To get the thread rolling on this stock - of those people who had windfalls, or ahve invested in the stock at flotation or since - it would be interesting to know what your thoughts are.

For those that were and are eligible for the 5% discount this time next year (+ the dividends beforehand), are you planning to sell at this level or hold. Are others buying at this price?

My own money is that the 5% share top up next year together with a divi of perhaps 4% (on flotation price) makes these shares a hold - and if enough other shareholders feel the same it is likely that there will not be much stock for others to purchase and the price will hopefully rise further. But what are the thoughts of others?

If these stay as low as they have been they will become a target themselves....Zurich or somebody ??? I have kept topping up with these even when they went down to 1.18p as am fully confident in their value and money making capability, but then other insurers see the same thing and it won`t be long before a 5 billion bid comes in unless they get their act back together

That would be nice...

a step in the right direction already probably worth 25p per share in cash injection value plus ongoing business interest, which will increase over time quite substantially methinks definitely a hold or even a top up opportunity but will wait a week or two to see how SP develops

my thoughts from September may shortly be coming true, as I understand there are a couple of attentive suitors in the wings and the next couple of weeks should be interesting not sure whether it`s a fill your boots time or just hold on to what you have but I would have thought an offer would be at a 40-50p premium to current price ??

Ex dividend tomorrow - yield 5.96%.

yield is the only decent thing about this crap stock - have held since floatation

Been fine for me - I bought earlier in the year and again last week.

Interim Management Statement.

Robust performance in difficult market conditions

Group assets under administration (AUA) of 191.1bn (31 December 2010: 196.8bn, 30 June 2011: 200.0bn) have remained resilient reflecting the Group's diversified AUA mix

Standard Life Investments third party assets under management (AUM) of 69.1bn
(31 December 2010: 67.7bn1, 30 June 2011: 71.6bn)

Long-term savings new business sales up 10% to 15.5bn (2010: 14.0bn) after broadly maintained sales in the quarter

Long-term savings net inflows excluding conventional with profits up 5% to 4.4bn2 (2010: 4.2bn2)

Standard Life Investments third party net inflows of 3.5bn1 (2010: 4.9bn1), representing an annualised 7%1 of opening AUM, with average revenue basis points increased to 37bps (2010: 35bps)

Preliminary results 13th March - Ex dividend 21st March.

Final Results - Part 1 of 5

Part 1 of 5

Increased operating profits and cash flow delivered in challenging market conditions

Continuing growth in assets and strong net flows

-- Long-term savings new business sales up 7% to GBP19.7bn (2010: GBP18.5bn)
-- Long-term savings net inflows of GBP4.0bn(1) (2010: GBP4.7bn(1) )
-- Standard Life Investments third party net inflows of GBP4.3bn(1,2) (2010: GBP5.7bn(1,2) ) and third party assets under management (AUM) of GBP71.8bn (2010: GBP67.7bn(2) )

-- Group assets under administration of GBP198.4bn (2010: GBP192.9bn(2) )
Operating profit(3) increased by 28%

-- Including fee based revenue up 8% to GBP1,223m (2010: GBP1,131m)
-- Lower unit costs with acquisition expenses of 140bps (2010: 149bps) and maintenance expenses of 41bps (2010: 42bps)

-- Operating profit before tax from continuing operations up 28% to GBP544m (2010: GBP425m)
-- IFRS profit after tax attributable to equity holders of GBP298m (2010: GBP432m) lower largely due to year end financial market levels

Capital and cash generation increased by 53%, dividend up 6.2% and strong capital position

-- EEV operating capital and cash generation 53% higher at GBP438m (2010: GBP287m)
-- Final dividend up 6.4% to 9.20p, resulting in total dividend for 2011 up 6.2% to 13.80p
-- IGD surplus of GBP3.1bn (2010: GBP3.8bn) following successful tender for EUR687m of lower tier two subordinated liabilities

Delivering for our customers

-- Now over 1,000 adviser firms on Wrap with platform assets reaching GBP11.4bn
-- Continued growth of MyFolio with assets now exceeding GBP1.0bn and launch of suite of income funds

-- HDFC Asset Management Company is the largest mutual fund company in India with AUM of GBP9.8bn

Turned out nice again!

