Not many strong competitors left in the world. lloyds has kept its infrastructure intact during the crises. It should benefit from minor recovery in the world which is started from the US and some of the emerging markets.

Situation has to improve, given the rise in population and gradual increase in demand.

Jan. 6 (Bloomberg) -- Lloyds Banking Group Plc, the U.K.’s largest mortgage lender, may post a loss for 2012 because of higher charges for bad loans, according to analysts at Barclays Capital.

Lloyds may set aside 5 billion pounds ($7.75 billion) of provisions on mortgages for the second half of 2011 through to the end of 2014 and post a net loss of 292 million pounds, as the U.K. suffers a “sharper downturn” and slow recovery, said Rohith Chandra-Rajan, an analyst at Barclays Capital, in a note to clients today. Royal Bank of Scotland Group Plc’s provisions for mortgages may be less than 1 billion pounds, Barclays Capital said.

hangon - £1 by Christmas is a meaningless, throwaway satirical line which I think most people would recognise as such. My apologies if you were misled. But it would be nice.........

Lloyds s/p 800 eurosplots by 3012. Hail to the great empire euroworld!!!!! One bagette= 4 decisplots. 1 decisplot = 1000 eurosplots. Get the picture???

no

LLoyda reduce its Euro exposure at 1.34.

remember the useless muppet is back today you should of sold the man is a loser
and they should of replaced him . you now know the board are crap.

skinny he is not that clever the muppet above looks to bright

Tanker - he really isn't!!

lol.

Lookin' good!

Depends when you bought :-)

Skinny - Cheer up it can only go up from here ?

I bought a wad at 29p, so from a purely selfish point of view.........:o)

Harry/Nar1 - yes sorry - I'm bored - I'm in profit on my last purchase and @40% down overall - slightly better with RBS.

I thought it couldnt go lower at 60p????

All Banks seem to be doing ok

Onwards & upwards. The AH-O effect?

Jan 11 (Reuters) - The chairman of the body in charge of Britain's stakes in Royal Bank of Scotland and Lloyds Banking Group is to step down, saying it is "inevitable" it will take longer than expected to sell the stakes.