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Halifax posts softer 2026 UK house price rise guidance than Nationwide

ALN

The UK housing market performed broadly in line with expectations over the last year, while property prices are anticipated to climb modestly in 2026, Halifax said Monday.

The average UK house price saw limited growth of 0.7% in 2025 to a new high of £299,892, with market activity influenced by stamp duty changes. Activity remained close to pre-pandemic levels, Halifax said.

It added that it expects property prices in the UK to rise by a modest 1% to 3% in 2026. That is a tad below Nationwide’s guidance, which on Monday said it expects between 2% and 4% growth for 2026.

Amanda Bryden, head of Halifax Mortgages said: ‘While wage growth is expected to slow and unemployment may edge higher, lower interest rates and easing inflation should help to gradually improve homebuyers’ purchasing power.’

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