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Lloyds Bank (LLOY)     

mitzy - 10 Oct 2008 06:29

Chart.aspx?Provider=EODIntra&Code=LLOY&S

marni - 20 Oct 2009 15:26 - 1181 of 5370

lol.....what about the margins to buy and sell.....and costs of transcactions.....he pretends these dont exist either

Dil - 20 Oct 2009 17:43 - 1182 of 5370

lol tabby , I know the answer but mr tosser will be up all night working that one out

cynic - 20 Oct 2009 17:47 - 1183 of 5370

but now tell me why liars are deemed to come from Palestine

Dil - 20 Oct 2009 17:50 - 1184 of 5370

Cynic , if you get an answer it will be a first on this thread !

Good luck.

cynic - 20 Oct 2009 17:53 - 1185 of 5370

apart from the fact that many Palestinians describe themselves in the outside world as Jordanian - but i wouldn't hold that against them - there are far less trustworthy people in this world

chakli - 20 Oct 2009 19:39 - 1186 of 5370

25 paid + 3 given back +2 waiters tip =30 . to whom it may concern
so all drunks stop dividing and reading maths book ,That same book proves one plus zero is zero .
Not in this real world .
one bottle plus one makes two ,even if you drank one . go to
zzzzzzzzzz with ur @@@@problems

Master RSI - 20 Oct 2009 21:24 - 1187 of 5370

tabasco

re - Each person actually paid 9 (27)

are you sure?

I am back on the screen after the closing break that I have every day.
You are too drunk to put the facts properly, the 5 is only a cover up to distract from the truth.

There are 2 not 3 friends to reach 9 (27) so you f-cK it, but still got the answer nevertheless
The answer below, but not made it easy for you either.........


XXX : 2 = XV

XV - I = XIV

XIV + XIV + II = XXX

answer: there is no pound but only in you mind

dealerdear - 20 Oct 2009 22:50 - 1188 of 5370

Nice to see you all getting on so well whilst I was away ...

tabasco - 21 Oct 2009 07:57 - 1189 of 5370

MasterI go out for a few hours and you are up and posting the theory that space and time are relative concepts AlbertFFSyou and two other friends pay 10 each for your crispy chilli beefand dont tip the very attractive Chinese waitressthe manager noticed you had been overcharged 5 and told the very attractive waitress to give you the 5 backshe gives you a 1 eachmaking 9 paid per headkeeps the 2...making a total of 29.where did the 1 goask the tooth fairy
Now Masterhere is where you made your mistakeif you had not been so tight and given the Chinese waitress the 5 tipshe is hotand would have given you any sex that you wantedI knowbecause I use the same restaurant and asked her for a 69.unfortunately for meshe came back with sweet and sour chickenone of the few times I aint been lucky

tabasco - 21 Oct 2009 08:35 - 1190 of 5370

Ftse uplloy downits a banker home win every day

Master RSI - 21 Oct 2009 12:05 - 1191 of 5370

tabasco

re - I knowbecause I use the same restaurant and asked her for a 69.unfortunately for meshe came back with sweet and sour chickenone of the few times I aint been lucky

Is that how you treat your wife?

Asking for 69's to TOM, DICK and HARRY or is maybe BARBARA, KATTY and MARY

bitchpurposeinlife.gif

tabasco - 21 Oct 2009 12:13 - 1192 of 5370

Masteryou really dont know mehappily married with family100% loyala terrific blokeloved by allnose itches a bit? I use these bb to make money and have a laughwhich luckily I manage with ease There are some on here struggle on both counts!!!

Master RSI - 21 Oct 2009 12:33 - 1193 of 5370

"tabasco" had to wait for the next round ( lights on ) for the 69

bedpost1.jpg

tabasco - 21 Oct 2009 12:50 - 1194 of 5370

Good to see you dont struggle with the laugh bitthe making money part is in the hands of the tooth fairies

tabasco - 21 Oct 2009 13:01 - 1195 of 5370

السيّد ثلاثين تسعة

Master RSI - 21 Oct 2009 13:14 - 1196 of 5370

Lloyds started at FBR Capital with outperform rating.

Master RSI - 21 Oct 2009 14:38 - 1197 of 5370

BUY OR SELL:Time to buy Lloyds ahead of expected cash call? -- By Clara Ferreira-Marques

LONDON (Reuters) - Shares in Lloyds Banking Group are down 20 percent from their 2009 peak and trade on a discount to the European sector in terms of their multiple to prospective earnings.

So is now a good chance to buy, despite a bumper rights issue on the horizon?

BUY INTO RECOVERY
Britain's largest retail lender is considering whether it should exit a government-backed insurance scheme for bad debts.

