MoneyAM Fund Centre

Quick Stats

Fund Objective

The objective of this fund is to provide growth of capital above the Bank of England base interest rate over rolling three yearperiods.There is no guarantee that the manager will out perform the Bank of England’s base interest rate in any period and capital invested in the fund is at risk.The fund will invest between 80% and 100% in a broad range of UK and overseas company shares, bonds (a type of loan which pays interest) and cash. The fund will invest up to 35% in company shares.Normally investments in these assets will be made by holding at least 60% in other authorised investment funds, including funds from Legal & General, but at times the fund could hold:• up to 100% in other funds; or• up to 100% directly in the assets; or• up to 100% in cash or cash like investments.The bonds that the fund invests in may be:• investment grade (rated as lower risk); or• sub-investment grade (rated as higher risk).Investment and sub-investment grade bonds are bonds that have been given a credit rating by a rating agency. Credit ratings give an indication of how likely it is that the issuer of a bond will be able to pay back interest and the loan on time. The bonds that the fund invests in may be issued by companies or governments.The fund may use derivatives (contracts which have a value linked to the price of another asset) for the following purposes: • To help with efficient day to day management. • To reduce some of the risks of the market. The fund may also invest in other transferable securities and other funds. Your units will be accumulation units. Income from investments held by the fund (Interest) will be reinvested into the value of your units. This fund may not be appropriate for investors who plan to withdraw their money within five years.

Fund Managers

Bruce White

Bruce is a fund manager in the Multi-Asset Funds team and leads the Portfolio Strategy team. He joined LGIM in February 2012. Bruce previously worked at Queensland Investment Corporation (QIC) for 12 years, where he was Director of Global Macro with responsibility for around $40 billion of TAA derivative overlays and a stand-alone total return fund to access those strategies directly. While at QIC he also had responsibilities for strategic asset allocation research, currency management and establishing a risk management framework. He has also advised pension funds and the Australian government’s Future Fund on their asset allocation and risk management models. Bruce is a CFA charterholder and graduated from the University of Queensland with a Bachelor of Commerce (hons) and a Bachelor of Economics.

Chris Teschmacher

Chris is a fund manager within LGIM’s Multi Asset Funds team with responsibilities in portfolio management and on-going development across the multi-asset product range. Chris joined LGIM in 2015 from HSBC Global Asset Management where he had spent over 6 years, most recently in the multi asset team covering capabilities including risk-targeted multi asset, multi-asset income and global tactical asset allocation. Chris has also worked on the emerging market debt team at HSBC in New York as a product specialist. Chris is a CFA Charterholder and holds the Investment Management Certificate. He graduated from Bristol University in 2008 with honours having studied economics and management.