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Lloyds Bank (LLOY)     

mitzy - 10 Oct 2008 06:29

Chart.aspx?Provider=EODIntra&Code=LLOY&S

Master RSI - 01 Oct 2009 10:55 - 838 of 5370

Dil

re - Anyway this is a lloyds thread

Is you stupid - shep shagging ( being from Wales ) - that brought that on, traying to say something on mdx, years, years ago, and have no prove.

Just "SHUT UP", as I thought, another one of "BIG mouth but no TROURSERS", when ask for the prove, just twist around and gone to the filed again, looking for another ewe to shagg.

marni - 01 Oct 2009 11:00 - 839 of 5370

is this not racist?

Master RSI - 01 Oct 2009 11:02 - 840 of 5370

Stupid "Dill"

That is the law, you do not put a man in the dock, and find guilty untill the " reason are put down " and the jury have a look at them.

If you have no prove then just "SHUT UP"

To make it clear
I never say "BUY" a share, but I give reason why will move forward on the short term, that is all.

So do not come back to me on something of 3 to 4 years ago if not more, unless you are a "****" also, then we know ALL.

IanT(MoneyAM) - 01 Oct 2009 11:06 - 841 of 5370

All,


Please do not resort to personal insults - MasterRSI, I have removed a word from your previous posting which would be deemed offensive by others.

Ian

Master RSI - 01 Oct 2009 11:07 - 842 of 5370

marni -

re- is this not racist?

Only when your old husband tell you ...... STUPIT COW

or on your post ............

marni - 01 Oct 2009 09:10 - 827 of 840
going down again this one.....keep out of this corrupt company and crappy yank, german idiots

Dil - 01 Oct 2009 11:08 - 843 of 5370

Just put the Jessop thread up as an example.

PS Your spelling is worse than tabby's , you foreign or just thick ?

Master RSI - 01 Oct 2009 11:12 - 844 of 5370

re - I have removed a word

I would like to know, which one it was ?

IanT(MoneyAM) - 01 Oct 2009 11:16 - 845 of 5370

Master RSI, it is the one which is now starred out by me, you are well aware of what it was, and it is not acceptable.

Ian

Dil - 01 Oct 2009 11:20 - 846 of 5370

IanT , anyway you could give me the post numbers of master tosser on the mdx thread as there are too many posts to go through them all.

Cheers

tabasco - 01 Oct 2009 11:23 - 847 of 5370

Dil you have really hurt me

tabasco - 01 Oct 2009 11:28 - 848 of 5370

Dil just to sought out the confusion.Master RSI is foreignArge I thinkand Im the thicko

Dil - 01 Oct 2009 11:32 - 849 of 5370

:-)

Master RSI - 01 Oct 2009 11:37 - 850 of 5370

IanT

got you,

did not before, as It was not HIGHLITED

Any names for "Dill" are right on my books, as far I am corcern, - Dill" should be put on the list of " Stalkers "

Master RSI - 01 Oct 2009 11:50 - 851 of 5370

Yesterday news.....

EU Said to Tell Lloyds to Sell 3.7 Million Accounts (Update2)
By Jon Menon

Sept. 30 (Bloomberg) -- The European Union told LloydsBanking Group Plc to relinquish about 3.7 million consumer checking accounts to secure approval of the banks government rescue, according to a person familiar with the situation.

Lloyds has been told by the European Commission to cut its share of British checking accounts to 25 percent from 30 percent today, said the person, who declined to be identified because the discussions are confidential. The bank has about 22 million checking accounts. Lloyds is still deciding how to achieve the reduction, and may sell branches or assets to comply, the person said. The bank, which has about 3,000 branches, would seek to make a profit from any sales, the person added.

Lloyds, 43 percent government-owned, accepted a total of 17 billion pounds ($27 billion) from U.K. taxpayers following its acquisition of HBOS Plc, which made the countrys biggest provider of checking accounts the top mortgage lender. The bank is in talks to insure as much as 260 billion pounds of risky assets with the governments Asset Protection Scheme.

