Hi,

I was reading an article about a P2P-platform (called Welendus, but there are other similar platforms also). Article was this: https://www.fintech.finance/01-news/welendus-launches-industry-first-15-return-isa-product/

These new platforms do offer investment products up to 15% interest. I think up-to means typically 5%-10%, which is about the same level as company stocks in general.

The interesting part here is that the same platforms do offer shares as crowdfunding via sites like Seedrs https://www.seedrs.com/invest

What are your views, should you rather invest into an investment product itself, or to company shares?

E.g. investing to Bitcoins would have been better than investing to Bitcoin-companies.