Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

Wonga payday loan ad banned for implying 5853% rate was 'irrelevant'






Rob Williams Author Biography


Wednesday 09 April 2014


A television advert for the payday loans company Wonga has been banned for implying the 5853% interest rate was "irrelevant".



The Advertising Standards Authority (ASA) agreed with 31 complainants who claimed the ad confused viewers about the applicable interest rate on a Wonga loan, implied that the representative APR was irrelevant to a short-term loan and was irresponsible because it encouraged consumers to disregard the representative APR and thereby trivialised the decision to take out a short-term loan.

The advert featured a conversation between two puppets, who said: "Right, we're going to explain the costs of a Wonga short-term loan.

"Some people think they will pay thousands of per cent of interest. They won't of course - that's just the way annual rates are calculated. Say you borrowed £150 for 18 days, it would cost you £33.49."


more: http://www.independent.co.uk/news/media/advertising/wonga-payday-loan-ad-banned-for-implying-5853-rate-was-irrelevant-9247960.html

Reeva's mother was warned about the picture and evidently wanted it to be shown so that Pistorius had to look at it. I agree with you ExecLine about all the time wasting going on so that Pistorius can regain his composure.

Apologies,

A bit late like the PM.

But I was told by haze that all was going as planned!

Mind he was up all night!




PS.

Did you pay for that banquet?

Old News back from 2006. Is it still valid? Is it already happening on here?

Human species 'may split in two'
Different human sub-species predicted by Dr Oliver Curry
Humanity may split into an elite and an underclass, says Dr Curry
Humanity may split into two sub-species in 100,000 years' time as predicted by HG Wells, an expert has said.
Evolutionary theorist Oliver Curry of the London School of Economics expects a genetic upper class and a dim-witted underclass to emerge.

The human race would peak in the year 3000, he said - before a decline due to dependence on technology.

People would become choosier about their sexual partners, causing humanity to divide into sub-species, he added.

The descendants of the genetic upper class would be tall, slim, healthy, attractive, intelligent, and creative and a far cry from the "underclass" humans who would have evolved into dim-witted, ugly, squat goblin-like creatures.

Race 'ironed out'

But in the nearer future, humans will evolve in 1,000 years into giants between 6ft and 7ft tall, he predicts, while life-spans will have extended to 120 years, Dr Curry claims.

Physical appearance, driven by indicators of health, youth and fertility, will improve, he says, while men will exhibit symmetrical facial features, look athletic, and have squarer jaws, deeper voices and bigger penises.

Women, on the other hand, will develop lighter, smooth, hairless skin, large clear eyes, pert breasts, glossy hair, and even features, he adds. Racial differences will be ironed out by interbreeding, producing a uniform race of coffee-coloured people.

However, Dr Curry warns, in 10,000 years time humans may have paid a genetic price for relying on technology.

Spoiled by gadgets designed to meet their every need, they could come to resemble domesticated animals.

Receding chins

Social skills, such as communicating and interacting with others, could be lost, along with emotions such as love, sympathy, trust and respect. People would become less able to care for others, or perform in teams.

Physically, they would start to appear more juvenile. Chins would recede, as a result of having to chew less on processed food.

There could also be health problems caused by reliance on medicine, resulting in weak immune systems. Preventing deaths would also help to preserve the genetic defects that cause cancer.

Further into the future, sexual selection - being choosy about one's partner - was likely to create more and more genetic inequality, said Dr Curry.

The logical outcome would be two sub-species, "gracile" and "robust" humans similar to the Eloi and Morlocks foretold by HG Wells in his 1895 novel The Time Machine.

"While science and technology have the potential to create an ideal habitat for humanity over the next millennium, there is a possibility of a monumental genetic hangover over the subsequent millennia due to an over-reliance on technology reducing our natural capacity to resist disease, or our evolved ability to get along with each other, said Dr Curry.

He carried out the report for men's satellite TV channel Bravo.

The morlocks are here already, just look at the inmates in the house of commons.

When you said 'here', I thought the reference was to some of the occupants of this BB.

Haze,

Do you consider yourself a sub species?

Perhaps ready for extinction!

