Watchstone Group is a holding company with technology at its core.

Our businesses offer leading technology solutions primarily to the insurance, automotive and healthcare industries.

While we have a diverse portfolio, our operating businesses are unified by a set of shared commercial principles:

■We seek to anticipate change and we have the agility to exploit the dynamism of customer behaviour
■We invest in the people and technologies that will drive innovation and success in our markets
■We promote in-depth sector knowledge and experience as the starting point of value creation, and
■We strive for efficiency across our businesses through the optimal allocation of resources and good governance

                   

NEWS

26th Jan 2018 Pre-close trading update
11th May 2017 Prospective claim by Slater and Gordon
05th May 2017 Report and Accounts for the year ended 31 December 2016
27th Apr 2017 Preliminary results for the year ended 31 December 2016

VIDEO/AUDIO/PRESENTATIONS

May 2017 2016 Annual Report and Accounts
Jun 2016 Presentation-Results for the six months ended 30 June 2016
27th May Watchstone Audio Webcast-Financial Results
27th Jan Watchstone Group Outline Strategy

EVENTS

The 2017 Commercial Vehicle Show (CV Show)25th-27th April -UK (Hubio)
The Strategic Claims conference2nd March-UK (Hubio)
2017 Insurance-Canada.ca Technology Conference28th February-Canada (Hubio)
NRF's Annual Convention & EXPO (Retail's BIG Show)15th-17th January-USA (Tech Mahindra-Bronze sponsors/exhibitor)
2017 Commercial Vehicle Show25th-27th April-UK (Hubio Fleet-exhibitor)

WEBSITES




LINKS TO DEDICATED PAGES

pt Health
ingenie Updated 2nd June
Innocare Updated 2nd June

14 June 2016
Watchstone Group plc
("Watchstone" or the "Company" or the "Group")

Approval of the Settlement of Navseeker litigation

Further to its announcement on 5 March 2015, Watchstone (LON:WTG) confirms that it has now received the approval of the Court of Chancery of the State of Delaware USA ("Court"), in respect of the settlement of litigation in respect of Navseeker Inc ("Navseeker"), a subsidiary of Hubio Solutions Limited (formerly Himex Limited)("HSL"). HSL is a wholly owned subsidiary of the Company.

The approval of the Court concludes the agreement of terms with the Plaintiffs for the settlement of litigation (Laurence Baker, et al. v. Hassan Sadiq, et al. and NavSeeker, Inc. C.A. No. 9464-VCL, Court of Chancery of the State of Delaware USA)("Litigation") and the associated acquisition of 11.67 per cent. of Navseeker not already held by the Company. The settlement has been made without admission of liability. The Company has been advised that the Plaintiffs' claims had no merit and the Litigation was being strenuously defended. However, given the alternative of an expensive and protracted continuation of US based litigation, the Board has determined that settlement is the best course of action in the circumstances. Notwithstanding the Board's belief in the strength of its defence to the Litigation, its outcome would still have been subject to the usual uncertainty that is an inherent part of any civil litigation.

Given the time that has elapsed since the provisional agreement of the settlement detailed on 5 March 2015 ("Proposed Settlement"), the Company has agreed, and the Court has approved, to a change to the Proposed Settlement. The Company will now settle the Litigation and acquire the shares in Navseeker held by the Plaintiffs and any other participating minority shareholder for a total contribution from the Company, HSL and/or the Individual Defendants and/or their insurance carriers of US$2.75 million in cash and will not now issue any shares in the Company as part settlement ("Approved Settlement").

Instead of issuing 684,770 pre-consolidation new ordinary shares of 15p each with accrued capital return proceeds of approximately £616,293 ("Settlement Shares") pursuant to the Proposed Settlement, the Approved Settlement replaces the issue of the Settlement Shares with an increase of US$1 million in cash (included in the US$2.75 million in cash detailed above).

http://otp.investis.com/clients/uk/watchstone_group/rns/regulatory-story.aspx?cid=1338&newsid=740215

From today at the TINtech event:

Hubio Group ‏@hubiogroup · 12 hours ago

Today's the day! Our CEO, Indro Mukerjee, is about to take the stage to open this year's conference

