Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

I am thinking of going to my mortgage lender latter today with the following idea for a new type of payment plan.
This plan would greatly assist anyone who is having difficulty playing off their mortgage.
Say they owe 100,000 over 10 years. Lend them 200,000, repayments over 20 years, at the same rate, resulting that they then pay back the initial 100,000 straight away.
Of course they would still be paying the same amount monthly, but they would have another 100,000 to spend as they wish. Of course they could invest this money, which would over the 20 year term make money that could result in paying off the mortgage earlier than the 20 year term.
Both the lender and borrower would benefit.
Of course the temptation would be to spend some or all of the extra 100,000, which would result in the debt increasing due to the earnings of the borrower spiraling downward due to the general world financial situation.
Still no problem as the borrower could then go back for a further loan, say 300,000 as promised if required, add ad infinitum.

For lender read banks, and therefore the Tax Payer.
For Borrower read Greece, and soon Ireland, Spain, Portugal and perhaps a couple more.

Of course things will turn out OK, as obviously the Greek Government as promised will not waste the money, but will invest it wisely into growth, all backed by the Greek people, agreeing to all the austerity measures, such as retiring at 65 or later, taking drastic pay cuts and of course paying all their taxes.
The other EU countries, mainly Germany and France will of course readily accept that they will be paying for their far poorer partners for many years to come.

So there is absolutely nothing wrong with the latest bailout plans.
The EU problem re self financing is solved.

Simples

No doubt many of you have received spam e-mails re bank security problems, you have won a lottery prize etc.
Just lately I have received an increase of these e-mails, so I decided to have a bit of fun with a couple of them.
I have replied with completely false info, re name, address and so on.
Playing a thicky, after all I have informed them I am a 82 year old who obviously due to my grammar is a few pence short of a Greek Bond, it has taken several e-mails for them to elicit my bank details, all false of course.
My they are so polite and patient!

I am hoping that my replies will at least waste a bit of their time.
As to wasting my time, I have my own pro-forma replies.

Advice please

I never open any attachments to these e-mails, but my query is, could I be leaving my computer open to either a virus, hacking or both even if I only open the e-mail itself.

Would appreciate views.
Thanks in anticipation.

Greek.

Well, the people who do this stuff to make their money are certainly high risk players, IMHO. And who knows at what kind of level is their playing field?

My advice to myself, would be "Definitely do not get involved with them, in any way, shape or form."

But there again, I think you're an ex-copper, aren't you? Shouldn't you should be telling/advising this to us. ;-)

" Well I think that there are not enough warnings on tv or in the papers about the dangers of pot, cocaine or any of the other crap that mainly young people seem to find it necessary to indulge in....."

You must be joking , they know all about the dangers

Also Alcohol ,smoking and being obese is a far bigger killer [ and its legal ]

Norway gunman 'has accomplices'

Norwegian police are investigating claims by Anders Behring Breivik, who has admitted carrying out Friday's twin attacks in Norway, that he has "two more cells" working with him.

Hi ExecLine,

Firstly your post re The Greek bailout is spot on.

As to not getting involved with the e-mail spammers, I sort of agree, the thing is I am becoming more and more fed up with them. They annoy me as much as those cold callers by telephone, who I have also started to mess with. At present I am in negotiations with an 'accident chaser' who is putting me in touch with a 'no win, no fee' solicitor after no doubt receiving a nice fat commission.
Again, I am inventing an accident. I got this idea from a newspaper, who had made several false claims in order to show that there were connections between insurance companies, hospitals and these n win no fee solicitors. Of course I will only let it go so far. If I can be cold called and told by someone who does not know me from Adam, that they can help me with an accident that I have never had, then hard luck on them.
Why should about 25% of any insurance premium that I pay, go to commission to these people.
Perhaps if we all did the same, it would result in them only contacting genuine accident victims.
Its no good waiting for the government to do anything, after all they aren't hacking government ministers and MPs phones are they.

So I will, at least till I get fed up, continue to contact them although as all my details are false, it is not like I am getting involved with them. After all they contacted me.
Must go, as I am about to apply for a bond, I knew nothing about, from what I think is a very kind Jamaican Solicitor who has discovered I can claim this bond of 1,5000,000 by sending him my bank details so that amount can be transfered to me.

Note.............I read some time ago that these e-mails could be forwarded to an organization that would spam them back. Unfortunately, I have lost their e-mail address. Anyone know or heard anything about them.

Edited. A friend has just sent me this. It explain why that 'spamming the spammers' site now can't be found.

http://www.guard-privacy-and-online-security.com/spam-spammers.html

Regards Greek.

