any one got a feelling in their water how far LLoyds will go looking to to buy but just dont know when they are low enough

Some employee thought up this junior-wheeze, without thinking it through...and it seemed such a good idea the upper Execs nodded between lunches.

Of course it is wrong, far better to use the cards to teach children how to manage their money - perhaps use it to play a video-interactive at the Branch....would be better than that darn horse running about....whatever happened to the Scottish Widow? - get em orf, luv....ah well, to dream, maybe sleep.

Amanda, last time I saw her she was trying to flog spanish property!

How far will they go?

Look at the sp graph and it's pointing towards 2.50 with the possibility of a leveling out, or rebound perhaps.

I've bought a few at 3.09 which looks like 11% yield.... and have lost about 13% by the price quoted today.....2.73....oh dear.

So, I'm waiting before buying any more.
To get 20% yeild we need sp =1.83, which is looking somewhat unlikely as this would be a "magic number" and folks would become greedy well-before 2 was breached. . . . but DON'T bet on it . . . this Market has plenty of time to run.

Anyone guess what will be the stock-market tipping-point? I used to think it would be US-President, that's this year...or smell of London Olympics, after the bad-building has been rectified etc. maybe 2010.
But why?

h
buy for the divi yield
thats very sensible.
divi keeps us buying, or at the very least from not selling,
until?
if price gets to your 1.83 to yield 20 %, then as you say thats unlikely at this divi.
so what gives first? price or divi? .
or both?
even 11% looks too good.
if its too good to be true it usually is.
been so with this share for a long time.
now we know why.
good luck.
regards
jkd

what date is the divi due what date do you have to hold them on and whats the the latest date you can you sell them thanks

m47
i dont hold these,
but i am sure hangon will be able to give you relevent details.
cue.... hangon.
thanks and regards
jkd

lloy interim x-divi due Aug 8. @ 11.2p . Buy anytime before 8 Aug sell anytime after 8 aug The share price usually falls after ex div day

both rbs and lloy approaching my next entry price, what to do, decisions decisions, well I certainly won't buy both at this time. So will sick with lloy if they touch 255, and sit back and await the divi.

Why don't you buy them at 255p on the way up rather than on the way down ?

A very good question, I guess it could be difficult to know when we are going back up, rather than just a bear market rally. And I may find it hard psychlogically to put into practice, but you make a good point.

I haven't brought in just yet, but have left a cheeky buy order for the day at 148p, you never know in these markets.

Spitfire43 I have always thought a high yeild, anything in the teens for instance, was a market pointer saying this divi or the next one, is not a certainty, and there seem to be plenty of shorters are they willing to pay the div?, i think so. My family wdnt sell when lloy was at its peaks, I get no brownie points for being right but I hope lloy keep on paying!! cheers

Not long to wait for LLOY interim results will be announced on 30th July, shortly followed by BARC. The others excluding HSBA dont matter as they are unlikely to pay a cash interim dividend.

At the bottom of the bear market in 1975 the average P/E was under 4 and dividend yield was over 13%. With ICI yielding 13.4%, Tarmac 17.7% and Lex Service 43.6%. Worth bearing in mind when trying to work out how low we could go.

A big turnaround in lloy sp from over 6% down to over 5% up, looks like some bargain hunting.

Yeah but inflation was in double figures in the seventies too wasn't it spitfire ?

Hi ya whats the divi date for barclays Thanks magggiebt4

It was Dil, but the real figure now would be nearer 8%.

I was a bit greedy yesterday with 248p which the sp didn't reach, never mind. Allways next time.

Market doesn't seem too inspired by results with sp down 13p tp 307p at the moment. I was surprised that the divi was increased by 2%, a statement of confidence perhaps.

You never know I may still get my 248p purchase price on a bad day in the markets, especially when other banks may report much worse than lloy.

With writedowns of 585m the profits came in at 599m, about 200m under predictions, but I would hope this is lloy just being very prudent.

I've got my Lloyds shares in their dividend re-investment scheme, if everyone has them in that scheme, Lloyds aren't rearly paying anything out.

spitfiore43 - check, but I think it's the interim div that's increased, and that is often smaller anyway. However, I agree it looks OK.
+yr purchase price looks v.attractive.......remind me when [LLOY] gets there(!).

SP recovered somewhat now, about 325 so anyone buying at their Low has done well enough.

Reinvestment plans (DRIP) are convenient, but watch that the sp always rises when the Divi-shares are created - the MM's know X-Millions will be needed, so the price rises - hence you don't get all of yr dividend...the MM get some too!
For this reason, I like Cash.

The higher estimates were from early-day projections.....it's good they have managed to maintain their Dividend - the cash is needed by Pension Funds etc,