Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

And lets just remember on this day who was responsible for the 2007-2012 crisis.

In the UK, Big Bang became one of the cornerstones of the Thatcher government's reform programme.

Although the "Big Bang" eased stock market transactions there is a debate in the UK about how far it affected the 2007–2012 global financial crisis. In 2010, Nigel Lawson, Thatcher's Chancellor at the time, appeared on the Analysis program to discuss banking reform, explaining that the 2007–2012 global financial crisis was an unintended consequence of the "Big Bang". He said that UK investment banks, previously very cautious with what was their own money, had merged with high street banks putting depositors' savings at risk and ...according to the program leading US banks to follow suit...........................ends

So their you have it in the words of the Tory Chancelor Nigel Lawson the economic crisis was a side effect of Tory Thatcher policy in deregulating banks.

Couldnt be clearer than that.

It’s official: Labour won’t give you a referendum on Europe

Ed Miliband has made his position crystal clear – there will be no referendum on Europe under Labour.

Our relationship with Europe isn’t working and needs to change.

Unlike Labour, the Conservatives have a plan to negotiate a better deal for Britain in Europe then let the British people decide in an in-out referendum by the end of 2017.

Only the Conservatives will guarantee and deliver that referendum. Labour and the Lib Dems won’t and UKIP can’t.

LOL no they wont because they wont be elected in 2015.

Hays are you meaning in about 50 years time?????????????

How do you spend the same pot of money ten times?

Today Labour announced a new policy that’s paid for by a tax on bankers. But this is the TENTH time they’ve pledged to use a tax on banks and bankers to pay for an election promise.

That means Labour are either spending the same pot of money ten times over or admitting to breaking nine previous promises to spend the money elsewhere.

Either way, it’s more proof that Labour have no credibility on the economy.

Before today’s announcement, Labour had already spent a banks tax on:

1) Reversing the VAT increase – £13.5 billion

2) Increasing capital spending – £5.8 billion

3) Reversing Child Benefit savings – £3.1 billion

4) Reversing Tax Credit savings – £5.8 billion

5) Increasing the Regional Growth Fund – £200 million

6) Cutting the deficit – billions

7) Turning empty shops into community centres – £5 million

8) Spending on public services – billions

9) Building more housing – £1.2 billion

Labour’s sums don’t add up.

The only way they could pay for all these promises would be to borrow more and tax more – which would wreck the recovery and make hardworking families less financially secure.

Only the Conservatives have a long-term plan to secure a stronger economy and a better future.

Labour would ruin the progress we’ve made as a country together. They wrecked the economy once – don’t let them do it agai

Hazy one,

Are you a member of a hard working family or just breeding stock, or perhaps more likely a . lazy idle . .

Leaving the EU, is a pipe dream and many of those promulgating tory con artist rubbish in hope of withdrawing from the organisation are possibly more interested in hiding ill-gotten gains, on which they have avoided tax away from inspection.

Others, spouting the chants of “little Englanders” are just hoping to divest themselves of Cameron and his maladministration before the next election, which they realise he has not got a cat in hells chance of winning.

The nasty party is becoming laughing stock and can’t even run itself let alone the country.

=======

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Cash Isas - I see the cash allowance is £5940. My question is from July 1 it will be £15,000, so can the initial £5940 be topped up to £15,000 on the 1 July or do you wait till july 1 to purchase a £15,000 isa. Do not want to open one at present and not be able to top it up. Any ideas ?

Found the answer - The ISA will become a NISA from 1 July with a higher allowance of £15,000 – when all can be put into cash. But don’t let that put you off opening an ISA now. You can use this year’s allowance of £5,940 and then top it up to £15,000 come July.

Hays says labour throw money away.

How is it then that the Tories have racked up more debt in 4 years than Labour did in 13 years.

HAYS.......answer please??????????????????????

Breaking News......

Norman Tebbit says Maria Miller should be sacked.

He calls her arrogant.

She should not be sacked for being arrogant, she should be sacked for being crooked.
2517

5 STATS THAT UNDERMINE EVERYTHING LABOUR EVER TOLD YOU ABOUT JOBS

Our long-term economic plan is creating more jobs, giving hardworking people the security of a regular pay packet, and helping them get on in life.

