To get the thread rolling on this stock - of those people who had windfalls, or ahve invested in the stock at flotation or since - it would be interesting to know what your thoughts are.

For those that were and are eligible for the 5% discount this time next year (+ the dividends beforehand), are you planning to sell at this level or hold. Are others buying at this price?

My own money is that the 5% share top up next year together with a divi of perhaps 4% (on flotation price) makes these shares a hold - and if enough other shareholders feel the same it is likely that there will not be much stock for others to purchase and the price will hopefully rise further. But what are the thoughts of others?

Half Yearly Report part 1 of 5

Delivering value for customers and shareholders

Continuing growth in assets under administration

· Group assets under administration of £204.2bn (FY 2011: £198.4bn)

· Long-term savings new business sales of £10.1bn (H1 2011: £11.2bn)

· Long-term savings net inflows of £1.6bn1 (H1 2011: £2.9bn1)

· Standard Life Investments third party net inflows of £0.6bn1 (H1 2011: £2.9bn1)

Standard Life Investments third party assets under management (AUM) of £74.3bn (FY 2011: £71.8bn) with increasing asset class and geographic reach

Operating profit2 increased by 15%

· Fee based revenue increased to £620m (H1 2011: £611m)

· Lower unit and absolute costs with acquisition expenses of 146bps (FY 2011: 169bps) and maintenance expenses of 43bps (FY 2011: 46bps)

· Operating profit before tax up 15% to £302m (H1 2011: £262m) helped by a significant improvement in UK performance

· IFRS profit after tax attributable to equity holders up 28% to £254m (H1 2011: £199m)

Capital and cash generation up 53%, dividend up 6.5% and strong balance sheet

· EEV operating capital and cash generation 53% higher at £295m (H1 2011: £193m)

· Interim dividend up 6.5% to 4.90p

· IGD surplus of £3.0bn (FY 2011: £3.1bn) remained relatively insensitive to market movements


Delivering for our customers

· Now have 205,000 customers on platforms with £12.8bn in assets under administration

· Continued growth in SIPP, helping to increase assets to £18bn

· MyFolio has attracted assets of £1.5bn since launch in October 2010 and GARS AUM exceeds £17bn

3 year highs at open.

have held these - and forgotten about them - since the launch ..... it's been a crap investment

I bought at 227 - so quite pleased, plus the5% + yield.

the launch price was 240 by the looks oif it, and yes there was indeed a 5% bonus issue after year 1 ..... however, though the yield is pretty good, the capital growth is almost non-existent ...... still, i guess it's better than holding SEO (or whatever they call themselves now) or RR or GOO or PXS or a stack of other total stinkers that have been board faves at one time or another

Ex dividend next Wednesday (22ND)

Take your pick.

Panmure Gordon upgrades to Buy TP 295p

Deutsche Bank retains its Hold TP 250p.

Closed @272 - hoping to buy back lower.

skinny,
are you back into SL yet?
I've been holding since the early 190's so quite happy with my investment.
Not so happy with others but that's life!
TT

Not yet - I'm watching a few more imminent dividend plays atm.

Interim Management Statement

Ready for market and regulatory changes

Continuing growth in assets under administration

-- Group assets under administration of GBP211.9bn (31 December 2011: GBP198.4bn, 30 June 2012: GBP204.2bn)

-- Long-term savings new business sales of GBP14.4bn (2011: GBP15.5bn)
-- Long-term savings net flows of GBP2.5bn(1) (2011: GBP3.4bn(1) )
-- Standard Life Investments third party net inflows of GBP3.2bn(1) (2011: GBP3.4bn(1) )
-- Standard Life Investments third party assets under management (AUM) of GBP78.8bn (31 December 2011: GBP71.8bn, 30 June 2012: GBP74.3bn) with increasing asset class and geographic reach

Strong balance sheet

-- IGD surplus of GBP3.4bn (31 December 2011: GBP3.1bn, 30 June 2012: GBP3.0bn) remains relatively insensitive to market movements

-- IGD surplus includes CAD$400m subordinated debt issue in Canada
Successful transition to auto enrolment and Retail Distribution Review (RDR) readiness

-- Ready for auto enrolment and RDR with adviser charging now live on our Wrap platform
-- Agreement with RBS Group to provide RDR-ready proposition combining platform and risk-based investment solutions

Delivering for our customers

-- MyFolio has attracted assets of GBP1.9bn since launch in October 2010
-- Standard Life Investments launched an Emerging Market Debt Fund, broadening our investment offering

-- Expanded our mutual funds range in Canada with two new fixed income funds and increased market share

-- Asia and Emerging Markets business won 'Best for adviser support/customer service' in the UK offshore and Asia categories at the International Adviser Life Awards, and is now open for business in Singapore

-- HDFC Life increased its share of the private individual market to 17%(2) and was awarded 'Best life insurance provider - private sector' at the India Best Bank and Financial Institution Awards

Standard Life maps strategy for new pensions era after jobs axed

Published on Thursday 22 November 2012 00:00

STANDARD Life, the Edinburgh-based insurance giant, has confirmed plans to cut 139 jobs as it restructures its UK business in preparation for radical reforms in the pensions industry.