Hubio Group ‏@hubiogroup · 4 hours ago

#TINtech Indro Mukerjee, CEO Watchstone Group plc chairs today's final panel #insurtech @Aon_plc @HiscoxUK @MerttsR




twitter- Hubio Insurance
twitter- Hubio Group
twitter- Hubio Automotive

Industry appears ready to embrace InsurTech at TINtech 2016

TINtech 2016 was an unmissable event for us at Hubio. Usage-Based Insurance (UBI) and enterprise technologies are at the heart of our solutions, meaning that the key themes of the day were highly relevant and topical. As such, it was a privilege for us to actively participate in this year’s conference, with our CEO, Indro Mukerjee, chairing the opening keynotes and closing panel sessions and our Insurance Strategy Director, Neil Thomson chairing the panel discussion on The ‘Internet of Things’ Revolution.

The day’s discussions around how technology is driving strategic change in the industry and enabling business processes were attended by some 300 senior insurance executives, instilling confidence in our understanding that the market is ready to address and embrace the transformations that are becoming inevitable.

The challenge of IoT

It was inspiring to see some excellent interaction from attendees, particularly during the Internet of Things (IoT) debate, chaired by our very own Neil Thomson, who said:

“The challenge of IoT is understanding the consumer proposition.”

This is something we take seriously at Hubio and have worked hard to achieve. Prioritising the needs and behaviours of consumers is of increasing importance for the market, which stood out for us at the conference. Attendees were undoubtedly intrigued by the industry fast becoming able to connect more and more with its customers on levels which have not been previously achievable, in a way that isn’t instrusive and brings value to the customer.

That’s why we have created our Enterprise Insurance Suite (EIS) – a modular, easy to integrate insurance software that is designed to help you better connect with your customers.

Once you have tackled this question of understanding consumer propositions, the next is how IoT can empower your solutions. In a market of increasing connectivity, opportunities are constantly arising to enhance the collaboration between consumer, broker, agents and regulatory agencies. On this point, visitors to our stand on the day were keen to find out more about our insurance management system, with some fantastic discussions around our connected incident management capabilities.

Proactively embracing change

In addition to the questions raised at our stand, the conference itself was filled with thought-provoking debates and productive questions from an engaged audience, which we found reassuring.

Hubio CEO, Indro Mukerjee commented: “I was struck by how the industry is proactively embracing change, with an enlightened and not enforced approach. Vibrant discussions arose around the fact that many companies in the industry have learned to instinctively handle mixed mode relationships – being partners one minute and competitors another.”

The lasting impression of the day was the strong feeling of an industry determined to change and action faster – implement faster, succeed faster, fail then correct faster and generally learn faster.

We would like to thank the presenters, panel members, organisers and all participants who helped to make this a successful and useful event.

TINtech conference 2016 – “Insurance an industry ripe for change”
June 21, 2016 in Company News

Indro Mukerjee, Watchstone Group plc CEO, chaired the 2016 TINtech conference.

With some 300 senior insurance executives gathered to hear about how technology is driving strategic change in the industry and enabling business processes, it was an opportunity for the Hubio team to engage face-to-face with key stakeholders and influencers from the industry.

Read our CEO’s summary here.

Might as well highlight the The Insurance Network article too:

Chairman’s summary from Indro Mukerjee, CEO, Watchstone Group plc

It was a privilege to participate in this year’s TINtech conference and all the more so to chair the opening keynotes and closing panel sessions. With some 300 senior insurance executives gathered to hear about how technology is driving strategic change in the industry and enabling business processes, it was a really valuable to be invited to do this as a relative newcomer to the industry.



There were some 25 expert speakers and panellists and, with some excellent interaction from attendees, a number of thought provoking debates were sparked. These ranged from the revolution through digital technologies, to how the London Market would be transformed all the way to the industry being able to connect more and more with its customers.

I was struck by how the industry is proactively embracing change, with an enlightened and not enforced approach. Vibrant discussions arose around the fact that many companies in the industry have learned to instinctively handle mixed mode relationships – being partners one minute and competitors another. It was also pleasing as to how open people were to talk about their challenges.

My lasting impression of the day was the strong feeling of an industry determined to change and action faster – implement faster, succeed faster, fail then correct faster and generally learn faster.

I would like to thank the presenters, panel members, organisers and all participants who helped to make this a successful and useful event.

