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Lloyds Bank (LLOY)     

mitzy - 10 Oct 2008 06:29

Chart.aspx?Provider=EODIntra&Code=LLOY&S

Master RSI - 24 Sep 2009 16:29 - 749 of 5370

PHTM 30p +1.75p

It has double in price since I said "UPS" at 14p on 22 May 09, that is 4 month ago. a BREAKOUT

marni - 24 Sep 2009 16:41 - 750 of 5370

but u trade u say on RSI......i thought that was an injury!

but this donkey (wrong animal above) has stalled for ages since then whereas theres been huge gains ala rpt, skr, sxx etc

so although u doing well like most of us, u dont get it totally right by buying low sell high and repeating over and over.

anyway thats all i'm saying

marni - 24 Sep 2009 16:42 - 751 of 5370

but u trade u say on RSI......i thought that was an injury!

but this donkey (wrong animal above) has stalled for ages since then whereas theres been huge gains ala rpt, skr, sxx etc

so although u doing well like most of us, u dont get it totally right by buying low sell high and repeating over and over.

anyway thats all i'm saying

Balerboy - 24 Sep 2009 17:02 - 752 of 5370

The fact I am in at 3.8p shows your way behind Mrs i
Double your money coming very quickly, .01p ha!!

Master RSI - 24 Sep 2009 17:24 - 753 of 5370

marni

re - but this donkey (wrong animal above)

You must need glasses also, is a fat cow the URL says.... albums/f105/ScottBleepz2006/fat_cow

or by the way, it seems the "cow" has tried to bite those green wires of the computer and your post had double,
or maybe after all it was only " gremlins "

Gremlins%2B1-700210.jpg

Master RSI - 24 Sep 2009 17:28 - 754 of 5370

by popular demand, here is the "UPS" ranking for Thurday 24 3 Stock with over 100% an only on 4 days, let see what tomorrow brings
Ranking at close of play Thursday 24 CSC 5.625 13.00 131.11 double6 1 CHWI 0.825 1.75 112.12 tara7 2 SKR 15.50 31.50 103.22 Master RSI 3 PXS 9.20 15.00 63.04 Master RSI 4 WTI 4.75 6.575 38.42 vivgav 5 EME 18.25 24.75 35.61 debbiegee 6 VELO 91.00 114.50 25.82 Melton John 7 JSG 20.25 25.00 23.45 Master RSI 8 MANA 7.75 8.875 14.51 trading blue 9 KDD 13.375 15.25 14.01 keya5000 10 PELE 73.25 80.00 9.21 Lunartik 11 CFU 14.675 15.75 7.32 asparks 12 EO. 14.25 15.25 7.01 debbiegee 13 TRP 3.75 4.00 6.66 cashandcard 14 RPT 116.25 123.75 6.45 Lunartik 15 TNCI 5.00 5.25 5.00 Melton John 16 HAWK 37.75 38.50 1.98 Jonnyfro 17 NTA 30.00 30.50 1.66 brando69 18 GCM 100.00 101.00 1.00 Metamorphosis 19

tabasco - 24 Sep 2009 17:40 - 755 of 5370

So Sparkywho exactly asked for the rankingsor did you just want to see your name in lights againhow about a name changemaster does sound like an infantile maybe Messiahor perhaps James Hunt sounds better

Balerboy - 24 Sep 2009 18:23 - 756 of 5370

Is that mis spelt tab, shouldn't it be a "c" .... just wondering....

dealerdear - 24 Sep 2009 19:35 - 757 of 5370

shut it tobacco or I'll stick you in my mouth and set light to you ...

marni - 24 Sep 2009 21:22 - 758 of 5370

oh dear its dealerboy again who follows Master Bators every word.......his very own arselicker.

skr on list, lol......master rsi bailed out days ago when it spiked to 20p on 1st major breakout, its went up more than 10p since then although finished just under 30p......but of course dealer followed soot once he heard master boy had bailed.
maybe dealer is a 12 year old at school and he's turned on by excitement of buying selling buying elling 50 times a day......he must know every share in the market by now......even crappy corrupt llloy with crap management and governed by brown, darling and treasury.

Master RSI - 24 Sep 2009 21:24 - 759 of 5370

Lloyds Banking Group Just May Be Able to Exit Bank Bailout
by: Research Recap September 24, 2009

The prospect for Lloyds Banking Group (LYG) escaping the UK Goverments bank bailout scheme have gotten a boost from a new research report on the UK banking sector from Execution analyst Joseph Dickerson.

The Independent reports that Dickerson issued a buy recommendation on Lloyds, arguing that the bank would be better off without the asset protection scheme (APS), which he said was a sub-optimal way to recapitalise the sector and should be reconsidered.

