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THE TALK TO YOURSELF THREAD. (NOWT)     

goldfinger - 09 Jun 2005 12:25

Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

Haystack - 18 Jul 2013 15:37 - 27422 of 81564

Cameron seems to have done the right thing in delaying plain packets for cigarettes until the Australian experience is clear. There are major legal challenges to the system there. We don't want to go down that road until we see the way is clear.

cynic - 18 Jul 2013 15:51 - 27423 of 81564

allegedly johnny wardle, but before your time for sure hays!

Haystack - 18 Jul 2013 15:58 - 27424 of 81564

He was playing when I was a kid.

goldfinger - 18 Jul 2013 15:59 - 27425 of 81564

Five things Iain Duncan Smith doesn't want you to know about the benefit cap


Including why an out-of-work family is never better off than an in-work family, why it will cost more than it saves and why it will increase homelessness.
By George Eaton Published 15 July 2013 8:35


Iain Duncan Smith has been touring the studios this morning, rather unpleasantly referring to people "being capped". The policy which he's promoting - the benefit cap of £26,000 - is introduced nationally today (after being piloted in Bromley, Croydon, Enfield and Haringey) and is one of the coalition's most popular. A YouGov poll published in April found that 79 per cent of people, including 71 per cent of Labour voters, support the cap, with just 12 per cent opposed. But while politically astute, the cap may be the most flawed of all of the coalition’s welfare measures. Here are five reasons why.

1. An out-of-work family is never better off than an in-work family

The claim on which the policy rests - that a non-working family can be better off than a working one - is a myth since it takes no account of the benefits that an in-work family can claim to increase their income. For instance, a couple with four children earning £26,000 after tax and with rent and council tax liabilities of £400 a week is entitled to around £15,000 a year in housing benefit and council tax support, £3,146 in child benefit and more than £4,000 in tax credits.

Were the cap based on the average income (as opposed to average earnings) of a working family, it would be set at a significantly higher level of £31,500. The suggestion that the welfare system "rewards" worklessness isn’t true; families are already better off in employment. Thus, the two central arguments for the policy - that it will improve work incentives and end the "unfairness" of out-of-work families receiving more than their in-work equivalents - fall down.

(And it will hit in-work families too)

Incidentally, and contrary to ministers' rhetoric, the cap will hit in-work as well as out-of-work families. A single person must be working at least 16 hours a week and a couple at least 24 hours a week (with one member working at least 16 hours) to avoid the cap.

2. It will punish large families and increase child poverty

The cap applies regardless of family size, breaking the link between need and benefits. As a result, most out-of-work families with four children and all those with five or more will be pushed into poverty (defined as having an income below 60 per cent of the median income for families of a similar size). Duncan Smith has claimed that “"at] £26,000 a year it's very difficult to believe that families will be plunged into poverty" but his own department’s figures show that the poverty threshold for a non-working family with four children, at least two of whom are over 14, is £26,566 - £566 above the cap. The government's Impact Assessment found that 52 per cent of those families affected have four or more children.

By applying the policy retrospectively, the government has chosen to penalise families for having children on the reasonable assumption that existing levels of support would be maintained. While a childless couple who have never worked will be able to claim benefits as before (provided they do not exceed the cap), a large family that falls on hard times will now suffer a dramatic loss of income. It was this that led the House of Lords to vote in favour of an amendment by Church of England bishops to exclude child benefit from the cap (which would halve the number of families affected) but the defeat was subsequently overturned by the government in the Commons.

The DWP has released no official estimate of the likely increase in child poverty but a leaked government analysis suggested around 100,000 would fall below the threshold once the cap is introduced.

3. It will likely cost more than it saves

For all the political attention devoted to it, the cap is expected to save just £110m a year, barely a rounding error in the £201bn benefits bill. But even these savings could be wiped out due to the cost to local authorities of homelessness and housing families in temporary accommodation. As a leaked letter from Eric Pickles’s office to David Cameron stated, the measure "does not take account of the additional costs to local authorities (through homelessness and temporary accommodation). In fact we think it is likely that the policy as it stands will generate a net cost. In addition Local Authorities will have to calculate and administer reduced Housing Benefit to keep within the cap and this will mean both demands on resource and difficult handling locally."

4. It will increase homelessness and do nothing to address the housing crisis

Most of those who fall foul of the cap do so because of the amount they receive in housing benefit (or, more accurately, landlord subsidy) in order to pay their rent. At £23.8bn, the housing benefit bill, which now accounts for more than a tenth of the welfare budget, is far too high but rather than tackling the root of the problem by building more affordable housing, the government has chosen to punish families unable to afford reasonable accommodation without state support.

