| Name | % Chg |
|---|---|
| Aviva Inv Asia Pac Prop I Acc GBP | 116.83% |
| Aviva Inv Asia Pac Prop I GBP | 116.81% |
| Baillie Gifford American C Acc | 116.48% |
| Aviva Inv Asia Pac Prop A Acc GBP | 116.11% |
| Aviva Inv Asia Pac Prop A GBP | 115.91% |
| Baillie Gifford American W3 Acc | 115.87% |
| Baillie Gifford American W3 Inc | 115.82% |
| Baillie Gifford American B Acc | 115.45% |
| Baillie Gifford American B Inc | 115.44% |
| Aviva Inv Asia Pac Prop A A EUR | 115.17% |
| Name | % Chg |
|---|---|
| Baillie Gifford American C Acc | 222.74% |
| Baillie Gifford American W3 Inc | 218.49% |
| Baillie Gifford American B Inc | 217.94% |
| Baillie Gifford American B Acc | 217.92% |
| Baillie Gifford American A Acc | 208.58% |
| Baillie Gifford LgTrmGblGrwInv C A | 160.11% |
| Baillie Gifford LgTrmGblGrwInv C I | 160.06% |
| Baillie Gifford LgTrmGblGrwInv B A | 155.34% |
| Baillie Gifford PostivChng C A | 152.92% |
| Baillie Gifford PostivChng B I | 149.24% |
| Name | % Chg |
|---|---|
| Baillie Gifford American C Acc | 503.27% |
| Baillie Gifford American W3 Inc | 488.55% |
| Baillie Gifford American B Inc | 487.54% |
| Baillie Gifford American B Acc | 487.46% |
| Baillie Gifford American A Acc | 459.73% |
| Baillie Gifford Gbl Discovery C Acc | 320.90% |
| Baillie Gifford Gbl Discovery C Inc | 320.41% |
| Baillie Gifford Gbl Discovery B Acc | 305.44% |
| Baillie Gifford Gbl Discovery B Inc | 305.42% |
| AXA Framlington Gbl Tech A Acc | 302.85% |
| Fund name | Sector name | Crown Rating | Performance 1Y (%) | Yield (%) |
|---|---|---|---|---|
| TM Northern Lights A Inc | Mixed Investment 20-60% Shares | -2.21 | 2.83 | |
| TM Northern Lights B Inc | Mixed Investment 20-60% Shares | -2.28 | 2.84 | |
| TM Oak | Global | 14.10 | 0.00 | |
| TM Oenoke Acc | Mixed Investment 40-85% Shares | 8.51 | 1.00 | |
| TM Oenoke Inc | Mixed Investment 40-85% Shares | 8.51 | 1.10 | |
| TM Optima Balanced Acc | Mixed Investment 20-60% Shares | 3.06 | 2.30 | |
| TM Optima Balanced B Acc | Mixed Investment 20-60% Shares | 3.80 | 1.70 | |
| TM Optima Balanced B Inc | Mixed Investment 20-60% Shares | 3.77 | 1.80 | |
| TM Optima Balanced C Acc | Mixed Investment 20-60% Shares | 4.07 | 0.00 | |
| TM Optima Balanced C Inc | Mixed Investment 20-60% Shares | 4.04 | 0.00 | |
| TM Optima Balanced Inc | Mixed Investment 20-60% Shares | 3.05 | 2.30 | |
| TM Optima Growth Acc | Mixed Investment 40-85% Shares | -3.00 | 0.30 | |
| TM Optima Growth B Acc | Mixed Investment 40-85% Shares | -2.24 | 0.70 | |
| TM Optima Growth B Inc | Mixed Investment 40-85% Shares | -2.24 | 0.30 | |
| TM Optima Growth C Acc | Mixed Investment 40-85% Shares | -1.98 | 0.00 | |