TR-1: NOTIFICATION OF MAJOR INTEREST IN SHARES

BEACH POINT CAPITAL MANAGEMENT LP increased their holding from
4,388,824 to 4,895,099 (10.68%), completed 22 JUNE 2016.

http://www.moneyam.com/action/news/showArticle?id=5365967

Feature in The Insurance Post June 2016 – “The Enabler”

Indro Mukerjee, Watchstone Group plc CEO, is on the cover of this month’s Insurance Post Magazine. His interview with editor Jonathan Swift is featured in the magazine and online.



Read the interview on Post Online here.

or from Post 51 onwards

Broker Forecast - Peel Hunt issues a broker note on Watchstone Group Plc
30 June 2016 | 08:20am

StockMarketWire.com - Peel Hunt today reaffirms its buy investment rating on Watchstone Group Plc [LON:WTG] and raised its price target to 315p (from 250p).

http://www.stockmarketwire.com/article/5369742/Broker-Forecast-Peel-Hunt-issues-a-broker-note-on-Watchstone-Group-Plc.html

http://www.hl.co.uk/shares/shares-search-results/w/watchstone-group-plc-ordinary-10p/broker-forecasts

Forgot it was the AGM today:

Annual General Meeting: 10:00 am on 30 June 2016

http://www.watchstonegroup.com/wp-content/uploads/2016/05/Final-Notice-of-Annual-General-Meeting.pdf

MAM news service (cough!) is playing up again.......

30 June 2016
Watchstone Group plc
("Watchstone" or the "Company" or the "Group")

Result of AGM


Watchstone (LON:WTG) announces that all resolutions at its Annual General Meeting, held earlier today, were duly passed.

http://www.moneyam.com/action/news/showArticle?id=5370101

Reminder of tonight's award event:



TELCA 2016 Business Person of the Year shortlist (The Energy Live Consultancy Awards)

Energy Live News is pleased to announce the shortlist for Business Person of the Year. The following people have been shortlisted:

Nick Proctor, Amber Energy

Chris Shaw, Business Advisory Service

Kelly Ivison, Exchange Utility-Winner

Emily Groves, Indigo Swan

Peter Kirkham, Smart Utility Management

Gerard Duggan, Utilitrack

James Longley, Utility Bidder

Graham Cooke, Zenergi

The winner will be announced on 30th June at the awards ceremony held at the Honourable Artillery Company.

http://www.energylivenews.com/telca-2016-shortlist/

https://twitter.com/hashtag/TELCA2016?src=hash&ref_src=twsrc%5Etfw

**********************************************
Energy Live News ‏@EnergyLiveNews · 46m46 minutes ago @16:20 01/07/2016

The Business Person of the Year award went to the wonderful Kelly Ivison from @ExchangeUtility Congratulations!
***************************************************

Link to historic 'Shareholder information'

Shareholder information

The directors have been notified, or are aware of the following interests in the issued share capital of the company in respect of the shareholdings, and related holding percentages, of the following significant shareholders and directors of Watchstone Group plc as at 23 June 2016.

Major shareholder information

Name--------------------------------------------No. of Shares-------------------% Holding

Beach Point Capital Management LLP-----------4,895,099----------------------10.63%
M&G Investments (Prudential)------------------2,916,666-----------------------6.34%
Dialectic Capital Management LP----------------2,307,438-----------------------5.01%
Sand Grove Capital Management LLP-----------2,305,383-----------------------5.01%


Subtotal------------------------------------------12,424,586----------------------26.99%

Current total shares in issue 46,038,333 as at 24 May 2016 with none being held as treasury and 1.97% being held “not in public hands” i.e. held by directors, directors of subsidiaries, trustees of employee share schemes / pension funds or any other substantial shareholders (>10%).

Director information

Name---------------------------------------No. of Shares-------------------% Holding

Richard Rose--------------------------------100,000--------------------------0.22%
Indro Mukerjee-------------------------------50,550--------------------------0.11%
Mark Williams---------------------------------50,550--------------------------0.11%
Lord Howard of Lympne----------------------12,608-------------------------0.03%
David Currie-------------------------------------1950--------------------less than 0.01%

Subtotal---------------------------------------215,658-------------------less than 0.47%

http://www.watchstonegroup.com/investors/shareholder-information/

AGM 2016 product and business showcase
July 6, 2016/in Company News

On Thursday 30 June 2016, we held our Annual General Meeting at which all resolutions proposed were duly passed. Our product and business showcase held immediately after the AGM provided further interest and value to the attendees.

