Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

I must apologise again Greek I will take your criticism on the chinand except for the time beingthis thread is damagedAM is a good site and Michael seems to be a fair personin answer to you post Gausie will never get bannedhe has posted up AM would not and could not say anything blah blahhe is not a Director but talks as if he is in chargehe threatened Clubby telling himClubby you have gone to far we have your home address and can send someone to see you at any time so watch your back.
G.
We have your home addresswho are we?and why would Gausie put AM at risk?
How can you let that carry onI would like to know from an ex. Policemans point of view?

Greekman

You have summed it up spot on ... there seems to be double standards here at MoneyAm for reasons best known to them.

Tabby - your claims are pure fantasy.

Have any of you realised how ridiculous you all sound?

Like a kids spat in a playground.

Perhaps you should take a step back and ask yourselves why you feel it necessary to post all through the weekend desperately trying not to lose face/wind each other up when in fact most of us mere mortals were out and about enjoying ourselves with friends and family.

Christ, thank god I don't suffer from the level of insecurity and paranoia that some of you do.

Well said, Aldwickk/Dealerdear.

Clubby.Ashley is very unwellcant say much more than that?sensitive subject with Gausie... lollooks like you are doing pretty goodkeep it up

It looks like some keep bricks in their handbags!

A Rip off or what.

Saga Vehicle Insurance.

With 3 month less 3 days of cover left on my car insurance, I canceled my policy as I have disposed of the vehicle.
The refund amount was 51.50p. After 3 weeks I checked why my refund had not been received.
I was informed that it had not been sent due to an admin error, but I would receive 1.50p within a few days, as they were charging me a 50 cancellation fee. They reminded me that it was in their policy conditions. I am a bit of a fanatic when it comes to reading the small print, but who reads cancellation charge details when they think they will not be canceling.
So Saga charge just over 50% of the 97.50p basic state pension to cover what in generous terms would be no more than 15 mins clerical/admin work.
I used to work in Insurance so I know how little time it takes to cancel a policy.
I expected to receive less than 3 months premium back, but the amount charged is ridiculous.
What a rip off.
Never again will I give my business to this company.

Note... On a certain review site, I have rarely seen a company receive such low ratings on just about every department, from customer service to high cancellation charges. (1.4 out of 5 from 53 reviews).
So if you are considering insurance with Saga, beware.

I agree 100% but I think it is fairly standard.

I'm with Swinton and I think their cancellation charge is 50 as well.

We have a daughter just turned 17 and beginning driving. We downsized one car to reduce future premiums. A previous company we used would not cover a 17 year old when we asked back in February when the policy was due for renewal. At that stage we did an online dummy quote for a seventeen year old and RAC (or whoever underwrites them) quoted as well as anyone. We then took a policy with RAC with verbal assurances that we would be able to add the seventeen year old to the policy when she turned seventeen for a similar quote. Last Friday we attempted to follow up on this but RAC now refuse to cover a seventeen year old. We have made a complaint and so far they are listening to the tapes from back then and we are still waiting to hear but would allege that we were sold insurance under false pretences. Now, I know that young drivers have a dreadful record but if you think about it is quite dismal that RAC, supposedly an organisation representing drivers will not offer insurance to this category of drivers.

Both the RAC and Saga were taken over a couple
of years ago. They are obviously maximising (scr*wing)
their customers on the good reputations of the
original owners.

I kicked Saga into touch a year ago.

Hodgkins; I added my 17 years old to my wifes car through Admiral, no problem. Insurance though went up from 230 to 800 fully comp!!

I told my 17 year old that it was illegal for any teenager to drive their parents' car.

My cunning plan lasted for about 10 seconds by the way! :o)

"He hasn't got any ice cream or lolly pops left. That's why he is playing the music."

Sorry wrong thread in all the excitement!!

your fault greek for being over 50.....

Balerboy,

Actually over 60, but according to my wife I have a thought process about the same level as my granddaughter who is 18 months. Come to think of it, she has started to look at me as if, I am loosing it, my granddaughter that is, not the wife.
But there again.

On a serious note. Over 30 years ago I joined Giro bank, mainly due to the fact that my then fiancee's father was responsible for setting it up.
My fiancee (now my wife) had her account several years earlier.
Over the next 20 or so years we experienced no problems whatsoever. It then changed to Alliance and Leicester, again no problems apart from a small hitch regarding a direct debit, it happens!
But then along came Santander who took over Alliance among others. Within a space of about 18 months we had a couple of problems re charges and accounts.
On Monday I rang the bank Hell Line (spell checker found help line but hell line fits better, so left it as is), who stated our account was still an Alliance Account although we had received a letter informing us that the account had changed to Santander. We were passed to a Alliance and Leicester adviser, who informed us they could not help as it was a Santander account. He put us back to Alliance who said bla bla and put us back to etc etc. After 40 minutes continually being polite but forceful, we were cut off.
That afternoon we went into a Santander Branch to close our accounts. We were queuing for 20 minutes before being told they could not close an account at the counter and we would have to see an adviser. Another 15 mins and an adviser told us she could not close the account either, as their system would not allow it.
Onto another branch of Santander, were the counter clerk said no problem re closing the accounts. The computer then told her 'account could not be closed'.
We asked if we could withdraw all funds. She could only do this by bypassing the system She transfered the money into a holding account, then issue a cheque from that account.
We were then told that within a few days we would receive a letter informing us of account closure accompanied by a cheque for 'nothing'. That right nothing, zero, zilch, as the computer would then know that the account which was being closed, would have no money in it.
All through this rigmarole, we got the impression the staff had almost given up on the system. One of the staff told us they had, had many similar problems.
If anyone is thinking of changing banks I suggest you look on review sights, where Santander is one of the worse rated banks there is.
I appreciate this was a lengthy post, but I am so annoyed at the ineptitude of Santander, I needed to get my moan out in the open.

Note... I wonder how much cash the big wigs who run (sic) Santander will award themselves when bonus time comes round.

So this week trouble re Saga and Santander. They say, everything comes in three's, so whoe's next.

ME!

Greekman,

This is like mine but mine is black only 10 ....