buy

Sold today ,its been a nice little earner this one.

EPS more or less as expected

Earnings per share increased by 12 per cent to 41.8p.

or

Earnings per share decreased by 26 per cent to 43.3p.

take your pick!


Dividend maintained. Final dividend of 23.5p per share, making
a total of 34.2p for the year (2003: 34.2p)


The bad debt provisions charge increased by 79 million, or 13 per cent,

Pre-tax profit from Scottish Widows Investment Partnership (SWIP) increased to
8 million, compared with 1 million in 2003

SW contributed 200 m in second half

No idea what the market will concentrate on!

SP still on the rise,wells fargo cant see it myself.

yes i have made 30000 out of this shatre over the last 2 years.

The rise is probably a rerating due to the recent tie in with Citigroup rather than any takeover bid.

div day today. 4280 lovely.

take a look at TFC...

get ready for bid 634p

I like your optimism...hope you are right

Where do you get 634p from tanker

I heard it was gonna be 643p

Tanker... are you sure you haven't got your 3 and 4 mixed up !!!!

;o)

Broken 500p - Yee-Hah!

supermono. no you will see upgrades soon.get into afd 300p on way

Good day today so far for LLOY...

Its on a breakout queeny.

Divi still attractive too.

Hedged my bets - sold out half at 520p - thats cash in the bag and holding the other half, that way whatever happens I haven't lost out completely.
;>)

Sensible strategy stockbunny. But onwards & upwards I cry!