We are working closely with the government and the European Commission on the issue of EU state aid, a Lloyds spokesman said in an e-mailed statement. A Treasury official said negotiations are continuing. Jonathan Todd, a European Commission spokesman said the figure was premature speculation.

The bank may also seek to raise 5 billion pounds to 7 billion pounds in a share sale in November, said the person.

Consumer Detriment

Any Lloyds restructuring plan should address competition concerns in retail banking, European Competition Commissioner Neelie Kroes said yesterday.

Government aid shouldnt allow the bank to reinforce and consolidate its leading position on markets which are already concentrated, to the detriment of consumers and competitors, Kroes told the European Parliament in Brussels.

Companies can appeal against EU state aid decisions at the European Court of First Instance in Luxembourg.

Lloyds declined 1.1 percent to 103.7 pence, reducing its gain this year to 10 percent and its market value to 28.2 billion pounds.

A cut in checking accounts and business banking could cost the bank between 500 million pounds and 1.1 billion pounds in earnings, Simon Pilkington, an analyst at JPMorgan Cazenove Ltd. in London, estimated today in a note to investors. Lloyds will have five years to implement any sanctions, Pilkington wrote.

The consumer banking unit of Lloyds made a profit of 360 million pounds in the first half of the year as other units including corporate banking made a loss. As a whole, Lloyds posted a first-half loss of 3.1 billion pounds after setting aside 13.4 billion pounds, largely for souring commercial and real estate loans.

Lending Pledges

Lloyds is continuing discussions with the Treasury about the APS, and may seek to reduce the amount insured from 260 billion pounds, or exit the program altogether, the bank said Sept. 18. Even so, the bank may stand by pledges made to the government in March, when it agreed to raise U.K. lending by 28 billion pounds over two years, the person said.

Royal Bank of Scotland Group Plc, Britains biggest government-controlled bank, may be forced by the EU to reduce its share of small-business lending, Chief Executive Officer Stephen Hester said at a conference in London yesterday.

While a sale will be disruptive to clients, its unlikely to be a major shareholder event, he told the conference organized by Bank of America Merrill Lynch.

Master RSI - 01 Oct 2009 12:00 - 852 of 5370

Banks have only revealed half of their writedowns

30 September 2009

Banks still have another $1.5 trillion of asset write-downs to declare on top of the $1.3 trillion already recognised, the International Monetary Fund warned today.

Continued weakness in the banking sector threatens to derail the nascent global economy, with banks not yet in any position to significantly boost lending, the latest IMF report warns.

Banks will have to repair their balance sheets before they can advance sufficient loans to support sustained economic growth, the IMF says in its latest Global Financial Stability Report (GFSR).

But without a healthy banking sector the economic recovery could yet stall, it warns.

Even though bank earnings are recovering, they are not expected to be big enough to offset fully the anticipated writedowns over the next 18 months, the report said.

The insufficient earnings, combined with continuing deleveraging pressure, means banks will have to raise more capital.

Banks must refinance an unprecedented $1.5 trillion in maturing debt in the euro area, UK and USA over the next two to three years, the IMF predicts, which in turn will further restrict their ability to lend.

marni - 01 Oct 2009 12:03 - 853 of 5370

take any profit now as tabasco said a week or so ago........going down going down

marni - 01 Oct 2009 12:05 - 854 of 5370

for the record, my comments were not racist......was just highlighting llloy are run by idiots or corrupt people with a track record of failure as in bischoff.

your comments however are HIGHLY offensive and disgraceful master MRSA

Master RSI - 01 Oct 2009 12:21 - 855 of 5370

re - going down going down

We know who sold at 66p or so

Only a silly COW like you - marni - could do such a mistake, and now "SOUR GRAPES"

marni - 01 Oct 2009 12:33 - 856 of 5370

i never had any in 1st place, get ur facts right. i dont buy companies that are known to have corrupt people.

Master RSI - 01 Oct 2009 12:40 - 857 of 5370

re - HIGHLY offensive and disgraceful

That is the idea to put you down like a rabies DOG, that is how you behave, no idea what so ever, of what to buy, when to sell and still want to say: ......

Hi I am - marni - the silly COW, wanting to be slaughtered , cos I think I have a touch of "mad COW disease"

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