| TM Optima Growth Inc | Mixed Investment 40-85% Shares | -2.96 | 0.30 | |
| TM Optima Income Acc | Mixed Investment 0-35% Shares | 5.02 | 2.80 | |
| TM Optima Income B Acc | Mixed Investment 0-35% Shares | 5.74 | 2.00 | |
| TM Optima Income B Inc | Mixed Investment 0-35% Shares | 5.78 | 1.40 | |
| TM Optima Income C Acc | Mixed Investment 0-35% Shares | 5.96 | 0.00 | |
| TM Optima Income C Inc | Mixed Investment 0-35% Shares | 5.94 | 0.00 | |
| TM Optima Income Inc | Mixed Investment 0-35% Shares | 5.00 | 3.00 | |
| TM Optimal Acc | Global | 0.00 | 0.00 | |
| TM Optimal Inc | Global | 0.00 | 0.00 | |
| TM Opus A | Flexible Investment | 5.62 | 1.30 | |
| TM ORD Acc | Global | 11.89 | 0.60 | |
| TM ORD Inc | Global | 11.89 | 0.60 | |
| TM Palfrey Acc | Mixed Investment 40-85% Shares | -2.16 | 2.50 | |
| TM Palfrey Inc | Mixed Investment 40-85% Shares | 0.33 | 2.90 | |
| TM Palm Inc | Flexible Investment | 17.32 | 0.60 | |
| TM PM A Acc | Mixed Investment 40-85% Shares | 2.68 | 1.80 | |
| TM PM A Inc | Mixed Investment 40-85% Shares | 5.97 | 0.50 | |
| TM PM B Acc | Mixed Investment 40-85% Shares | 18.33 | 1.20 | |
| TM PM B Inc | Mixed Investment 40-85% Shares | 18.33 | 0.30 | |
| TM Preservation A 2010 Acc | Flexible Investment | 7.54 | 0.00 | |
| TM Preservation A 2010 Inc | Flexible Investment | 7.37 | 0.40 | |
| TM Private Portfolio A2000 Inc | Mixed Investment 40-85% Shares | 7.72 | 0.10 | |
| TM Progressive UK Sm Companies A | UK Smaller Companies | -0.02 | 0.92 | |
| TM Rectory Sustainability Acc | Flexible Investment | 16.01 | 0.00 | |
| TM Rectory Sustainability Inc | Flexible Investment | 16.69 | 0.00 | |
| TM RWC GlEInc E A | Global Equity Income | 0.00 | 0.00 | |
| TM RWC GlEInc E I | Global Equity Income | 0.00 | 0.00 | |
| TM RWC GlEInc L A£ | Global Equity Income | 0.00 | 0.00 | |
| TM RWC GlEInc L I£ | Global Equity Income | 0.00 | 0.00 | |
| TM RWC GlEInc R A£ | Global Equity Income | 0.00 | 0.00 | |
| TM RWC GlEInc R I£ | Global Equity Income | 0.00 | 0.00 | |
| TM RWC GlEInc S A£ | Global Equity Income | 0.00 | 0.00 | |
| TM RWC GlEInc S I£ | Global Equity Income | 0.00 | 0.00 | |
| TM RWC UK Equity Income L Acc | UK Equity Income | -4.70 | 0.00 | |
| TM RWC UK Equity Income L Inc | UK Equity Income | -4.70 | 0.00 |
| Fund name | 1 day return (%) | 1 week return (%) | 1 month return (%) | 3 months return (%) | 6 months return (%) | Price date |
|---|---|---|---|---|---|---|
| TM Northern Lights A Inc | -0.25 | -1.67 | -1.06 | 7.46 | 5.33 | 29/01/2021 |
| TM Northern Lights B Inc | -0.25 | -1.66 | -1.06 | 7.45 | 5.32 | 29/01/2021 |
| TM Oak | -2.36 | -2.36 | 1.53 | 6.92 | 8.88 | 29/01/2021 |
