anyone out there who lends via zopa comments please.

Well its 2008 and zopa.com is going from Strength to Strength. I am coming
across a few people who have been a lender for a couple of years, and
overall have been happy with the return. The amount of bad debt has been
relatively small. I've been told that as long as the risk is spread it does not
become a problem. I recently join, just a small amount, to find out for
myself. Lending only 10 per person on (over 36-60 months), at the
moment.

With what is going on out there - it can't be any worse, and as part of a
spread of places, another one to use. Certainly seems to have more going
for it than the banks

Little Woman.
I have also lent on Zopa this year and I`ve found it very rewarding.
I have started with a modest amount like yourself but I am looking to add more funds.

TTT for GF.