MoneyAM Fund Centre

Quick Stats

Fund Objective

The investment objective of the Sub-Fund is to achieve capital growth over the medium term (3 years or longer). Please be aware that there is no guarantee that capital will be preserved. The investment manager will seek to diversify the Sub-Fund’s exposures across asset classes to reflect the balanced nature of the fund. The Sub-Fund will be invested in a range of higher and lower risk assets. Exposure to higher risk assets is expected to lie in a range between 40% and 80% of assets. Lower risk assets include domestic and international government and corporate bonds, money market instruments and cash or near cash instruments. Exposure to lower risk assets may be achieved directly, through investment in bonds and money market instruments, or indirectly, through eligible collective investment schemes. Higher risk assets include mainly domestic and international equities; there may also be a varied level of exposure to property, commodities and absolute return strategies. Exposure to these higher risk assets will be achieved indirectly through collective investment schemes, listed securities or directly through equities as applicable. The Sub-Fund may also invest in liquid investments, such as money market instruments, deposits, cash or near cash instruments and government issued debt securities, to keep the total market exposure consistent with the risk profile of the fund. Of those authorised investment funds invested in, the majority of these will be managed by Legal &General and will be index-tracking. The Sub-Fund may also use spot and forward foreign exchange instruments to manage currency exposure. There are no geographical restrictions on the countries of investment. Derivatives may be used for Efficient Portfolio Management (EPM) only.