| TM Oenoke Acc | 0.27 | -1.72 | -0.71 | 9.21 | 9.10 | 29/01/2021 |
| TM Oenoke Inc | 0.25 | -1.72 | -0.71 | 9.20 | 9.11 | 29/01/2021 |
| TM Optima Balanced Acc | -0.75 | -1.54 | -0.38 | 5.65 | 4.76 | 29/01/2021 |
| TM Optima Balanced B Acc | -0.76 | -1.55 | -0.30 | 5.81 | 5.13 | 29/01/2021 |
| TM Optima Balanced B Inc | -0.78 | -1.61 | -0.34 | 5.78 | 5.15 | 29/01/2021 |
| TM Optima Balanced C Acc | -0.80 | -1.58 | -0.30 | 5.90 | 5.23 | 29/01/2021 |
| TM Optima Balanced C Inc | -0.77 | -1.59 | -0.33 | 5.88 | 5.25 | 29/01/2021 |
| TM Optima Balanced Inc | -0.76 | -1.57 | -0.39 | 5.59 | 4.78 | 29/01/2021 |
| TM Optima Growth Acc | -1.30 | -2.67 | -1.11 | 8.43 | 5.97 | 29/01/2021 |
| TM Optima Growth B Acc | -1.32 | -2.65 | -1.04 | 8.55 | 6.40 | 29/01/2021 |
| TM Optima Growth B Inc | -1.31 | -2.64 | -1.04 | 8.59 | 6.39 | 29/01/2021 |
| TM Optima Growth C Acc | -1.25 | -2.61 | -1.02 | 8.70 | 6.52 | 29/01/2021 |
| TM Optima Growth Inc | -1.30 | -2.66 | -1.09 | 8.38 | 5.96 | 29/01/2021 |
| TM Optima Income Acc | -0.27 | -0.79 | -0.33 | 3.72 | 3.58 | 29/01/2021 |
| TM Optima Income B Acc | -0.25 | -0.75 | -0.31 | 4.01 | 3.94 | 29/01/2021 |
| TM Optima Income B Inc | -0.19 | -0.67 | -0.32 | 4.05 | 3.96 | 29/01/2021 |
| TM Optima Income C Acc | -0.25 | -0.68 | -0.31 | 4.10 | 4.03 | 29/01/2021 |
| TM Optima Income C Inc | -0.20 | -0.67 | -0.29 | 4.12 | 4.01 | 29/01/2021 |
| TM Optima Income Inc | -0.24 | -0.76 | -0.36 | 3.77 | 3.50 | 29/01/2021 |
| TM Optimal Acc | 0.10 | - | - | - | - | 21/01/2021 |
| TM Optimal Inc | 0.10 | - | - | - | - | 21/01/2021 |
| TM Opus A | -1.17 | -1.17 | -0.37 | 2.99 | 5.69 | 29/01/2021 |
| TM ORD Acc | -0.62 | -2.36 | -0.81 | 7.67 | 10.45 | 29/01/2021 |
| TM ORD Inc | -0.62 | -2.36 | -0.82 | 7.69 | 10.44 | 29/01/2021 |
| TM Palfrey Acc | -1.32 | -2.67 | -2.86 | 4.76 | 3.46 | 29/01/2021 |
| TM Palfrey Inc | -1.32 | -2.67 | -1.79 | 5.91 | 4.59 | 29/01/2021 |
| TM Palm Inc | -0.19 | - | 1.68 | 7.70 | 12.57 | 04/12/2020 |
| TM PM A Acc | -4.62 | -4.80 | -4.13 | 1.76 | 2.12 | 27/01/2021 |
| TM PM A Inc | 0.04 | -1.76 | -1.06 | 5.02 | 5.41 | 29/01/2021 |
| TM PM B Acc | -0.04 | -1.60 | 0.75 | 6.69 | 4.93 | 29/01/2021 |
| TM PM B Inc | -0.04 | -1.60 | 0.75 | 6.69 | 4.93 | 29/01/2021 |
| TM Preservation A 2010 Acc | 0.73 | -1.58 | -0.62 | 9.44 | 12.44 | 29/01/2021 |
| TM Preservation A 2010 Inc | 0.73 | -1.59 | -0.66 | 9.39 | 12.33 | 29/01/2021 |
| TM Private Portfolio A2000 Inc | -0.58 | -1.60 | -0.58 | 8.03 | 12.12 | 29/01/2021 |
| TM Progressive UK Sm Companies A | -0.06 | - | -0.06 | 6.60 | 3.29 | 19/04/2016 |
| TM Rectory Sustainability Acc | 0.52 | -2.74 | -1.32 | 8.80 | 9.50 | 29/01/2021 |