Today’s employment figures show that our plan is working – and undermine everything Labour ever told you about jobs:

1) Labour said our plan would ‘lead to the disappearance of a million jobs’ (Ed Miliband, 25 Oct 2010) – but there are now 1.3 million more people in work than when Labour were in office. That means more hardworking people taking home a pay packet and having money to spend on the things that matter.

2) Labour said Britain is ‘in for a long lost decade… of high unemployment’ (Ed Balls, 28 April 2012) – but unemployment is now down 6.1 per cent since 2010.

3) Labour said our plan ‘chokes off jobs’ (Ed Balls, 17 May 2013) – but employment is up 4.5 per cent since the last election, so more people can better provide for their families.

4) Labour said our plan is only creating part-time jobs (Rachel Reeves, 18 Dec 2013) – but there are now over one million more full-time jobs than there were in 2010.

5) Labour said it was a ‘fantasy’ that the private sector would create enough jobs to lead the recovery (Ed Balls, 12 Oct 2011) – but there are now 1.6 million more private sector jobs than there were before the last election. That’s helping more hardworking families feel financially secure.

Labour don’t understand that the way to create more jobs is by backing small business and enterprise with lower jobs taxes and better infrastructure.

Labour can’t be trusted on the economy and would wreck the recovery.

Today’s figures prove our long-term economic plan is working – but there’s still much to be done.

Official Treasury analysis: Labour would borrow £166bn more in the next parliament

Over the last few days, Ed Balls has been trying to claim that Labour ‘will not duck the hard choices ahead’. They said they were serious about the economy.

But now we know that isn’t true.

Analysis by the independent Institute for Fiscal Studies has shown that his plans would allow Labour to borrow and spend billions more.

The front page of yesterday’s Times put the cost of Labour’s secret spending spree at an extra £25bn a year.

And today, official Treasury numbers have shown the full impact of Labour’s plans: a borrowing bombshell adding an additional £166bn to the country’s debt in just one parliament.

pensions rather than benefits

Today Labour confirmed that they would rather cut pensions than benefits.

Rachel Reeves, the Shadow Work & Pensions Secretary, said Labour would include the Basic State Pension in their cap on ‘social security spending’.

In other words, Labour would choose to cut the pensions of those who have worked hard and done the right thing all their lives, rather than cut welfare benefits.

Labour have no clear plan to fix the welfare system, end the something for nothing culture and control spending on benefits. It’s the same old welfare party.

Today’s news follows last week’s announcement that UKIP would oppose the triple lock on pensions – putting pensioners’ livelihoods at risk.

But the Conservatives are on the side of Britain’s pensioners.

Since 2010, we’ve increased the Basic State Pension by £650.

What’s more, we’re capping benefits to reward work – to ensure that no out-of-work household can receive more than the average family earns in work.

While the Conservatives’ long-term plan helps pensioners, Labour’s policy hurts them.

George Osborne adviser to ‘independent’ think tank which claims no middle class squeeze
06
Sunday
Apr 2014

Posted by Tom Pride in hopeless naivety
Tagseconomy, open government, Osborne
(not satire – it’s the UK today)

A supposedly independent think tank called the Social Market Foundation has produced a report which is all over the press at the moment claiming the supposedly squeezed middle class does not exist and in fact most middle income households have done better during the recession.

But who exactly are the Social Market Foundation?

Well, a quick check shows that some of the Social Market Foundation’s corporate donors include Barclays Bank, BP, BUPA, the CBI, Shell and the Corporation of London amongst many more.

The Social Market Foundation was also apparently Tory Prime Minster John Major’s “favourite” think tank.

Oh ….. and George Osborne is on the Social Market Foundation’s policy advisory board.

Independent? Really?

I have just watched "Off Their Rockers" on ITV.

Could not help thinking of Manuel and some of the crew on Moneyam.


Hilarious.

Apolitical and one of the funniest programmes I have seen for a long time.

Nice to see the acceptance by participants. Don't know how much filming was cut.

Sometimes, being old is fun!!!

Which one was you Fred ? Turned it over half way through before I fell asleep.

When it comes down to the nitty, the only one of the big three who doesent speak with a "huge" forked tongue is Nick when it comes to €uropa.


Cameroon is Lying.

Millibandus is saying nowt, which is as good as lying.

Cleggy is the only one willing to stand up and state his case.


It deserves some respect imo.