Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

I don't think lenders particularly care about what the percentage they lend, Dil, but rather on the borrower being able to afford the repayments as an income multiple.

Your average Joe on £27.6k a year will probably be able to borrow just under £100k, but, with house prices as they are nowadays, he'll have trouble finding a house that cheap on which he'll be able to borrow 100%. Conversely, someone earning £150k a year will invariably have enough saved for a decent deposit, and therefore have no need to borrow 100%.

Here you are Dil. 200 houses are going for 90p each. I hear you can get a 200% mortgage. And no, it is not in Llanfairpwllgwyngyllgogerychwyrndrobwllllantysiliogogogoch.

I seem to remember our first mortgage was a simple 90% repayment mortgage. The house cost £3,245 and was a simple brand new 'semi' in the East Midlands. The £245 bit was for 'an extra' and being for £250 Gas Central Heating.

When we first moved in as 'newly weds' with absolutely no parental financial support we didn't have any lounge or dining room furniture at all. It was all 'on order' and the delivery period was about 8 weeks. We 'toughed it out' by sitting on the floor and used cardboard boxes as tables.

We were so poor we couldn't afford a telly. I just cannot imagine now how on earth we amused ourselves of an evening? I suppose we read books or whatever? I'm sure you can well imagine me with wifey in one hand and the book in the other?

Ah well, that was 53 years ago. Those books back then, must have been bloody good ones.

ExectLine, I guess your memory must have suffered, as I bet it was not books that kept you busy but a lot of rumpey pumpey, while keeping warm in bed, as it seems that you did at least have a bed. Bet you had a load of kids soon after.

Cheap homes in Europe.Around $1

https://uk.finance.yahoo.com/news/buy-home-charming-italian-town-165746372.html

And when the local mafiosa come calling for the rent?


https://uk.finance.yahoo.com/news/buy-home-charming-italian-town-165746372.html

Yeah very funny iturama I'm not gonna move to Swansea even if you pay me :-)

even if they can thrash arsenal?

very revealing .....

Mr Trump is an avid golfer and is estimated to have spent more than 90 days playing the sport since he entered office.

The president has claimed he has achieved scores of 68, which would class him as a highly skilled golfer, particularly at the age of 71.

But Pettersen (she's one of the top european golfers) said while "golf is the only thing the man thinks about", he is not quite as skilled as he would like people to believe.

"He cheats like hell... so I don't quite know how he is in business," she told Norwegian newspaper Verdens Gang.

"They say that if you cheat at golf, you cheat at business."

You do know what tope means don't you C? Maybe she had been toping when she made that remark.
Besides, it only good manners to give the President that 16ft putt. Or to kick his ball out of the rough. Not cheating at all.

haha! it was actually my insert typo

trump should assuredly have his balls kicked, and hard

i'm sure freed will immediately leap to the defense of the following ......
from today's Guardian - bastion of the right wing of course :-)


Labour plans to make landowners sell to state for fraction of value
Exclusive: party proposes raid on private land to cut cost of building new council houses

Labour is considering forcing landowners to give up sites for a fraction of their current price in an effort to slash the cost of council house building.

The proposal has been drawn up by John Healey, the shadow housing secretary, and would see a Jeremy Corbyn-led government change the law so landowners would have to sell sites to the state at knockdown prices.

fred - have you read Red Famine?

if not perhaps you should .... i wouldn't really expect it to open your eyes, as i'm sure you know all about this genocide by starvation in ukraine, and all the history leading up to it

No haven't read it. What is the point are you trying to make?

you seem to be in love with the communist ideal, though no doubt you'll scuttle away and deny or go off at a tangent

would you also care to comment on the article from the Guardian - post 8020?

Gees cynic, you really are a glutton for punishment. :0)

Manuel,

A good idea.

-=-=-=-=

Do you think the Con Party ideas and policies during the Heath, Thatcher, Cameron and May's period have been successful or beneficial to all in the UK or even in the "Common Wealth"?

Are you a fascist in disguise or a self-interested neo-con?

Professing to be one thing, while being another?

-=-=-=-

I think the reasons for policies have to be considered and judged against their period of their development.

That doesn't excuse the policies and consequences but allows them to be examined and not repeated.

But the problem with recent tory policies is that too many are protective of the elite and those advantaged by being born with silver spoons in their mouths at the expense of all in society.

-=-===

I belong to no political party and I doubt that I would affiliate myself to any.

But at the present moment would be more insulted by being called a tory than a communist.

But I can see your attachment to T. May and her failing government.

I wonder how history will judge her.

merely chucked a small pebble in the pond :-)

i see fred has responded - obliquely of course, and as always, evading (different from avoiding as we all know) the question actually posed

do you think fred is really referring to himself ....... "Professing to be one thing, while being another?"

Manuel,

If you look back I think you will find that I have challenged "beliefs" purporting to be "concepts" avowed by posters on this thread.

I understand some of the difficulties with producing "gainful" policies and then implementing them without or limiting "harmful" consequences.

I would not like to have that responsibility, but I believe I have the "right" to challenge problematic policies and those who collect behind them.

=-=--=-=

PS.

What irritates me about the present period in UK politics is the blatant lying, deceit
falsification of data relating to Brexit and the economy and "social" services in general.


==