The event gave us the perfect opportunity to showcase our businesses’ greatest assets, our people and our products, and to connect with our shareholders. Employees from ptHealth/InnoCare, ingenie, Business Advisory Service (BAS) and Hubio presented their respective technologies in an interactive event.

PICTURES FROM LINK AT BOP (or here)


Heather Shantora, ptHealth and InnoCare CEO, engaged enthusiastically with shareholders and discussed the opportunities to simplify and digitise clinic administration through the InnoCare software and the continual improvements the clinic business is making.

Representing ingenie was Mark Sterritt who showcased the platform that underpins ingenie’s telematics offering. Since launch in 2011, the brand has grown a policyholder base of approx. 40,000 young drivers, collected 600 million miles of driving data, amassed deep expertise and built models with 200 algorithms to deliver a successful usage-based insurance program. Our recently launched B2B proposition has already won a five-year contract with ANWB, the Royal Dutch Touring Club, as its first customer.

From Hubio, Andrew Betteley, Neil Thomson and Louise Robertson were present to demonstrate a beta version of the fleet dashboard, the connected car platform and discuss our Enterprise Insurance Suite activities. Following on from the TU Auto and TINtech conferences and increased marketing activities, Hubio is increasing its profile in the industry and becoming a more established brand having initiated extensive discussions with potential customers.

Andy Blake from BAS described our energy brokerage business which provides added value energy procurement and consultancy services and he also showcased the OpenView platform. OpenView allows UK companies to run multiple energy tenders by inviting suppliers to tender for their gas and power within an agreed live “auction” window.

The level of interaction and interest generated around our businesses was very encouraging. At the core of our businesses are people and products and we are pleased to have been able to share the development of both with our shareholders.

TR-1: NOTIFICATION OF MAJOR INTEREST IN SHARES

BEACH POINT CAPITAL MANAGEMENT LP have increased from 5,059,560 to 5,139,560 which equates to 11.16%, completed 05 JULY 2016.

http://www.iii.co.uk/research/LSE:WTG/news/item/2027264/holdings-company?context=LSE:WTG

Link to historic 'Shareholder information'

Shareholder information

The directors have been notified, or are aware of the following interests in the issued share capital of the company in respect of the shareholdings, and related holding percentages, of the following significant shareholders and directors of Watchstone Group plc as at 07 July 2016.

Major shareholder information

Name--------------------------------------------No. of Shares-------------------% Holding

Beach Point Capital Management LLP-----------5,139,560----------------------11.16%
M&G Investments (Prudential)------------------2,916,666-----------------------6.34%
Dialectic Capital Management LP----------------2,307,438-----------------------5.01%
Sand Grove Capital Management LLP-----------2,305,383-----------------------5.01%


Subtotal------------------------------------------12,669,047----------------------27.52%

Current total shares in issue 46,038,333 as at 24 May 2016 with none being held as treasury and 1.97% being held “not in public hands” i.e. held by directors, directors of subsidiaries, trustees of employee share schemes / pension funds or any other substantial shareholders (>10%).

Director information

Name---------------------------------------No. of Shares-------------------% Holding

Richard Rose--------------------------------100,000--------------------------0.22%
Indro Mukerjee-------------------------------50,550--------------------------0.11%
Mark Williams---------------------------------50,550--------------------------0.11%
Lord Howard of Lympne----------------------12,608-------------------------0.03%
David Currie-------------------------------------1950--------------------less than 0.01%

Subtotal---------------------------------------215,658-------------------less than 0.47%

http://www.watchstonegroup.com/investors/shareholder-information/

General news relating to the hubio/Mahindra collaboration:

Mahindra to develop range of autonomous electric vehicles
by Sam Sheehan
5 July 2016
http://www.autocar.co.uk/car-news/industry/mahindra-develop-range-autonomous-electric-vehicles

Port in a Storm
July 7, 2016

For many Canadian insurers, particularly for mutuals, it all started on the farm. Mutuals, and even insurers focused on other markets, count farm insurance as an important part of their businesses.

However, over the years, as the country urbanized, and as other insurance markets grew, farm insurance shrunk in numbers and in priority.