It is expected to replace that costly safety net with a heavily discounted rights issue of over 11 billion pounds, complemented by possible asset sales and a debt exchange, analysts and industry sources say.

Analysts say that with most bad news priced in, pulling out of the Asset Protection Scheme (APS) -- no longer seen as value for money -- could be a catalyst for the stock, despite dilution as a result of the rights issue and a fee payable to the government for the protection Lloyds has already received.

Lloyds shares are trading at around 90p, vs an August peak of 113.5p. Analysts' median price target for the shares is currently 105p, according to Thomson Reuters I/B/E/S.

Analysts at investment bank FBR Capital Markets started the stock this week with an "outperform" rating and a 115p target price, "which suggests more than 25 percent upside from the current price and significantly more than the average price should Lloyds undertake a rights issue.

"The bank has suffered significant losses and pressures over the past two years, but we believe that if it can raise approximately 15 billion pounds in a public rights issue, it will be undervalued based on 2012 normalized earnings and price/NAV," FBR analysts said.

Analysts at brokerage Evolution, which initiated the stock with a "buy" rating on Tuesday, said: "Of course, in per share terms, (an estimated fundamental value of 69 billion pounds) will be very considerably diluted by the 15 billion rights issue and 5 billion pound debt/equity swap that we consider imminent.

"But even after all that, our (sum of the parts) valuation model yields a (theoretical ex-rights price) TERP-based target of 96p. All in, we calculate that investors buying a share of Lloyds today and participating in the upcoming rights issue could enjoy a 41 percent upside to our 96p target."

A rights issue at a 50 percent discount, out of Lloyds' current share price of 91p, would have the stock trading ex-rights at 66p, according to Evolution -- 8 times forecast 2011 earnings and 0.8 times price/tangible net asset value (tNAV). That compares with 10 times 2011 P/E and 1.5 times price/tNAV for the European sector.

SELL ON MULTIPLE RISKS

Risks remain high for Lloyds, not least a slower than expected or W-shaped economic recovery, the prospect of an EU antitrust ruling that would require major asset sales, and the possibility regulators will view an APS exit as too great a risk.

Analysts see a combination of loan losses and dilution eating into Lloyds' shareholder returns.

There is also uncertainty over the future shape of the group, with speculation over the EU's possible ruling stretching to branch divestments from the Halifax network.

"The risk of being required to downsize for reasons of competition or state aid is real and may not be positive for valuation, if Lloyds has to sell within a given timeframe," said analysts at Morgan Stanley, who have an "equal weight" rating.

Simon Maughan at brokerage MF Global, who has a "neutral" rating on the stock, said: "If you compare this stock to its nearest best alternative investment, which is Barclays , what is going to happen to net profit at Lloyds to compensate you for an over 80 percent increase in the number of shares?

"It is just exceptionally unlikely that net profit at Lloyds can grow so quickly that you can get over that dilution."

Master RSI - 21 Oct 2009 15:03 - 1198 of 5370

tabasco - 21 Oct 2009 08:35 - 1190 of 1197
Ftse uplloy downits a banker home win every day

You are well wrong LLOY +0.34p is UP FTSE is down 8 points

tabasco - 21 Oct 2009 15:13 - 1199 of 5370

Masterjust a little adviceyou dont get paid out on fixed odds until the resultmost important thisI make it 76 minsseeing as you wont guess at futures by your own admissionbit of a silly post?I fink youre well rongg too

tabasco - 21 Oct 2009 17:13 - 1200 of 5370

The Master was driving along and saw a nun on the side of the road he stopped and offered hera lift which she accepted She got in and crossed her legs.. forcing her gown to open and reveal a lovely leg The Master had a look and nearly had an accidentAfter controlling his Mondeo he stealthily slid his hand up her leg
The nun looked at him and immediately said "Master remember psalm 129?"
The Master was flustered and apologised profusely He forced himself to remove his hand Howeverhe was unable to remove his eyes from her leg
Further on while changing gear he let his hand slide up her leg again.
The nun once again said "Master remember psalm 129?"
Once again the Master apologised. "Sorry sister butthe flesh is weak"
Arriving at the convent the nun asked the master to meet her in the parkembarrassed he declinedshe got out gave him a meaningful glance and went on her way On his arrival at the Chinese restaurant the Masterrushed to retrieve a bible from his jacket pocket and looked up psalm 129... It said "Go forth andseek further up.. you will find glory."
Moral of the story:
Always be well informed in your jobor the red hot chilli pepper will steal your gloryfirst lesson when asked to meet nun in parkmake sure you park meat in nun
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