Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

that i certainly wouldn't reckon on ..... very long odds on 2 rate increases b4 GE

I didnt mean that.......you Silly little Billy.......they mean its the first one b4 GE but big odds because Ozzie Osbourne will put the boot into Carney if he goes ahead with their chances on the line.

You Silly little Billy.

Evictions in rental sector at highest level since records began
posted in eviction, Homeless, Housing by argotina1

The number of people forcibly evicted from their homes in England and Wales after court action, has reached the highest level since records began in 2000.

37,739 tenants of private or public housing had their homes repossessed by court bailiffs in 2013, according to the Ministry of Justice.Some 12,147 of those tenants were evicted in the three month period between October and December last year.
The Ministry of Justice attributed this to low interest rates and a “proactive approach from lenders in managing consumers in financial difficulty”. The first part of the re-possession process, landlord possession claims, reached 170,451 last year – its highest level since 2004. Meanwhile, the number of homes repossessed by mortgage lenders at the end of last year was the lowest in a decade.

53-year-old Andrew from Dover, who withheld his last name, was evicted in November last year. He told the BBC that he was given ten minutes to pack his things when bailiffs arrived at his home. He was forced to leave after work offers dried up when he was ill, leaving him and his wife to pay over £3,000 in arrears.The possessions that they were unable to pack up were left in the rain on their driveway, while the pair and their two young children had to sleep in their car for several weeks. “We’d go to McDonald’s, so the boys could brush their teeth and then go off to school,” he told the BBC. Three months later, the family now lives in a single hotel room, eating tinned food heated in warm water in the washbasin, and cooking pasta in an electric kettle. The family will run out of money to pay for the room in two nights.It is unclear whether the figures are due to a rise in the number of people renting, or if more landlords are resorting to court proceedings to deal with tenants.
“Rents have been rising at a faster rate than wages, and tenants are frequently maintaining their lifestyle on the basis of credit,” Stuart Law of the property group Assetz told the BBC. But when that credit dries up, and the unsustainable lifestyle continues, payment of rent suffers,” he added.

Campbell Robb, chief executive of Shelter, said: “Behind these figures is the reality that just one thing, like an illness or redundancy, can be all it takes to tip anyone into a downward spiral that puts their home at risk.” The charity advises tenants to prioritise rent above other debts, such as phone and credit card bills, while avoiding payday loans.

According to Shelter, the number of households in general found to be homeless increased by 5% between 2012 and 2013, amounting to 81,000 families in this period without a home.

http://www.independent.co.uk/news/uk/home-news/evictions-in-rental-sector-at-highest-level-since-records-began-9126939.html

Tories the party of the HOMELESS.

SOME BREAKING NEWS COMING THIS WILL SHOCK THE ESTABLISHMENT TO ITS VERY CORE. wow........just wait till you see this. Its still breaking as I post.

if the above chap was £3,000 in arrears, that was probably a good few months-worth + "unsustainable lifestyle"...... so boohoohoo for him, but what about the luckless landlord who will be a lot more out of pocket than just £3,000?

Not sure if its on SKY news.

Sorry Ill reply later to 43769, this breaking news , BLIMEY......SHOCKING.

ITS HERE..........

Bedroom tax blamed for rise in cats homeless and hungry in North East Lincolnshire

posted in bedroom tax by argotina1

GROUPS of abandoned cats are roaming the streets in North East Lincolnshire after being given up by struggling owners.

That is the claim from the chairman of North East Lincolnshire Animal Rescue (NELAR), who said he believes the number of wild cats in the area has doubled in the last six years.

Trevor Hardcastle said he felt the bedroom tax had forced many people into smaller homes, leaving their cats to fend for themselves.

He said the situation was at its worst in the West Marsh area of Grimsby, but said one man on the Nunsthorpe estate called for help after 26 cats took up residence in his garden.

Read more: http://www.grimsbytelegraph.co.uk/Bedroom-tax-blamed-rise-cats-homeless-hungry/story-21464627-detail/story.html#ixzz37XZtpZSR

cynic Send an email to cynic View cynic's profile - 16 Jul 2014 14:32 - 43769 of 43772

"if the above chap was £3,000 in arrears, that was probably a good few months-worth + "unsustainable lifestyle"...... so boohoohoo for him, but what about the luckless landlord who will be a lot more out of pocket than just £3,000?"


How much did your little jaunt to France cost you?

Did the guy develop acute leukaemia to lead to his illness?

Had his rate of pay been dimminished for 3years?

IDS and his Dwarf Ester at it again........

From the inside.......

ESA NEWS: SANCTIONS

In the last newsletter we revealed that ESA sanctions had increased fourfold in the space of a year, up to December 2013 and are particularly targeted at claimants with mental health conditions . Whilst we had no doubt that the reason for this was to cut the cost of ESA we had no evidence to support this.