Greek - I don't know if you saw the recent Panorama, if not, have a watch - Panorama - The Great Car Insurance Swindle

Hi Skinny,

Yes, I did see it. It did show just how big a racket it is. It also showed how easy it would be for the government to do something about it.
But like everything, fuel cost, energy cost and the like, they won't do anything because the more these items cost, the more tax revenue they take from the companies involved, and of course the extra VAT.

Greek.

I (think) it was that Panorama that showed the business that has grown up, whereby as soon as you have any kind of accident, a whole new industry springs into life. Whether it be the recovery man, your insurance company or even the police supplying your information, you will invariably be contacted by an "accident chaser" of one sort or another.

My two boys are at Lords today. Entry is free of under 16 and 20 for the rest. One of their friends has access to an unused box via their father's company. Six of their friends are sharing the box. It is fully catered with breakfast, three course lunch, afternoon teas and a free bar including free champagne. Unfortunately as the they are all around about 16 they can't use the bar. It should cost about 900 a day each and they have had it for 5 days for free.

I sent a text to one of my sons saying that on the TV it looked like there was an LBW. He replied, "yes I know - we have a TV in the box".

They sound as if they could become MPs.

The last time I was at Twickenham, we watched the majority of the game on one of the many plasmas in the box.

From http://www.guardian.co.uk/media/2011/jul/23/phone-hacking-piers-morgan-mirror

Phone hacking also rife under Piers Morgan at Mirror, claims ex-reporter
Former City Slicker reporter offers evidence for public inquiry, alleging phone hacking was widespread at Mirror and People
Saturday 23 July 2011 12.38 BST

Phone hacking was not confined to the News of the World but was widespread at other newspapers, including the Daily Mirror, a former Mirror reporter has claimed.

James Hipwell, who worked as a financial journalist under the editorship of Piers Morgan, said the practice was "seen as a bit of a wheeze" and offered to give evidence to the public inquiry into hacking ordered by David Cameron.

Hacking also took place at other titles in the newspaper group, including the People, he alleged.

"You know what people around you are doing," he told the Independent. "They would call a celebrity with one phone and when it was answered they would then hang up.

"By that stage, the other phone would be into [the celebrity's] voicemail and they would key in the code, 9999 or 0000. I saw that a lot."

He added: "It was seen as a bit of a wheeze something that was slightly underhand but something many of them did. What a laugh.

"After they'd hacked into someone's mobile, they'd delete the message so another paper couldn't get the story. There was great hilarity about it."

Piers Morgan, a former editor of the Mirror, and the News of the World, has strenuously denied any link to the phone-hacking scandal.

Hipwell said he had chosen to speak out as he was sick of all the "lies".

The death of phone-hacking whistleblower Sean Hoare fuelled his decision to talk about what went on, he said, condemning the way the former News of the World journalist had been treated as "disgraceful".

Trinity Mirror denied its journalists had broken the law. A spokesman said: "Trinity Mirror's position is clear. Our journalists work within the criminal law and the PCC (Press Complaints Commission) code of conduct."

Trinity Mirror added that Hipwell's claims were "totally unsubstantiated".

Hipwell was jailed for six months in February 2006 for pocketing nearly 41,000 by repeatedly purchasing low-priced stocks, recommending them to readers in the Mirror's City Slickers column and then quickly selling them as values soared.

Be interesting to see the economic figures, a little later to-day.

I think Dodgy Dave has be looking for Georgie Boy. The latter is locked in a dark, room checking his CV. Perhaps, he can get some references from Muddydock and Brooksie for his next job.

It is good to see Dodgy Dave and Georgie Boy so confident about the economic recovery.

We know which schools they went to, but which planet are they from.

Also, good to see that Osborne could make time to see the Murdoch "group" for advice on 17 times in recent months.

I wonder what he was selling to them.

Smells like what the dog left behind.

The last person leaving needn't turn the light out. There won't have paid the electricity bill.

The poor man of Europe is looking sicker and that is before they are bled by the future cuts.
==============

Apparently, Vince Cable is laughing in the corner waiting for the call to be Chancellor in order to try an bail out the government.


Another interesting point is the tory back benches are claiming the Cabinet are "elitist" and to "right" and won't listen to them.

That is a laugh, when you look at the tory back benches!

Osborne pleased with positive economic growth.

Do you think Murdock was asking Osborne on how he should run NI?

Was he getting paid for any advice given?

Or perhaps a promise note?

Not much value now.

Rupert Murdoch says he is touched by some of the messages on Amy's phone.....

Always thought Muddy was a man from another World.

Now I know that this is truely the talk to yourself thread!
ExecLine- 25 Jul 2011 10:55 - 11802 posts exactly the same thing I did!
This_is_me- 23 Jul 2011 19:02 - 11785 of 11822