Exec Line your post earlier today, just got back from a fishing trip sorry for late reply, 39391.........

goldfinger - 08 Apr 2014 09:04 - 39355 of 39404 edit this post

Please sign the petition, Maria Miller To Face Crimminal Charges...........

https://you.38degrees.org.uk/petitions/maria-miller-to-face-criminal-proceedings

The above petition signature was presented with 100,000 plus signatures time and time again to Camorons own online site but his administrator kept rejecting it as he as done again today.

Theirs the small amount of £40,000 she should pay back but more importantly the petition as secured the 100,000 plus signatures Camoron gurantees for a house of commons debate on wether Millers case should be handed over to the police for consideration of prosecuting her.

The matters not over yet, tweeters on twitter are scathing that the petition hasnt been accepted by our PM who set up the system himself.

.

Exec Line when you click on the link it doesnt show 100,000 signatures at that time I posted it, but just 80 minutes later it had the 100,000 required.

Camoron is supressing his own form of democracy that which he created, what does that say of him???.

Last night on Sky News 'what the papers say' picked up on this and said it would be front page news tonight, wether that still happens(it should) is a different matter, with Miller resigning, but at the very least we should demand back the £40 grand she didnt pay.

Miller resigns at last – now it is time to call in the police
09
Wednesday
Apr 2014
Posted by Mike Sivier in Corruption, Crime, Justice, Law.


Going (unpunished): Maria Miller has made a huge profit from her misuse of taxpayers’ money while in public office. Now is the time for her to face a criminal investigation.

Maria Miller resigned as Culture Secretary today (Thursday) – after a week of hanging on by her fingernails in the hope that everyone would suddenly forget that she fraudulently claimed mortgage interest on a south London house that she wanted the authorities to believe was her second home (when in fact it was her parents’ first).

During that time she has managed to reignite public disgust at the many expenses scandals in which Parliamentarians have been revealed to have been involved since the Daily Telegraph first lifted the lid on them in 2009.

She has also managed to undermine public support for comedy Prime Minister David Cameron, whose continuing support for her has shown just how weak he must be. He needed Miller because she was a woman in a predominantly male Cabinet, state-educated in a mainly private-school Cabinet, and an avid supporter of Cameron himself in a government that is beginning to realise that he’s a dud. In supporting her, he showed just how precarious his hold on the leadership really is.

Of course, she also generated a huge amount of hatred towards herself. Remember, this is a person who used taxpayers’ money to pay for her parents’ house – a building which she subsequently sold for a profit of more than £1 million.

Miller is not the first Cabinet member to make a million with taxpayers’ cash either – stand up George Osborne, who formerly had us paying for a paddock, a house and other scraps of land in his Tatton constituency on which he falsely claimed expenses, saying they were vital for the performance of his duties as an MP. He later sold the lot for around £1 million, having spent not a single penny of his own on the property – it all came from the taxpayer.

Osborne was protected from prosecution by the Parliamentary Standards Authority – a body that appears not to be as independent as it claims.

Now is the time to report Miller to the police.

A Parliamentary inquiry is not the same as a criminal investigation and it is important for her case to be tested in a court of law. This woman was part of a government that has had no qualms about using the law to take taxpayers’ money away from people who needed state benefits in order to survive; now let us see how she fares when the law turns its attention to her.

Who’s up for it?

are you not volunteering the names of any labour politicians for your public flogging and worse, or do you wish to pretend that they make snow white look distinctly grey?

since time immemorial parliamentary regulations have been far too woolly and easy to circumvent by one and all ...... therefore why should you or anyone else be surprised when this happens

allegedly, current investigations and penalties are and will be far more draconian - believe that and you'll believe anything - but historic cases, and apparently mm's falls into that category, are dealt with by the old wishy-washy system

================

meanwhile, and much more importantly, dow is currently looking much perkier (+75), and if it can hold these levels or better through to the close, the world will be a much cheerier place on the morrow :-)

Just hold on a second Cyners Im not making this a party political debate, all MPs are under scrutiny.

Look at the last labour MP who had his fingers in the till, I forget his name now BUT HE WENT TO PRISON...........................and so should Miller.