Now, however, the first shred has appeared with Polly Toynbee claiming in the Guardian that she has had discussions with an anonymous jobcentre manager:

“She told me how the sick are treated and what harsh targets she is under to push them off benefits. A high proportion on employment and support allowance have mental illnesses or learning difficulties. The department denies there are targets, but she showed me a printed sheet of what are called "spinning plates", red for missed, green for hit. They just missed their 50.5% target for "off flows", getting people off ESA. They have been told to "disrupt and upset" them – in other words, bullying. That's officially described, in Orwellian fashion, as "offering further support" . . . In this manager's area 16% are "sanctioned" or cut off benefits”

Members can download a detailed guide on how to prevent and overturn ESA sanctions from the ESA section of the members area – it might be a good idea to have a quick look through it in the near future, particularly if you are in the WRAG.

The manager also claimed that:

“Tricks are played: those ending their contributory entitlement to a year on ESA need to fill in a form for income-based ESA. But jobcentres are forbidden to stock those forms. These ill people's benefits are suddenly stopped without explanation: if they call, they're told to collect a form from the jobcentre, which doesn't stock them either.”

Although we have found copies of the ESA3 form online, there does not appear to be a downloadable version of the current form, suggesting that the DWP is indeed making it as hard as possible for people to make a claim.

These targets and tactics come as no surprise. What Toynbee claimed that was new to us, however, was the manager’s allegation that:

“As all ESA claimants approach the target deadline of 65 weeks on benefits – advisers are told to report them all to the fraud department for maximum pressure.”

The idea that all ESA claimants are now being reported to the fraud department when they have claimed for 65 weeks seems preposterous and almost inconceivably discriminatory. Yet the ugly lawlessness that now characterises the DWP’s attempts to cut claimant numbers means that an accusation like this has to be considered seriously.

We are now working to try to establish the truth of this claim – we’ll let you know what we discover.

Meanwhile, we’ve begun compiling a collection of ESA sanction examples taken from various online sources to illustrate how easily, and unfairly, ESA claimants can be sanctioned.

the difference fred is that i live within my means
that apart, i do get very annoyed with these bleeding hearts who sympathise solely with the guy in debt, whereas the landlord is almost as much a victim

i wonder if this chap tried to find work down his local carwash or any other such relatively menial job?

you've probably been hard up as indeed have i .... for myself, i worked evenings as a minicab driver to pay the housekeeping and my then wife also worked ..... were we living in a smart house? ..... not unless you think a 1.5 bedroom basement flat in what was then very scruffy and un-chic shepherds bush counts as such

Mini cab Driver MENIAL JOB!!!!!!!!!!!!!!!!!!!

not up here in Yorkshire, they are very well off and considered to be higher middle class.

What planet are you on Cyners, you Silly Little Billy.

try early/mid-70s in shepherds bush!
that said, some of the trips were pretty memorable though some of them best forgotten
when i started, i didn't even know where scrubs lane was, let alone the north pole!

btw, i certainly worked in a carwash to make some pennies when i was in oz for a couple of years when i was 18/19

One easy solution and I keep repeating it, pay housing benefit direct to the Landlord not the claimant. It couldnt be simpler and would avoid a lot of distress.

IDS is as thick as -hit. He should have know that rent arrears would build up Im even beginning to think the evil man as done it on purpose.

Someone will catch up with him in time though they always do.

pay housing benefit direct to the Landlord not the claimant ........ absolutely!

btw, what do you do when one of your tenants is several months in arrears and is not doing anything to get back in line?

i suspect sticky's SHOCK HORROR story was just an update on the paedophile enquiry, during which 660 people have been arrested

interestingly, though one may ask with some surprise how "none of those arrested is a serving or former MP or member of the government"

Strange tweet up on twitter........

Ross Sharpe ‏@Ross_Shh 3m
Been watching a company called the real good food company. Makes cakes for costa coffee. Keeps dropping. Sideline watch atm

Mick Tarquin Kipper ‏@MickKipper 56s
@Ross_Shh keeps dropping what?? cakes pies?? I used to be a holder of the stock.

If he means fraud I think this goes on at a lot of food companys.

cynic Send an email to cynic View cynic's profile - 16 Jul 2014 15:29 - 43779 of 43781

pay housing benefit direct to the Landlord not the claimant ........ absolutely!

btw, what do you do when one of your tenants is several months in arrears and is not doing anything to get back in line?...........................ends

go round and duff him up.

i pay my bills :-)

but i asked genuinely what you, as a significant landlord, do about tenants who are badly in arrears and doing nothing to get back into line

perhaps you just "go round and duff 'em up"