He hopes that the group opts for a rights issue instead, suggesting that banks with substantial government ownership have a higher cost of capital than those that do not. Reduced funding costs would benefit the net interest margin, which in turn would boost earnings, Mr Dickerson explained.

Lloyds has an opportunity to change this by not participating at all, he said. 15bn of net (we forecast 16bn including a 1bn termination fee to [the Treasury]) non-Government capital is likely to reduce Lloydss cost of funding substantially.

For those worried about whether Lloyds could raise the amount required, he added that a 16bn capital raise is not a big ask because, if [the Treasury] takes up its rights, the amount of capital needed from the market is [around] 9bn.

FT Alphaville offers further analysis, adding that based on Dickersons calculations Lloyds would emerge with a fortress balance sheet and a leverage multiple in-line with the major US banks.

The FTs Lex was skeptical on Sep 18 about LLoyds chances of pulling off such a deal:

Lloyds is thought to need at least 15bn-20bn to avoid the APS altogether, maybe more. But that is a tall order. Even if it raised 6bn by selling Scottish Widows and Clerical Medical, that would leave a shortfall of 14bn more than HSBCs record rights issue. A small cash call might be feasible. Yet it is fanciful to believe that Lloyds could raise any equity without the APS, let alone any of the other alternatives Mr Daniels seems so keen to pursue.

The Scotsman reported that most analysts think Lloyds will have to raise money to reduce the amount of assets in the APS, and hence the governments stake in the bank, but not exit it altogether.

The idea of Lloyds exiting the APS is unlikely primarily because raising 15bn to 20bn isnt a viable option, said Exane BNP Paribas analyst Ian Gordon.

Also bullish on Lloyds is UBS, which reiterated its buy rating on Sep 8. Analyst John-Paul Crutchley argues that the bank is fundamentally an undervalued company.

On the basis of normalised earnings, around two years out, we see Lloyds as worth around 180p-200p/share, making the company worth around 80bn. In our view, the debate around the APS comes down to how this value is carved up between the UK Government and private shareholders.

West LBs Neil Smith see the bank as a valuable UK franchise, if not spoiled by state aid disposals, but maintains a Neutral rating pending resolution of the APS issue.

INGs Andreas Mavrikakis also is taking a wait-and-see approach, maintaining a Hold status. On normalised EPS we see up to 100% upside in the long term and more limited downside. However, we believe LLOY will underperform short term especially if the plan works, despite managements signal that impairments peaked in 1H09.

CreditSights on Sep 18 said we felt the most likely alternatives for Lloyds would be a renegotiation of the terms of GAPS and/or a reduction in the assets to be covered by GAPS, in conjunction with a capital raising exercise, rather than a full withdrawal from the scheme.

Master RSI - 24 Sep 2009 23:07 - 760 of 5370

What a change of posting from "marni"

When the silly cow was holding a couple of LLOY shares....

marni - 27 May 2009 11:51 - 147 of 759
same here........i make more from master than that idiot hyleo.

marni - 01 Jun 2009 09:33 - 179 of 759
oh no.....sp up today.....that means no posts from hyleo



after selling at about 66 /67p, She bought at 60p and wanted a 10% profit .....

marni - 24 Jul 2009 13:03 - 449 of 759
i dont have these master.
oh and try not to be so insulting cos someone thinks lloy is crap......and it is!!

Balerboy - 06 Aug 2009 14:23 - 524 of 759
ooooooooohhhhhhhhh, remember your talking to a lady............lol with hairy legs!!

re - arselicker.


Funny to say, you were MY arselicker at a time and I never ask for it...


marni - 27 May 2009 11:51 - 147 of 759
same here........i make more from master than that idiot hyleo.


Conclusion

Keep you MOUTH SHUT if you are a bad lier

mouthshut.jpg

cielo - 24 Sep 2009 23:36 - 761 of 5370

source - Bloombeg

U.K. Banks Face Cuts as Support Ends, Moodys Says (Update1)


By Jon Menon

Sept. 24 (Bloomberg) -- British banks may face very notable credit rating cuts once newly written living wills herald the end of government support for the system, according to Moodys Investors Service.

Plans to introduce living wills, whereby banks are forced to simplify the corporate structure to allow an orderly break up should they get into difficulty, would remove the necessity for government support, said Moodys in a report.

Given that most ratings in the U.K. currently incorporate a very high degree of extraordinary support, the phasing out of this support could result in very notable rating downgrades unless banks have substantially strengthened their intrinsic credit profile by then, said Moodys. The political willingness and financial flexibility to further support banks is limited.

Britain has provided 1.4 trillion pounds ($2.3 billion) of support to the banking system, funding lenders including Royal Bank of Scotland Group Plc and Lloyds Banking Group Plc. The introduction of living wills would confirm that the U.K. is a low support country where most banks receive limited support in normal times, said Moodys.