| TM Rectory Sustainability Inc | 0.52 | -2.74 | -1.32 | 8.80 | 10.11 | 29/01/2021 |
| TM RWC GlEInc E A | -0.48 | -2.61 | -1.27 | - | - | 29/01/2021 |
| TM RWC GlEInc E I | -0.53 | -2.57 | -1.27 | - | - | 29/01/2021 |
| TM RWC GlEInc L A£ | -0.49 | -2.63 | -1.28 | - | - | 29/01/2021 |
| TM RWC GlEInc L I£ | -0.46 | -2.62 | -1.32 | - | - | 29/01/2021 |
| TM RWC GlEInc R A£ | -0.54 | -2.58 | -1.33 | - | - | 29/01/2021 |
| TM RWC GlEInc R I£ | -0.46 | -2.58 | -1.27 | - | - | 29/01/2021 |
| TM RWC GlEInc S A£ | -0.45 | -2.59 | -1.34 | - | - | 29/01/2021 |
| TM RWC GlEInc S I£ | -0.45 | -2.58 | -1.27 | - | - | 29/01/2021 |
| TM RWC UK Equity Income L Acc | 0.37 | -2.10 | 0.31 | 31.25 | 21.49 | 29/01/2021 |
| TM RWC UK Equity Income L Inc | 0.37 | -2.09 | 0.31 | 31.26 | 21.48 | 29/01/2021 |
| Fund name | Crown rating | 0-12m (%) | 12-24m (%) | 24-36m (%) | 36-48m (%) | 48-60m (%) |
|---|---|---|---|---|---|---|
| TM Northern Lights A Inc | -2.21 | 11.62 | -4.89 | 7.46 | 13.69 | |
| TM Northern Lights B Inc | -2.28 | 11.68 | -4.88 | 7.45 | 13.67 | |
| TM Oak | 14.10 | 15.16 | -2.56 | 7.28 | 26.94 | |
| TM Oenoke Acc | 8.51 | 16.75 | -4.24 | 11.04 | 24.89 | |
| TM Oenoke Inc | 8.51 | 16.74 | -4.26 | 11.09 | 24.84 | |
| TM Optima Balanced Acc | 3.06 | 10.67 | -2.76 | 6.92 | 9.63 | |
| TM Optima Balanced B Acc | 3.80 | 11.54 | -1.96 | 7.64 | 10.50 | |
| TM Optima Balanced B Inc | 3.77 | 11.55 | -2.00 | 7.64 | 10.46 | |
| TM Optima Balanced C Acc | 4.07 | 11.79 | -1.78 | 7.92 | 10.84 | |
| TM Optima Balanced C Inc | 4.04 | 11.06 | -3.98 | 7.87 | 9.56 | |
| TM Optima Balanced Inc | 3.05 | 10.67 | -2.78 | 6.92 | 9.57 | |
| TM Optima Growth Acc | -3.00 | 12.22 | -4.79 | 8.63 | 17.23 | |
| TM Optima Growth B Acc | -2.24 | 13.03 | -4.05 | 9.41 | 18.19 | |
| TM Optima Growth B Inc | -2.24 | 13.04 | -4.07 | 9.38 | 19.66 | |
| TM Optima Growth C Acc | -1.98 | 13.33 | -3.87 | 9.70 | 18.48 | |
| TM Optima Growth Inc | -2.96 | 12.15 | -4.79 | 8.55 | 17.29 | |
| TM Optima Income Acc | 5.02 | 7.91 | -1.41 | 4.66 | 5.41 | |
| TM Optima Income B Acc | 5.74 | 8.48 | -0.72 | 5.22 | 6.10 | |
| TM Optima Income B Inc | 5.78 | 8.56 | -0.79 | 5.31 | 6.06 | |
| TM Optima Income C Acc | 5.96 | 8.72 | -0.57 | 5.52 | 6.27 | |
| TM Optima Income C Inc | 5.94 | 8.76 | -0.61 | - | - | |
| TM Optima Income Inc | 5.00 | 7.87 | -1.41 | 4.69 | 5.39 | |
| TM Optimal Acc | - | - | - | - | - | |
| TM Optimal Inc | - | - | - | - | - | |
| TM Opus A | 5.62 | 12.83 | -3.92 | 10.33 | 23.28 | |
| TM ORD Acc | 11.89 | 16.83 | 1.88 | 12.14 | 24.05 | |
| TM ORD Inc | 11.89 | 16.81 | 1.89 | 12.11 | 24.03 | |
| TM Palfrey Acc | -2.16 | 10.72 | -5.93 | 6.15 | 13.08 | |
