The person whose prediction is closest to the FTSE100 at close of business on the last day of each month will win £50 in Marks & Spencer Vouchers, kindly donated by MoneyAM - These will be sent directly to your e mail from Marks & Spencers, so please make sure your contact details are up to date on MoneyAM if you play the game

Entries will be accepted for the following month from anyone (one entry per person) who wishes to take part. Duplicate "predictions" will be allocated to the first person. The next person with the same prediction will then be recorded as 1 point higher.