The Banking Act, overhauled this year, provides the government with legal tools to deal with failing banks, said Moodys. Living wills would reduce the systemic effect and complexity of bank failure, the report added.

Barclays Plc, the U.K.s second-largest bank, will find it very difficult to write a living will because it is severely complicated, Finance Director Chris Lucas said at a conference on Sept.4.

The Financial Times reported the Moodys comments earlier today.

cielo - 24 Sep 2009 23:50 - 762 of 5370

I cant understand the mentality of people who actually enjoy watching others lose money-what goes around comes around imho!


Master RSI, Keep it up mate and dont take any crap off those who dont appreciate your good work, I have made lots of money with your sugestions I must say. You have confounded your critics once again and finally I love your cartoons and cant stop laughing.

Cheerio and good nite

tabasco - 25 Sep 2009 07:40 - 763 of 5370

Good morning all>

dealerdear - 24 Sep 2009 19:35 - 757 of 762
shut it tobacco or I'll stick you in my mouth and set light to you ...
---------------------------
Oh dear oh dear oh dear.you silly boy many people have tried and failed my old sunshinebut of course you are free to write what you wish on these sitesyou view is registeredfeel free to hang on sparkys every wordI wont stand in your waystick your mortgage on lloy.

tabasco - 25 Sep 2009 07:56 - 764 of 5370

Cielo..
762
I cant understand the mentality of people who actually enjoy watching others lose money
-----------------
I can assure you I do not want anyone to lose moneyincluding sparkyit is just the way his spiel comes outhe tells the World he has a dead certlisten I am an ex. Bookmakermade my living from the assistance of people like sparkyvery dangerous people to followI do not have a short positionand have no interest in the SP.cieloI dont know you but I wish you every success in lloy and your other trades

Laurenrose - 25 Sep 2009 08:50 - 765 of 5370

the new chairman is all ready dead when is the funeral . the board of lloys need to go the bank is run by losers they have destoyed a great bank daniels is useless idiot

dealerdear - 25 Sep 2009 08:52 - 766 of 5370

Cielo.

Likewise. Made money many times on Master's technical know-how and his cartoons also make me laugh. It is good to read posts from someone who actually knows what he is talking about rather than those who think they know what they are talking about such as tobacco above.

tabasco - 25 Sep 2009 09:01 - 767 of 5370

My post that started this debate with Halifaxand Sparkys reaction.I thought I was polite and to the pointSparky jumped in like the Messiah he wants to portrayI understood Halifaxs positionend of story.Sparky wanted to heavy hand.?the rest is history>

skinny - 21 Sep 2009 16:29 - 668 of 764
Lloyds Bank faces allegations of tax evasion
halifax - 21 Sep 2009 16:34 - 669 of 764
skinny "storm in a tea cup" tax avoidance is quite acceptable it is not tax evasion.


tabasco - 21 Sep 2009 17:30 - 673 of 764
HalifaxI love your quotetax avoidance is quite acceptableit is when it suits youwe are not talking about a VAT drinkif it is acceptablelets all do itI have a feeling you would get a vote of no confidence in Parliamentbut to balance the argument poor old Sir Philip Green might give you his approval

tabasco - 22 Sep 2009 10:51 - 681 of 764
Lloyds are prepared to raise a huge amount to withdraw from the APSthe FSA has trumped themwould you want to hold in a stock that is prepared to see its sp plummet through such capital raisingI am a gambler but I wouldnt back a horse to win with a bookmaker that owned it.seems a bit obviousbut then I am a lucky thicko

Master RSI 2009 12:41 - 685 of 764
tabasco

re - i wish you well..

I am well alright, and certainly do not need you help, I speak my mind maybe once to often, but at the same time I am right once too often also, about the grumpy lot, most likley your included.

I am doubling my profits on LLOY, maybe I am a better investor than some of you, and just now I am on TOP of the world, I have sold SKR for a 47.60% profit, bought on 9th September, yes less than 10 days ago, so I close the bargain on a T +6, because I bought the stock on a T+15 days, meaning I didd not have to pay for the stock.

Just cheking PXS now, on a large profit, but till one sells, it can not be counted, just like LLOY at the moment.

The timing of the buying is what makes one succesfull on the share business, naturally the timing of selling is once again the point, that some of you missed to put a stop loss at the right time, and now have become as I said earlier "Sour Grapes"

I will celebrate the ocasion with some large Whisky later instead of "tabasco"

-------------------------------
Sparkyserious questionI asked if you were Chineseno answerare you related to Tokyo Joe.he also was a legendry punter/tipster.????????? http://management.silicon.com/government/0,39024677,11014955,00.htm
Ring any bells?

Balerboy - 25 Sep 2009 09:02 - 768 of 5370

cielo is Mrs i
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