| TM Palfrey Inc | 0.33 | 14.10 | -3.04 | 9.16 | 16.64 | |
| TM Palm Inc | 17.32 | 10.83 | -2.81 | 15.17 | 19.13 | |
| TM PM A Acc | 2.68 | 15.61 | -3.10 | 9.65 | 20.02 | |
| TM PM A Inc | 5.97 | 15.60 | -3.06 | 9.60 | 20.06 | |
| TM PM B Acc | 18.33 | 6.00 | -6.82 | 4.73 | 17.70 | |
| TM PM B Inc | 18.33 | 6.12 | -6.83 | 4.62 | 17.70 | |
| TM Preservation A 2010 Acc | 7.54 | 17.07 | -4.42 | - | - | |
| TM Preservation A 2010 Inc | 7.37 | 16.96 | -4.60 | 9.30 | 12.95 | |
| TM Private Portfolio A2000 Inc | 7.72 | 15.72 | -4.56 | 9.29 | 12.26 | |
| TM Progressive UK Sm Companies A | -0.02 | 3.42 | 11.45 | 23.43 | -5.13 | |
| TM Rectory Sustainability Acc | 16.01 | 21.17 | -6.35 | - | - | |
| TM Rectory Sustainability Inc | 16.69 | 22.33 | -5.74 | - | - | |
| TM RWC GlEInc E A | - | - | - | - | - | |
| TM RWC GlEInc E I | - | - | - | - | - | |
| TM RWC GlEInc L A£ | - | - | - | - | - | |
| TM RWC GlEInc L I£ | - | - | - | - | - | |
| TM RWC GlEInc R A£ | - | - | - | - | - | |
| TM RWC GlEInc R I£ | - | - | - | - | - | |
| TM RWC GlEInc S A£ | - | - | - | - | - | |
| TM RWC GlEInc S I£ | - | - | - | - | - | |
| TM RWC UK Equity Income L Acc | -4.70 | 5.01 | - | - | - | |
| TM RWC UK Equity Income L Inc | -4.70 | 5.01 | - | - | - |
| Fund name | Currency | Minimum initial investment | Minimum top up | Standard initial charge (%) | Annual management charge (%) | Total expense ratio (%) | Ongoing charge (%) |
|---|---|---|---|---|---|---|---|
| TM Northern Lights A Inc | GBX | 100,000 | 50,000 | 5.00 | 0.75 | - | 1.200 |
| TM Northern Lights B Inc | GBX | 100,000 | 50,000 | 5.00 | 0.75 | - | 1.200 |
| TM Oak | GBX | 0 | 0 | 6.00 | 1.00 | 0.00 | 0.840 |
| TM Oenoke Acc | GBX | 0 | 0 | 7.50 | 1.02 | 0.00 | 1.220 |
| TM Oenoke Inc | GBX | 0 | 0 | 7.50 | 1.02 | 0.00 | 1.220 |
| TM Optima Balanced Acc | GBX | 1,000 | 100 | 0.00 | 1.50 | 0.00 | 2.000 |
| TM Optima Balanced B Acc | GBX | 250,000 | 100 | 0.00 | 0.75 | 0.00 | 1.250 |
| TM Optima Balanced B Inc | GBX | 250,000 | 100 | 0.00 | 0.75 | 0.00 | 1.250 |
| TM Optima Balanced C Acc | GBX | 6,000,000 | 0 | - | 0.50 | 0.00 | 1.000 |
| TM Optima Balanced C Inc | GBX | 6,000,000 | 0 | - | 0.50 | 0.00 | 1.000 |
| TM Optima Balanced Inc | GBX | 1,000 | 100 | 0.00 | 1.50 | 0.00 | 2.000 |
| TM Optima Growth Acc | GBX | 1,000 | 100 | 0.00 | 1.50 | 0.00 | 2.090 |
| TM Optima Growth B Acc | GBX | 250,000 | 100 | 0.00 | 0.75 | 0.00 | 1.340 |
| TM Optima Growth B Inc | GBX | 250,000 | 100 | 0.00 | 0.75 | 0.00 | 1.340 |
| TM Optima Growth C Acc | GBX | 6,000,000 | 0 | - | 0.50 | 0.00 | 1.090 |
| TM Optima Growth Inc | GBX | 1,000 | 100 | 0.00 | 1.50 | 0.00 | 2.090 |
| TM Optima Income Acc | GBX | 1,000 | 100 | 0.00 | 1.50 | 0.00 | 2.040 |