The group said it needed to introduce “more streamlined and flexible organisational structures” to meet the twin challenges of the retail distribution review (RDR), which will ban commission payments to financial advisers from next year, and new rules forcing employers to provide pensions for all eligible members of staff.

It emerged last month that sales of Standard Life’s corporate pensions tumbled 38 per cent to £635 million during the third quarter as companies put their plans on hold ahead of the “auto-enrolment” shake-up, but the group insisted it was well-placed to benefit from the changing regulatory landscape.

I held the free issue and reinvested the divi into stock to nullify the disastrous endowment plan held with them. Although my heart says they have scewed me and thousands of others over, my head says they are certainly worth considerering as a place to stash the pittance when it pays out next year.But with much else at this time its a gamble.Who knows what other grubby little banking secrets are waiting to pop out of the hat.

I never did buy back here!

I've just banked my divi on these - have held them for years. Nice chart!

Final Results - Part 1 of 5

Delivering substantial growth in profits and increasing dividends

Operating profit1 increased by 65% with profit growth across all business units

· Fee based revenue increased to £1,271m (2011: £1,205m)

· Lower unit and absolute costs with acquisition costs of 156bps (2011: 169bps) and maintenance costs of 45bps (2011: 46bps)

· Operating profit before tax up 65% to £900m (2011: £544m) driven by a significant improvement in UK performance, and the continuing growth of Standard Life Investments, as well as previously announced management actions in Canada and UK

· IFRS profit after tax attributable to equity holders up 134% to £698m (2011: £298m)
Record assets under administration and Standard Life Investments third party assets under management

· Group assets under administration of £218.1bn (2011: £198.4bn)

· Long-term savings new business sales of £19.3bn (2011: £19.7bn)

· Long-term savings net inflows of £2.6bn2 (2011: £4.0bn2) including gross inflows of £20.3bn2 (2011: £20.6bn2)

· Standard Life Investments third party net inflows of £6.1bn2 (2011: £4.3bn2) including 62% from outside UK

· Standard Life Investments third party assets under management (AUM) of £83.0bn (2011: £71.8bn) with increasing asset class and geographic reach
Strong balance sheet and capital and cash generation up 68%

· EEV operating capital and cash generation 68% higher at £734m (2011: £438m)

· Issued £500m lower tier 2 subordinated debt in the UK and CA$400m lower tier 2 subordinated debt in Canada, taking advantage of strong demand from investors and improved pricing conditions

· IGD surplus of £4.1bn (2011: £3.1bn) remained relatively insensitive to market movements
Progressive dividend up 6.5%

· Final dividend up 6.5% to 9.80p, making a total of 14.70p for the year (2011: 13.80p)
Special dividend of 12.80p (£302m)

· Strong capital position supports special dividend of 12.80p (£302m)

Fantastic results this morning...

Standard Life plc

Preliminary Results 2012

7 March 2013

Part 1 of 5

Delivering substantial growth in profits and increasing dividends

Operating profit1 increased by 65% with profit growth across all business units

· Fee based revenue increased to £1,271m (2011: £1,205m)

· Lower unit and absolute costs with acquisition costs of 156bps (2011: 169bps) and maintenance costs of 45bps (2011: 46bps)

· Operating profit before tax up 65% to £900m (2011: £544m) driven by a significant improvement in UK performance, and the continuing growth of Standard Life Investments, as well as previously announced management actions in Canada and UK

· IFRS profit after tax attributable to equity holders up 134% to £698m (2011: £298m)

Record assets under administration and Standard Life Investments third party assets under management

· Group assets under administration of £218.1bn (2011: £198.4bn)

· Long-term savings new business sales of £19.3bn (2011: £19.7bn)

· Long-term savings net inflows of £2.6bn2 (2011: £4.0bn2) including gross inflows of £20.3bn2 (2011: £20.6bn2)

· Standard Life Investments third party net inflows of £6.1bn2 (2011: £4.3bn2) including 62% from outside UK

· Standard Life Investments third party assets under management (AUM) of £83.0bn (2011: £71.8bn) with increasing asset class and geographic reach

Strong balance sheet and capital and cash generation up 68%

· EEV operating capital and cash generation 68% higher at £734m (2011: £438m)

· Issued £500m lower tier 2 subordinated debt in the UK and CA$400m lower tier 2 subordinated debt in Canada, taking advantage of strong demand from investors and improved pricing conditions

· IGD surplus of £4.1bn (2011: £3.1bn) remained relatively insensitive to market movements

Progressive dividend up 6.5%

· Final dividend up 6.5% to 9.80p, making a total of 14.70p for the year (2011: 13.80p)

Special dividend of 12.80p (£302m)

· Strong capital position supports special dividend of 12.80p (£302m)

Great results here today,,,,,,,,have held for years and no intention of selling,,,,,,,,

.

Err!