Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

Hazyone,

Check the rules.

Parliament can call for an elections.

The route isn't as simple as previous.

But you are relying on semantics.


----------


In and out of the country, if they had introduced the electronic ID cards it would have helped to resolved the problem and reduce time in flow through the "border".

surely the new passports are almost exactly that
just for info, the french almost needless to say, have their own electronic system which will not recognise uk passports!

cynic I had nothing as a child and youth never ever had a xmas present just a orange . but I never broke the law and just told my self fight on and make your life better . my father died fighting for the uk he died for nothing .
I started to work at 10 yes 10 .

this scum wanting to come to the uk for a free life should stay in their country and fight for a better life not live of the backs of others . they are just cowards who want ever thing for nothing . go down to your local A/E it is full of them

Take your mortgage to the grave, older borrowers told

Banks will move some interest-only borrowers to 'lifetime mortgages' that they will never repay, as hundreds of thousands face a shortfall



By Dan Hyde, Consumer Affairs Editor

10:00PM GMT 28 Oct 2014





Older home owners will be told to take mortgages for life or leave their homes under plans to tackle Britain's interest-only mortgage crisis.


Several major banks will propose "lifetime" contracts to borrowers in their 50s and 60s who face a shortfall when their mortgage ends, The Telegraph understands.


The lenders will allow customers to repay just the interest on their debts until they die, at which point the properties will be sold and a large chunk of the proceeds passed to the bank.


Around 130,00 interest-only mortgages are due to expire every year until 2020, with half facing a shortfall of £71,000 on average, according to the City watchdog. One in 10 borrowers have no repayment plan in place at all.


On Tuesday night Santander, the Spanish bank which bought Abbey and Alliance & Leicester, said it would offer lifetime mortgages from 2015.

Other "big-name" banks were in discussions about offering similar contracts to older borrowers who faced a mortgage "time bomb", industry sources said.

Ros Altmann, the Government's older people tsar, said: "If you have an interest-only mortgage it effectively means your bank owns your home, you don't, that's the reality.

"Lenders are trying to keep people in their homes, rather than repossess them, and these new deals will ensure the bank still owns most of the house when they die."



There are 2.8 million interest-only mortgages in Britain, industry figures show, many of which were issued during a sales boom in the late Eighties and early Nineties.

However, an estimated 1.3 million are sitting on a “time bomb”, the Financial Conduct Authority watchdog has warned, as they have little or no hope of repaying the debt.



More: http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11194160/Take-your-mortgage-to-the-grave-older-borrowers-told.html

shame you weren't born a century earlier, for then you could have started work at 6 up the chimneys!

go down to A&E and you'll probably find it over-run with a selection of the same yobs and slobs that holiday in magaluf etc

by the way, weren't there an awful lot of colonial troops who fought and died for britain in both world wars?
am i not right in thinking that they were also treated abominably as and when they settled in uk?

if these so called asylum seekers were real asylum seekers why do they pass throw
several countries to get to the uk why are they not staying in france Germany spain
the answer is very simple those countries will not help them they will not even
let them claim any benefits . so why should the uk

we do not want them here. they can not claim asylum if they have already passed threw I another country

cynic did you serve your country yes or no simple question yes or no my family ever on e did and my two daughter now my grand daughter is in the raf

does anyone give a toss as to what your daughters and grand daughter are now doing, though we know that you bring that subject up at any opportunity

as for me, i was too young even for conscription, but during the war my father served in the merchant navy and my mother's brother in a tank regiment in north africa, not that any of that is particularly interesting or relevant

You couldn't make it up if you tried...




They STILL don't get it: MPs forced out in 2010 over expenses including a whirlpool bath, mirrors and carbon monoxide detector will stand for re-election in 2015

Seven former Labour MPs and two ex-Lib Dem members will stand again
This was despite having to step down over MPs expense scandal in 2010
Includes members caught claiming after flipping their main home address
All were entitled to pay-offs worth thousands of pounds when they left the Commons

By Jack Doyle and Tamara Cohen for Daily Mail

Published: 00:00, 29 October 2014 | Updated: 08:33, 29 October 2014



http://www.dailymail.co.uk/news/article-2811831/They-don-t-MPs-forced-2010-expenses-including-whirlpool-bath-mirrors-carbon-monoxide-detector-stand-election-2015.html

and how many tory mps?

cynic so you agree they died for nothing your words not interesting or relevant
they have gone and no longer matter in your view

now back to the uk if Cameron does not act on immigration he is finished

cynic you have still not answered my question when do you say enough is enough on immigration . or do you not want to answer that question or do we just let the world in and go down the pan .

Not sure how many tory mp's got caught c, but as far as I know, none of them are standing for re-election.

Moved on greener pastures to mow!

Just had an e-mail from office@wmg//fund.in.net.

The// are my additions.

Think it a scam.

The other bloody nuisance at the moment is a Scam from supposing to be "Talk Talk" who don't seem to want to give up.

Phoning up with Crackle line stating "we are having trouble with you Internet connection".

I think I will get a starter pistol, giving my reply!

It is good to see the biter bit!

Good old tory morality.

Raise the drawbridges, the plague is upon us!

Good question!

http://www.telegraph.co.uk/news/politics/SNP/11195698/Will-Nicola-Sturgeon-turn-out-to-be-as-annoying-as-Alex-Salmond-was.html