| TM Optima Income B Acc | GBX | 250,000 | 100 | 0.00 | 0.75 | 0.00 | 1.290 |
| TM Optima Income B Inc | GBX | 250,000 | 100 | 0.00 | 0.75 | 0.00 | 1.290 |
| TM Optima Income C Acc | GBX | 6,000,000 | 100 | 0.00 | 0.50 | 0.00 | 1.040 |
| TM Optima Income C Inc | GBX | 6,000,000 | 100 | 0.00 | 0.50 | - | 1.040 |
| TM Optima Income Inc | GBX | 1,000 | 100 | 0.00 | 1.50 | 0.00 | 2.040 |
| TM Optimal Acc | GBX | 100,000 | 0 | - | 0.01 | - | - |
| TM Optimal Inc | GBX | 100,000 | 0 | - | 0.01 | - | - |
| TM Opus A | GBX | 0 | 0 | 7.00 | - | - | 1.710 |
| TM ORD Acc | GBX | 100,000 | 100,000 | 1.00 | 1.00 | 0.00 | 1.020 |
| TM ORD Inc | GBX | 100,000 | 100,000 | 1.00 | 1.00 | 0.00 | 1.020 |
| TM Palfrey Acc | GBX | 0 | 0 | 5.00 | - | 0.00 | 1.370 |
| TM Palfrey Inc | GBX | 50,000 | 0 | 5.00 | 0.60 | 11.47 | 1.370 |
| TM Palm Inc | GBX | 100,000 | 5,000 | 5.25 | 1.00 | 0.00 | 1.670 |
| TM PM A Acc | GBX | 50,000 | 0 | 6.00 | - | 0.00 | 1.250 |
| TM PM A Inc | GBX | 50,000 | 0 | 6.00 | - | 0.00 | 1.250 |
| TM PM B Acc | GBX | 50,000 | 0 | 6.00 | - | - | 2.310 |
| TM PM B Inc | GBX | 50,000 | 0 | 6.00 | - | 0.00 | 2.310 |
| TM Preservation A 2010 Acc | GBP | 100,000 | 10,000 | 2.75 | 0.52 | - | 0.910 |
| TM Preservation A 2010 Inc | GBP | 100,000 | 10,000 | 2.75 | 0.52 | - | 0.910 |
| TM Private Portfolio A2000 Inc | GBP | 0 | 0 | 2.75 | 0.71 | 1.07 | 1.020 |
| TM Progressive UK Sm Companies A | GBX | 100,000 | 5,000 | 6.00 | 0.75 | 2.11 | 2.110 |
| TM Rectory Sustainability Acc | GBX | 0 | 0 | 5.00 | 1.00 | - | 1.130 |
| TM Rectory Sustainability Inc | GBX | 0 | 0 | 5.00 | 1.00 | - | 1.130 |
| TM RWC GlEInc E A | GBX | 0 | 0 | 5.00 | 0.10 | - | - |
| TM RWC GlEInc E I | GBX | 0 | 0 | 5.00 | 0.10 | - | - |
| TM RWC GlEInc L A£ | GBX | 250,000,000 | 5,000 | 5.00 | 0.60 | 0.70 | 0.700 |
| TM RWC GlEInc L I£ | GBX | 250,000,000 | 5,000 | 5.00 | 0.50 | 0.70 | 0.700 |
| TM RWC GlEInc R A£ | GBX | 25,000 | 5,000 | 5.00 | 0.80 | 0.90 | 0.900 |
| TM RWC GlEInc R I£ | GBX | 25,000 | 5,000 | 5.00 | 0.80 | 0.90 | 0.900 |
| TM RWC GlEInc S A£ | GBX | 100,000,000 | 5,000 | 5.00 | 0.70 | 0.80 | 0.800 |
| TM RWC GlEInc S I£ | GBX | 100,000,000 | 5,000 | 5.00 | 0.70 | 0.80 | 0.800 |
| TM RWC UK Equity Income L Acc | GBX | 250,000,000 | 5,000 | 5.00 | 0.45 | 0.60 | 0.620 |
| TM RWC UK Equity Income L Inc | GBX | 250,000,000 | 5,000 | 5.00 | 0.45 | 0.60 | 0.620 |
Please remember that past performance is not a guide of future returns. The value of investments and the income from them can go down as well as up as a result of currency exchange and market fluctuations and investors may not get back the amount originally invested.