0716 RIO Daiwa: downgraded to hold from buy, tp lowered to A$63.09 from A$72.85
0712 BT.A SocGen: downgraded to hold from buy
0710 LLOY NCB: downgraded to sell from reduce, tp 45
0657 LLOY Moodys: credit-rating downgraded to Aa3 from Aaa [1]
0652 YELL UBS: downgraded to sell from neutral, tp lowered to 35 from 45 [2]