have you seen barclays today ???? very bad is killing ftse1oo with that new, but they got 13 billions to protect the bank ,ba made a 35p from yesterday very good

Para mi tu ingles es muy bien, mejor que el hombre desde encima con la cabeza grande y que tiene muchas palabras de basura. :-)

la llama es m grande que una rana, tiene un pico y come miel

StarFrog

re- la llama es m grande que una rana, tiene un pico y come miel

That sounds as South American rhyme, but not true in words.
tiene pico? certainly not

Peru would be the place most likely

kernow

Fo living in Spain, you are talking (typping) RUBBISH Spanish

the word is "bueno" (ingles) not "bien". " tu Ingles es muy bueno "

the rest just not able to translate as sensible - hombre desde encima con la cabeza grande -

The end of the day was not positive for LLOY as the FTSE went into the RED
the rest of the banks lost ground also with RBS managing to stay blue

hey no discutan que aqui estamos hablando de lloys bank lol,
in spanish would be very easy thank you lol, we will see what will happen next monday ftse 100 should open red wich is not good , long tranding in a side way could be bad, but we ill make it ,a good news from lloys will help a lot .
and will change ema and moving ave,we will see have a good time guy and happy traiding days
by the way . i am from cuba , but i have been livin here in london for 10 years

LLOY BLUE. Barc red. Rbs green. Stan black. HSBC Orange.

http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/5526129/Lloyds-Bank-hit-by-Obama-tax-purge.html

keep digging repetitive strain injury.

kernow

Do you get the message?                                

:-) I wondered what you looked like.

A nice chap on mind and figure, and I know you can not match that, mind you my athletesism. And I know you are a fat Turkey

"You becarefull, some Spanish like to stuffed those Cornish TURKEYS"

UK's economy is 'best in Europe'
Paul Krugman

Professor Krugman said that the UK had stabilised its banking system

The UK is in the best shape out of all the economies in Europe, according to a leading economist.

Paul Krugman, who won the 2008 Nobel prize for economics, said that the UK's economic policies had been "pretty good" and called them "intelligent".

The government also deserved more credit for its policies, he said in an interview with The Observer newspaper.

His comments come at the end of a week when the pound has risen to its highest level this year.

But Professor Krugman believes the earlier fall in the value of sterling may have helped the UK.

"The UK has achieved a lot of monetary traction in the way that no one else has through the depreciation of the pound. In effect, you've carried out a successful beggar-my-neighbour devaluation," he said.

"I think the UK economy looks the best in Europe at the moment."

The government's policies had managed to stabilise the banking system, he said.

He added: "If the government can hold off having an election until next year, Labour might well be able to run as 'we're the people who brought Britain out of the slump'."

Do you want a good return for you cash ISA ?............

Savings: Intelligent Finance bucks Isa rate trend

Intelligent Finance, part of the Lloyds Banking Group, increased the rate on its cash Isa this weekend to 2.75%. After a series of rate cuts and product withdrawals by banks and building societies over the past fortnight, this is now one of the highest rates for a cash Isa that does not require notice for withdrawal or savers to tie up their money for a year or more. Intelligent Finance will also increase the rate on its isaver account to 2.85%, putting it among the top instant-access savings accounts alongside Principality, which has a new online savings account paying 2.85% - including a 1.2% introductory bonus rate for the first 12 months. Barnsley building society, which is now part of Yorkshire building society, has launched a competitive savings account paying 2.5%. The new account is only available online, and has a paperless application process, for which actual signatures are not required.

From The Sunday Times -- June 14, 2009

Aussies eye up Lloyds funds -- Iain Dey

ONE of Australias biggest banks is considering a bid for a 75 billlion chunk of Lloyds Banking Groups fund-management arm.

Commonwealth Bank of Australia, which has a market value of close to 30 billion, is one of a number of bidders circling Insight Investment Managements third-party funds business.

Schroders, the blue-chip fund manager, and private equity groups Hellman & Friedman and Advent International have also been invited to table first-round bids for the business, which is expected to fetch between 200m and 300m.

The auction process follows a review of Lloyds asset-management and insurance business carried out by advisers from Deutsche Bank.

Lloyds has two life-assurance brands and two fund-management businesses following its takeover of HBOS last year. Although the bank has said publicly that it plans to merge the operations, a series of disposals are expected.

The Insight funds are believed to be the only part of the division that is being actively touted to potential bidders by Lloyds.

The auction is being conducted discreetly, with only a limited number of parties invited to tender, according to industry sources.

