What do you mean IF GF? Rely on it!

Not true Chris, something about Milly. Seems to be a lucky politician and you know what they say about lucky PMs....... not good ones.

Anyway nice to see you have conceded labour will form the next government.

Good on you.

Oh yes. Very lucky to have Ed Balls as shadow Chancellor and other dead beats on the front benches.

Milly is a back stabbing gobshite, ask his brother. Conceded nowt mate, god help us if that shower are elected!