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THE TALK TO YOURSELF THREAD. (NOWT)     

goldfinger - 09 Jun 2005 12:25

Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

Shortie - 29 May 2014 10:47 - 41620 of 81564

Cynic, it doesn't matter if its in their T's & C's if you weren't informed you can dispute the charge. Consumer law is very different from business law on the emphasis of being informed.

goldfinger - 29 May 2014 10:49 - 41621 of 81564

Yep and the selling off of Council Houses under Thatcher and at the same time the waste of the tax take from north Sea oil which was squandered on the unemployed approx 8 million at the time. And her privatisation of Utilitys at knock down prices.

They have all been at it.

Cameron would probably be the worst if he got a second term, just look at NHS contracts handed down to his chums from the past and in the City.

cynic - 29 May 2014 10:55 - 41622 of 81564

my time in arguing back and forth is worth more than the cost ..... as a good solicitor friend of mine used to say, "what price principles?"

as i said, telling as many people as i can either directly or through this medium will hopefully do Chess far more damage

goldfinger - 29 May 2014 10:58 - 41623 of 81564

If its in the small print Cyners like you say a very difficult act to try and overtun it even if you use the legal trade.

eg, if a standing order is required for a payment on a monthly basis but the company you are buying from set this up on your behalf and allow eg, 3 days tolerance to cater for leap years things like that and if it goes over the payment date YOU are charged interest for late payment.

Say this is over a 10 year period, these arrears build up.

But in their written contract T@C you get a copy it says YOU are responsible for paying on time or incurr interest charges, nothing you can do about it even though THEY set up the terms of the Standing Order. !!!!!!!!

Just happened to my sister on a loan she took out and went to see CAB solicitor.

Not a leg to stand on he told her.

Strange how the law works.

Shortie - 29 May 2014 11:04 - 41624 of 81564

Well I'd fight it over the principle and want to see my signed contract or call recording where I agreed to it at the least before parting with any money. Make them bloody work for their money I say, after all if you were to give away £99 to everyone that demanded it where would you be?

goldfinger - 29 May 2014 11:05 - 41625 of 81564

Best like you say Cyners get their name down (and tell them )on as many financial sites as possible eg, money wise, supermarket .com and lots more, just put down the exact details no libeling and say how aggrieved you feel.

They arent going to like publicity like that.

goldfinger - 29 May 2014 11:08 - 41626 of 81564

Shortie my sister did just that and the barstewards charged her £20 for the copies of what she had signed.

And in the T@C again so she had no chance.

cynic - 29 May 2014 11:12 - 41627 of 81564

you and i are of one accord sticky .... not that unusual actually, except when you're being a silly billy :-)

in fact, this is the only site to which i belong ..... no twitter, facebook or other crap either

Haystack - 29 May 2014 11:18 - 41628 of 81564

It is not worth the trouble to fight the case, which is what the company relies on. You could go to court and would probably win as t&c that are unreasonable are often found to be unenforceable. The problem is the cost of your time. Unfortunately, I tend to go to court and argue the toss. I have never lost so far.

I had an interesting case some years ago. I had a temp receptionist from an agency for a week, but had to get rid of her as she smelled of hideous perfume which I could not get her to stop using. I wouldn't pay the agency so I received solicitor's letters. The interesting part of the case was that the invoice had been factored. The agency was chasing for the money though even as they had factored (sold) the debt. It was part of the factoring agreement that the agency would chase the debt and go to court. I went to court an pointed out to the District Judge that the debt was not owed to the agency as it had been sold to a factoring company. The judge agreed. Apparently, it was the first time someone had gone to court and won in that type of case.

goldfinger - 29 May 2014 11:19 - 41629 of 81564

Yep but you can use twitter to highlite these sharp practises from these scumsters who use them.

I have 900 plus followers and 5600 0n a joint account, all I do is one short message and it goes out to all these followers who in turn can retweet it and it goes to thousands and thousands of people like a pyramid system.

1 minute job if that.

These scumsters wont like that kind of audience.

cynic - 29 May 2014 11:22 - 41630 of 81564

any chance you could post my gripe on twitter for me?

goldfinger - 29 May 2014 11:24 - 41631 of 81564

Well done Hays in court case above.

ps, dont you spray yourself with them male pheromones, perhaps she was trying to neutralise the smell.

goldfinger - 29 May 2014 11:28 - 41632 of 81564

Yep Cyners no probs, but make it short, only allowed so many characters, and dont libel me.

Send it on a pm if you want to me and Ill bang it on. Best time just after 12 oclock when everyones on lunch break tuning into twitter at work.

cynic - 29 May 2014 11:29 - 41633 of 81564

just edit my post here as you see fit

perhaps the following fits .....
CHESS TELECOM
sharp practice via T&Cs minutiae ......
contract expires, but should you not renew, Chess charges an admin fee of £99.00 (+ VAT) for closing the account
for doing what exactly????


the above is but a statement of fact

goldfinger - 29 May 2014 11:35 - 41634 of 81564

Cyners right OK will do. Ill send it out at about 12.10.

Shortie - 29 May 2014 11:35 - 41635 of 81564

Hays its not worth fighting the case if I suppose you don't know what your doing. For me to write letters/emails takes minutes.

Also in Cynic's case they are chasing him, so should provide proof for free as they would need this in court anyway... If they cant provide the contract then clearly their is no case to warrent their charge.

goldfinger - 29 May 2014 11:36 - 41636 of 81564

Ill just see if it fits.

cynic - 29 May 2014 11:36 - 41637 of 81564

thanks sticky :-)

goldfinger - 29 May 2014 11:41 - 41638 of 81564

Cyners can you re do it 41 characters too many. Ive knocked off a few characters.

see below

CHESS TELECOM sharp practice via T&Cs minutiae . contract expires, but should you not renew, Chess charges an admin fee of £99.00 (+ VAT) for closing the acc for doing what exactly?

ExecLine - 29 May 2014 11:45 - 41639 of 81564

Tip: Turn your sound down or even off for this one:

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