The cap will increase homelessness by 40,000 and force councils to relocate families hundreds of miles away, disrupting their children's education and reducing employment opportunities (by requiring them to live in an area where they have no history of working).

5. It will encourage family break-up

Duncan Smith talks passionately of his desire to reduce family breakdown but the cap will serve to encourage it. As Simon Hughes has pointed out, the measure creates "a financial incentive to be apart" since parents who live separately and divide the residency of their children between them will be able to claim up to £1,000 a week in benefits, while a couple living together will only be able to claim £500.

Follow The Staggers on Twitter: @TheStaggers

http://www.newstatesman.com/politics/2013/07/five-things-iain-duncan-smith-doesnt-want-you-know-about-benefit-cap
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Haystack - 18 Jul 2013 16:03 - 27426 of 81564

70% of people are in favour of the cap. Of the remaining 30%, a third think the cap should be even lower.

Fred1new - 18 Jul 2013 16:06 - 27427 of 81564

Hays,

How many cigarettes a day do you and your children smoke?

What is your average number units of alcohol a week?

How many units did Threshers sell a day in the UK when they were operating?

Fred1new - 18 Jul 2013 16:24 - 27428 of 81564

Hays,

When it appears to be "them and us", and it looks like "them" are being screwed, of course one will see some support from the unthinking con party camp followers.

When they realise that on the implementation of the policies the effects will be felt by members of their own families, perhaps their tune they are playing will change?

I hope, I that I am right.

It seems, as if, the Cameron and the Con party have hired a Goebbels for their propaganda machine and reorganisation of the party, asking him to change the targets for the scapegoating their own inadequate actions.

The Con party may reap what it is sowing.

(Edited.)

Haystack - 18 Jul 2013 16:34 - 27429 of 81564

Fred
You are close to getting as silly as gf.

Fred1new - 18 Jul 2013 17:07 - 27430 of 81564

Try answering the questions.

You are bleating more and more like your dear misleader.

Stand back a little and look at the similarities in the tory propaganda on Germany in the thirties.

Also, have a closer look at the "levels" of "discontent" around Europe and the ME.
-----------

Crime figures = reported crimes.

In some areas it is difficult to get a crime number, even when such is reported to the police.


Wait another 12 months and review figures once again.
=========


Haystack - 18 Jul 2013 17:43 - 27431 of 81564

If you want to see corrupt election planners then look no further than Mandleson, who twice left office due to misdeeds.

Haystack - 18 Jul 2013 17:45 - 27432 of 81564

If ever there was a propaganda system worthy of Germany, it must be Blair's spin machine.

Fred1new - 18 Jul 2013 18:44 - 27433 of 81564

Answer the questions.

Don't duck, weave and smear like you dear leader Wavy Davy Cameroon.

Looks like he has been dipped in €€.

Fred1new - 18 Jul 2013 18:44 - 27434 of 81564

Answer the questions.

Don't duck, weave and smear like you dear leader Wavy Davy Cameroon.

Looks like he has been dipped in €€.

Haystack - 18 Jul 2013 19:46 - 27435 of 81564

There is not much point in asking me questions about Cameron and the coalition as I am quite happy with what they are doing. I would be heppier though if the Conservatives has an outright majority. I am also very happy to see Labour in such poor shape.

Fred1new - 18 Jul 2013 20:02 - 27436 of 81564

Hays

Copied from 27429

Hays,

How many cigarettes a day do you and your children smoke?

What is your average number units of alcohol a week?

How many units did Threshers sell a day in the UK when they were operating?

Haystack - 18 Jul 2013 20:08 - 27437 of 81564

What is the relevance?

goldfinger - 18 Jul 2013 21:18 - 27438 of 81564

Go on Fred give it to the liar. Dont let up hes had a bad 48 hours.

re.... It seems, as if, the Cameron and the Con party have hired a Goebbels for their propaganda machine and reorganisation

Fred who do you liken I D Smith to ??????????????????


Go on Fred ram it home to the liar and coward.

goldfinger - 18 Jul 2013 21:20 - 27439 of 81564

Hays Im not following you but just FO.

Get back to the scum on advfn where you belong.

Haystack - 18 Jul 2013 21:23 - 27440 of 81564

What a strange person.

Haystack - 18 Jul 2013 21:27 - 27441 of 81564

I see that this site has the potential Labour majority dropping from 90 to 84 in the last few days as an average of polls.

http://ukpollingreport.co.uk/

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