While automobiles, new homes and new businesses have increased over time, the number of farms has decreased. This has had an impact on investments in insurance technology, with broker connectivity and portal solutions provider Hubio reporting that farm business has received less new technology than the more commoditized personal lines products, in which automation could be more easily replicated.

Farms have historically not received the same level of technology investment, Hubio notes. As a result, farms and agribusiness customers can face slower processing times to get new business quotes, incur delays in getting answers to their insurance questions, experience lags in updating their policies and renewals, and may see potential inaccuracies as a result of human errors.

***Full article from link below***

Hubio ranked second in new global UBI study of leading global telematics service providers

We are excited to have been named by PTOLEMUS Consulting Group as a leading global telematics service provider, ranking second in their dongle category and 3rd in Worldwide OBD dongle UBI Supplier.

PTOLEMUS used data and insight from the UBI Global Study, launched earlier this year, to calculate their UBI Supplier Rankings. The industry reference document comes with a Global Supplier and Markets Handbook, profiling the strengths and weaknesses of 38 telematics service providers, 14 technology providers and 16 mobile UBI service providers.

The rankings were built from a large variety of market-specific criteria across each distinct supplier category. The list of criteria is detailed in the ranking presentation, available to download here.

Thomas Hallauer, Research Director at PTOLEMUS commented: “The current market evolution confirms PTOLEMUS’ prediction of a growing diversity of devices used to collect driving and accident data, which creates opportunities, notably in the nascent smartphone UBI market.”

Device- and platform- agnostic UBI

We have developed our Hubio telematics platform such that it is capable of capturing and processing data points from any connected measuring device including OBD dongles, fixed black boxes and smartphone applications. This enables us to offer flexible telematics solutions with advanced driver behaviour analytics to insurers, so that they can configure the most appropriate UBI solution for their target market.

The very same robust and scalable core technology has been further developed into the Hubio Fleet solution, due to be released in Q3 2016. This platform uses OBD dongles and fixed black boxes to provide commercial vehicle fleet operators real-time location data across their fleet. We are also extending the same driver behaviour analysis that has been successful in UBI to Fleet, enabling operators to measure and coach their drivers to effectively reduce risks and improve fleet performance.

“This growing diversity of devices means the Hubio offering of a device- and platform- agnostic UBI solution is especially significant,” says Andrew Betteley, Hubio’s CTO of Connected Car. “Hubio solutions can be integrated with common databases and computer systems, making it ideal for the requirements of small, midsize and large insurers.”

Compete in a challenging market

Our UBI solutions create further opportunities for an insurer to effectively compete in an increasingly challenging market. Insurers wishing to run the solution as a pilot project can gain immediate telematics experience supported by our customer service team.

The solution is available to auto insurers, rental car companies, leasing companies, telematics service providers, telecommunication providers and telematics hardware providers.

“The PTOLEMUS study recognises that Hubio builds market-leading UBI solutions enabled by an unsurpassed global team that combines the talents of renowned insurance experts with the industry’s brightest technology innovators“, says Indro Mukerjee, CEO of Watchstone Group plc and founding CEO of Hubio.

Watch our video below to find out more about our end-to-end UBI solution:

Telematics Insurance for Taxi Drivers

Save up to 20% on your premium!

Careful driving could save you up to 20% on your taxi insurance with Fare Cover’s telematics policy.

Also commonly known as “black box” insurance, telematics allows you to earn a reduction in your premium by demonstrating that you’re a good driver.

Our telematics policy is ideal for newly qualified and inner city taxi drivers, who might find it more difficult to get competitively priced insurance. Young taxi drivers could also save money with this type of policy.

How it works

•A Hubio black box (the telematics device) is fitted into your vehicle, as well as a dash-cam, which can help to determine fault in the event of a claim. Both of these are FREE.
•The black box provides feedback about your vehicle's mileage, the type of roads you drive on and what time of day you drive. It also records data about how you drive, for example your speed, acceleration and braking
•Want to know how you're doing? You can view the driving data provided by Hubio via an online portal or free smartphone app.
•All the feedback will affect your premium at renewal; if the data shows you are a safe and competent driver, you could save up to 20% on your premium.

Why it makes sense

High mileage; inner city driving; newly badged: these risk factors and others are often stumbling blocks when it comes to finding cheaper taxi insurance. A telematics policy enables you to level the playing field a little – prove what a safe driver you are and reap the rewards!