The Insight team, led by Abdallah Nauphal, who was recently promoted to be managing director of Lloyds asset-management arm, has appointed Fenchurch Advisory Partners to examine its options.

Nauphal is said to be willing to work on a bid with one of the private-equity firms to structure a management buy-out deal.

The Insight business being sold includes a large portion of fixed-income funds and specialist liability-driven investment products aimed at pension funds. The funds represent about half of Insights assets under management, with the remainder made up of 80 billion of Clerical Medical life insurance funds.

http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article6493408.ece

More RESEARCH pays dividends with old news (late yesterday)......
From the TELEGRAPH -- 13 Jun 2009

Lloyds Bank hit by Obama tax purge
Banking group drops American customers in UK ahead of costly proposals to stamp out tax evasion

By Louise Armitstead

President Obama is planning a crackdown on tax evasion Lloyds Banking Group is ditching American customers based in Britain pending a crackdown on international tax evasion planned by President Barack Obama.

This week American private client account-holders at Lloyds's received letters informing them of an "important change in policy regarding clients who are resident, domiciled or linked to the United States by property or asset holdings". They were told the bank had "no choice" but to "cease acting as your investment manager."

Barack Obama attacked on all sides over release of terror memosOne letter sent to Bank of Scotland's portfolio management division, which is now part of Lloyds, said: "The USA has a mature regulatory environment governed by its Securities and Exchange Commission. These regulations mean that we are not licensed to manage portfolios for US clients."

The letter added: "Unfortunately we cannot offer an equivalent service from within Lloyds Banking Group." Clients have been advised to transfer their assets.

One recipient, who has lived in the UK for over 25 years, said: "After all this time, I've suddenly been told I must take my money elsewhere and I don't understand why. Now I'm scared that other banks won't take me on either."

In its letters to clients, Lloyds has not referred to specific legislation. But last month, The Sunday Telegraph reported that British banks and stockbrokers were threatening to close down accounts held by American citizens due to concerns over new international tax proposals could make it too expensive for them to service the clients.

The proposals, which were unveiled in the President's first budget, have been designed to clamp down on American tax evaders abroad. But bank bosses say that in practice they could be asked to take on the task of collecting American taxes at a cost and legal liability that make servicing the clients inexpedient. The rules have not yet been finalised and are still subject to debate in Congress.

So far Lloyds has started dropping its "mass affluent" clients who have investment portfolios of up to a few hundred thousand pounds but that its "high-net-worth individuals" are not yet effected.

A source said: "Until the new rules are properly explained, we don't know how expensive they will be to implement. But it's clear that Lloyds believes that any extra cost to the system will be too much when it comes to the mass affluent."

The letters also contained four comprehensive descriptions of the bank's definition of clients that are effected. These included clients that hold green cards, pay American taxes, are American domiciled or even those where there is "any indication" that a client spent more time in the US than "normal holidays currently or in the past or future."

President Obama's proposals are built on the so-called Qualified Intermediary system introduced in 2001 that were intended to ensure Americans paid the correct tax wherever they were domiciled. Under the rules, foreign financial institutions that handle American money have to fill in a US tax form on behalf of the client that has to be audited too.

In return, the banks receive a QI seal of approval as a qualified intermediary. Bank bosses say that under plans to extend the system, which includes paying for the figures to be audited twice, the costs and legal liabilities of the system will soar.

APCIMS, the trade body whose members manage 400bn of Britain's wealth and employ 25,000 people, sent a letter to the US Treasury's Internal Revenue Service (IRS) complaining that the "unfair'' proposals represent "no benefit but . . . significant cost'' to its members.

Last night Lloyds declined to comment.

Where is everybody?

Are you not able to log in as some complain?

Not so long ago LLOY was the only stock on the FTSE on the BLUE

I find a snip saying so ...........

MORNING REPORT:
Headline shares were sharply lower in early deals today, dragged down by tumbling commodity stocks as metal prices
weaken on falling demand in China and crude oil slumps over a dollar a barrel, with Lloyds the sole blue gainer.

LONDON, June 15 (Reuters) - Lloyds TSB Bank, part of Lloyds Banking Group

(LLOY.L), plans a 2016 euro benchmark bond, IFR reported on Monday.

BNP Paribas, Deutsche Bank HSBC and Lloyds itself are to manage the issue, said IFR Markets, a Thomson Reuters online news and market analysis service.

Lloyds is rated A+ by Standard & Poor's, Aa3 by Moody's Investors Service and AA- by Fitch Ratings. (Editing by Will Waterman)