Nothing standard about that! Nice rise is divi.

Hmm!! I thought I would hold the freebees and reinvest the divi each year to offset the shortfall in my endowment.Seems like it was a good move, one of the few I have made!!

Indeed, a good idea bb!

Interim Management Statement

Well positioned for market and regulatory changes

Continuing growth in assets and sustained net flows

· Group assets under administration (AUA) of £206.8bn (31 December 2011: £198.4bn, 31 March 2011: £194.5bn1)

· Standard Life Investments third party assets under management (AUM) of £76.1bn (31 December 2011: £71.8bn, 31 March 2011: £68.4bn1)

· Long-term savings new business sales of £5.0bn (2011: £5.8bn) with the UK performing well

· Long-term savings net inflows of £1.1bn2 (2011: £1.3bn2) including strong flows into institutional pensions driven by demand for our market-leading Global Absolute Return Strategies proposition

· Standard Life Investments third party net inflows of £1.1bn2 (2011: £1.4bn1,2), representing an annualised 6% of opening AUM

Standard Life (Other OTC: SLFPF.PK - news) will round off the life insurance reporting season on Tuesday when it is expected to report a 3pc fall in operating profits to £254m.

The Edinburgh-based insurance group will be looking to convince investors it is well placed to take advantage of proposed changes in the UK pensions and savings market.

Last year, the company pledged to "step up" its performance ahead of the introduction of the auto-enrolement pension scheme and retail distribution review.

Auto (BSE: BSE-AUTO.BO - news) -enrolement will see employees automatically enrolled into their existing employers' pension scheme or into a new system of personal accounts. The group expects to win business as more pension schemes turn to its services.

The retail distribution review will outlaw commission payments to intermediaries. Standard Life already operates on the preferred fee-based model and hopes to gain market share as its rivals alter their payment structures.

Group assets under management are forceast to have grown by 3pc to £204.2bn.

Half Yearly Report part 1 of 5

Delivering value for customers and shareholders

Continuing growth in assets under administration

· Group assets under administration of £204.2bn (FY 2011: £198.4bn)

· Long-term savings new business sales of £10.1bn (H1 2011: £11.2bn)

· Long-term savings net inflows of £1.6bn1 (H1 2011: £2.9bn1)

· Standard Life Investments third party net inflows of £0.6bn1 (H1 2011: £2.9bn1)

Standard Life Investments third party assets under management (AUM) of £74.3bn (FY 2011: £71.8bn) with increasing asset class and geographic reach

Operating profit2 increased by 15%

· Fee based revenue increased to £620m (H1 2011: £611m)

· Lower unit and absolute costs with acquisition expenses of 146bps (FY 2011: 169bps) and maintenance expenses of 43bps (FY 2011: 46bps)

· Operating profit before tax up 15% to £302m (H1 2011: £262m) helped by a significant improvement in UK performance

· IFRS profit after tax attributable to equity holders up 28% to £254m (H1 2011: £199m)

Capital and cash generation up 53%, dividend up 6.5% and strong balance sheet

· EEV operating capital and cash generation 53% higher at £295m (H1 2011: £193m)

· Interim dividend up 6.5% to 4.90p

· IGD surplus of £3.0bn (FY 2011: £3.1bn) remained relatively insensitive to market movements


Delivering for our customers

· Now have 205,000 customers on platforms with £12.8bn in assets under administration

· Continued growth in SIPP, helping to increase assets to £18bn

· MyFolio has attracted assets of £1.5bn since launch in October 2010 and GARS AUM exceeds £17bn

3 year highs at open.

have held these - and forgotten about them - since the launch ..... it's been a crap investment

I bought at 227 - so quite pleased, plus the5% + yield.