Olympics losers can impact Road Safety

Andrew Betteley, Chief Technology Officer – Connected Car Hubio & Daniel Fisher, Head of Data Science – Connected Car Hubio

I knew when I joined Hubio I was joining an intelligent bunch but I am in awe of the insightful predictions from our Data Architect Team Lead by Dan Fisher. Rather than a crystal ball our team have worked on a hypothesis on how Olympic events and outcomes may influence both driving behaviour and vehicle crashes. The US Superbowl provides a good comparative event for study, as it attracts over 150 million engaged viewers across the globe and is repeated on an annual basis.

Hubio Telematics Data during the 2016 Super Bowl

The Hubio telematics data analysis here focused on braking and acceleration events, comparing percentage difference between Super Bowl Sunday to the immediately preceding and subsequent Sundays in 2016.

Braking and acceleration drop by 10-20% during the Super Bowl and whilst there is television coverage, the average trip speed increases. These findings are presumably due to far fewer people being on the road, leading to reduced congestion and thus faster average speed and a reduced need to brake and accelerate in an erratic manner.

Fatal Car Accidents on Super Bowl Sunday

Focussing upon fatal accidents on Super Bowl Sunday in 2014, NHTSA data shows there were 82 fatal accidents, 44 of which were attributed to alcohol which is 54% of the total fatalities. This is in comparison with other Sundays in 2014, where the average number of alcohol-related fatal car accidents is 24.

Similarly, there were 91 fatal accidents recorded during Super Bowl Sunday 2013. Of these, 45 were related to alcohol, which is around 49% of the total fatalities. This compares with an average of 26 alcohol-related fatal car accidents on Sundays in 2013.

Fatal accidents in 2014 and 2013 on Super Bowl Sunday are shown in a geo-map below, no significant pattern was found for fatal accidents and is included only for completeness.

2013
2014

This data irrefutably indicates that the combination of alcohol and Super Bowl Sunday plays a role in fatal accidents across the US, although we don’t doubt that other factors also contribute.

Car Accidents on Superbowl Sunday

In California, there were 294 fatal and injury crashes on Super Bowl Sunday from 2009 through 2013, versus 166 for comparable other Sundays. In Los Angeles, there were 77 fatal and injury crashes on Super Bowl Sundays versus 49 on other Sundays. Similarly, there were 40 in San Diego County on Super Bowl Sundays versus 18 on the comparable Sundays.

Analysis shows that less than half of all crashes on Super Bowl Sundays can be attributed to alcohol. Other factors include driver fatigue, which could be attributed to the late hour of the games finishing, or a combination of distraction, frustration and disappointment due to the scores.

Accidents on Superbowl Sunday for Disappointed Fans

In a radical and significant study, the New England Journal of Medicine noted that the largest increase in non-fatal accident rate occurred in the home states of the losing team, where the number of crashes increased by 68% for all 27 analysed Super Bowls. In stark contrast, accidents rose only 6% in the winner’s state.

Hubio Telematics Driving Data was analysed from Super Bowl Sunday for the losing state from 2013-2016 and shows a 5-7% increase in negative driving behaviour. Negative driving behaviour includes drivers who are hard braking, hard accelerating and excessively speeding – behaviours well documented as being indicative and predictive of a driver who is going to crash.

Rio Olympics 2016 – let’s hope we are on a winning streak

Clearly from our teams analysis is a relationship between losing on both driving behaviour and the likelihood of a driver car crash. If your team, player or athlete loses, you are more likely to drive poorly thus having a higher chance of causing a car crash.

Hubio Adaptive learning models and predictive analytics within the Hubio platform get to “know” the connected driver and seamlessly predict when there is a problem and when one or more of these factors are being exhibited. Hubio is able to analyse a driving pattern in real-time, detect when something is out of the ordinary for the known driver, and react accordingly.

The Telematics-enabled Connected Car is predictive and is able to analyse driving behaviour in real-time within the context of a global sporting events. Based on the analysis, the connected car platform can dynamically trigger an intervention event, reinforcing positive behaviour and eliminating negative behaviour.

Quite simply, the disappointed fan is far more likely to drive badly and crash than a fan celebrating a memorable victory!




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