It seems several banks, building societies and some National Savings
products are announcing interest rate cuts - some on the basis of the
expected cut in August it seems and others due to gilt values.
Anyway, check yours and see - ING have recently cut theirs for info.

It really gets my goat when they work in advance of a possible base rate
cut!

I too will stay with ING - I just didn't expect them to do this.
What I want to know is IF they all have it wrong and it rate goes
UP will the rate rise to where it was before only?
Plus if the rate stays the same will we just be stuck with the lower
rate?

Yes I know, the answers are obvious but not really in our favour!

If the rate goes down they might follow it down too!