Lets face it if you or I got caught frauding £45 grand say on tax or benefits wed be in a cop shop holding cell now.

How on earth can Camoron turn a blind eye to this £40 grand that is outstanding.

Miller TO GET A £17,000 DEPATURE PAYMENT as part of her Ministers contract for resigning.

Totaly amazed.

Just been on BBC 1 News.

39412 - I read that too, but unfortunately it would seem she is entitled to it, just has been the case but far more extravagantly in far worse cases (NHS and similar)

39411 - I have no idea why one case should be referred to CPS and not another, but it cannot be an optional call ...... never confuse justice, fairness and morality for they often have no relationship

Shes Guilty. She wasnt entitled to the £45 grand she as nicked from the tax payer.

ITV news just now 63% of people say Camoron as handled the situation very badly, 8% handled ok.

Maria Miller and White Dee have more in common than the Tories would like
Apr 09, 2014 15:00
OPINION BY ROSWYNNE JONES

But with previously a regular on Downing Street and the other from Benefits Street, their treatment is very different

Maria Miller and White Dee both receive money from the taxpayer

Maria Miller and White Dee both receive money from the taxpayer
The resignation of Maria Miller will do nothing to bridge the gap between MPs and people. It is now a gaping chasm.

It’s not just the fiddling of expenses and the flipping of homes – it’s the utter lack of humility of those in power, frozen for a moment in that 32-second ‘apology’.

It’s the total failure to understand what ordinary people are living through, how hard times are. It’s the petty claiming for bathplugs still remembered when so many families can’t afford to put the hot water on for a bath.

Not since John Major’s Back to Basics has a government put itself on a more moral mission to correct the wrongdoings of the working classes. This is a government that has made a mission of attacking the feckless poor.

People have had enough of being told they aren’t hardworking enough, that they don’t know how to cook their leftovers properly, that they need to pull up their socks and get on their bikes.

So when they see that the very people who are lecturing them have got their sticky fingers in the till, and are living lives they could only dream of on the back of the taxpayer they are rightly angry.

Since Monday, 170,000 people have called on Miller to resign via a change.org petition. Look at the people dismissing the petition as ‘clictivism’ – politicians, media commentators, all those who usually like to decide these things for themselves.

I can’t be the only person to have noticed the similarities between Maria Miller and Benefits Street's ‘White’ Dee – both beneficiaries of the taxpayer with uncanny physical similarity.

White Dee, a disabled 42-year-old mother-of-two receives about £200 a week in benefits – or around £10,400 a year.

She is entitled to the help because she suffers from depression. As a mother-of two she is entitled to £33.70 child benefit per week, a maximum of £100.15 disability payments, plus £115 per week child tax credits.

White Maria (although we don’t really need to call her White Maria as there are clearly no Black Marias on the Tory front bench), is a 50-year-old mother-of-three who has managed to make a million pounds on her Wimbledon home helped by abusing parliamentary rules. But she doesn’t suffer a great deal of shame.

Meanwhile, for White Dee to make a million quid off the taxpayer like her Basingstoke MP doppelganger, she’d need to live to be over 100 and never work again.

The Standards Commissioner has said that White Maria over-claimed her benefits by £45,000. Yet until last night she continued to have the Prime Minister’s “full, strong, very warm support”.

Grumbling Tories have suggested she only held on so long because her name is Maria “not Mark” – a reference to the Tories' extremely poor number of women on the front bench. But if her name had been Dee and she’d been from Turner Street and not Wimbledon village, she’d already be off to jail.

At the weekend Iain Duncan Smith called for benefit fraudsters to have their homes taken away from them. But in the case of White Maria – who has just sold the Wimbledon house and bought a barn conversion – he says her critics are leading a “witch hunt”.

Well, he should know – he’s been leading one against poor, disabled and unemployed people since 2010.

Maybe it’s time for White Dee to have a crack at the Department for Culture, Media and Sport.

And, while we’re at it, let’s make some more reality show substitutions. Would anyone actually notice if we exchanged the cast of Made in Chelsea for the entire front bench?



http://www.mirror.co.uk/news/uk-news/maria-miller-white-dee-more-3392250#ixzz2yPbJ0swP
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